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money - 4/26/2008 10:33:31 AM

faerytattoodgirl

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do you care about your change when you buy something in a store... i mean like do you keep it all.... or do you throw the penies back to the cashier?

are you counting every penny that you have??? and put it in a jar... you have to have like 10000 pennies to make $10.00 so is it worth keeping??? not many places will take pennies when rolled up. banks hate it when you bring in your change.

i for one tend to give the cashier my pennies back. i wish prices would not end in pennies. but damn this tax issue!!!

why not include the tax in your prices??? this way things could end with .05 in the price or .15 .25 .35 etc...

but lately i have come used to just having my atm card. so if im mugged nobody would get any money. muggers dont have time to force you to an atm machine and take out money. but they'd probly end up stabbing me or something.

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RE: money - 4/26/2008 10:38:56 AM

Arrrchibald

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I keep quarters, and drop everything else in whatever charity cup's at the register.

quote:

ORIGINAL: faerytattoodgirl
but they'd probly end up stabbing me or something.

He still wouldn't get your money though. So the jokes on him.

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RE: money - 4/26/2008 10:39:16 AM

christine1

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faery, i have an old five gallon water jug that i put my change into...we use it for movies and dumb stuff. i dont' give a stiff if the bank doesnt' like taking change, i bring it in and they take it.
if you had a sawed-off street sweeper in your purse, maybe you wouldn't get stabbed...i'm sort of kidding mostly.

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RE: money - 4/26/2008 10:43:15 AM

faerytattoodgirl

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quote:

if you had a sawed-off street sweeper in your purse, maybe you wouldn't get stabbed...i'm sort of kidding mostly.

funny thing...when i was in california with this couple many eons ago...their son was at an atm...took his money out...and these guys were waiting for him around the corner. it was in daylight too on a biz day. and their son is 6'4!!!! like wtf!! surely he could have defended himself.

this is what he claimed though...i wonder if this actually happens???

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RE: money - 4/26/2008 11:33:57 AM

SugarMyChurro

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I keep quarters in one ziplock bag, and other change in another - both bags are kept in the center arm of the driver's seat of my car. The quarters I try to use for small items like a soft drink if I'm desperate for a drink. I'll even buy lunch with all quarters, it's not that hard to count out $5-6. I find that quarters are often desired by the few faster food restaurants I might patronize (mainly rice bowl and teriyaki type places).

When push comes to shove and I run out of room for my change I take the small change to one of those machines that takes a percentage for counting the change for you - it gives you a receipt that you can cash or use toward groceries or whatever.

I do try to avoid that though by trying to use all of the change before I reach that point. I particularly try to use the quarters and dimes. But at some point it's not worth the hassle.

The point is to have a system that doesn't really require any brain activity on your part, you just follow your plan A as long as you can and then switch to plan B.

BTW, 10,000 = $100.00

Just sayin'...it adds up. And you never know when you may want some extra mad money.

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RE: money - 4/26/2008 11:37:45 AM

faerytattoodgirl

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quote:

BTW, 10,000 = $100.00

yes i know..i was making the point that its a ton of pennies.

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RE: money - 4/26/2008 11:37:59 AM

purepleasure

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I keep my change. It's saved for when I see a pair of "must have, but expensive" shoes.

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RE: money - 4/26/2008 11:39:29 AM

DesFIP

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Small town, stores here except big chain stores keep a cup where you can add/leave a penny.

Other places, if they have a jar for charity I'll put nickels and dimes in. But quarters are needed for the meters.

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RE: money - 4/26/2008 11:40:04 AM

KCherry

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I throw it in the bottom of my purse and empty it out into a charity cup when it gets heavy enough to annoy me

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RE: money - 4/26/2008 12:14:25 PM

charmdpetKeira

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It depends, if things are tight, I save them; if not, I don’t. Usually I am saving.

At least one reason for pennies is a physiological retail trick; for instance, people tend to look at a price like $9.99, and think “not quite”, where as prices ending, in say .05, evokes a slightly different response.

I’m not sure exactly how it works, but it seems as if it causes the person to subconsciously consider the price from a, “what am I getting back in change perspective, instead of, “how much am I paying out".

I have not been using my atm card nearly as much as I used to, part of that probably has to do with my present perspective of, “If I’m gonna get robbed, I would rather it go to the average citizen, then the businesses that might get my number and steal from me that way.

k

< Message edited by charmdpetKeira -- 4/26/2008 12:15:44 PM >

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RE: money - 4/26/2008 12:20:39 PM

faerytattoodgirl

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quote:

for instance, people tend to look at a price like $9.99, and think “not quite”, where as prices ending, in say .05, evokes a slightly different response.

which makes no sense because there is a thing called TAX.

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RE: money - 4/26/2008 12:26:48 PM

charmdpetKeira

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quote:

ORIGINAL: faerytattoodgirl

quote:

for instance, people tend to look at a price like $9.99, and think “not quite”, where as prices ending, in say .05, evokes a slightly different response.

which makes no sense because there is a thing called TAX.

All I can tell you is what I’ve learned, having been involved in merchandising.

ps. If memory serves, NH only taxes prepared foods.

k

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RE: money - 4/26/2008 12:36:56 PM

MladyHathor

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I leave My pennies for the next person--change we put in a glass bowl, it serves for the change when we get food delivered and it has been My daughter's means of supplementing her allowance--as for ATM-- in recent weeks, we have had more than a few murders where they coerced the pin code and still killed the person, so nothing is safe these days--and as for ATM find one like a credit union or always use the bank as the fees can eat you alive and take a good 5.00 and more a pop.

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