RE: Vehicle insurance questions.

RE: Vehicle insurance questions. (Full Version)

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slaveboyforyou -> RE: Vehicle insurance questions. (7/18/2008 1:19:18 PM)
quote: So the choice is clear - deal with the truth or get arrested for grand theft auto; which isn't as much fun as the video game makes it out to be. It's not necessarily grand theft auto. I don't know how it is in other states, but there is a misdemeanor charge here for driving a car without permission. However, insurance fraud is usually a felony in most places. So I'd say to the OP to not go along with that type of deception.

MstrObjectmaker -> RE: Vehicle insurance questions. (7/18/2008 1:21:11 PM)
quote: ORIGINAL: KatyLied Yeah, I would seriously reconsider any thought of 1) lying to the authorities and/or 2) being a party to insurance fraud. Those won't produce very good outcomes and will probably become more costly than admitting to the truth upfront with the insurance company. If she is upset about the possibility of her insurance going up perhaps you can work up a deal to compensate her for any increase that is caused by the accident. If she allowed you as a stranger to stay with her I can't imagine she wouldn't trust you to be good for your word. Well so far I have only been extremely truthful and up front with both the authorities and the insurance companies as I do not want to drop myself or anyone else for that matter in the shit. And yes I have already told my friend that I will compensate her for any financial loss that she incur's through this unfortunate incident.

pahunkboy -> RE: Vehicle insurance questions. (7/18/2008 1:22:31 PM)
FL has dangerous drivers on the road. there are gramps driving the old Buick at 5 MPH- with Datona spring break kids ramming 100MPH in the next lane. anyhow- best to make the best of a bad situation.

KatyLied -> RE: Vehicle insurance questions. (7/18/2008 1:25:28 PM)
It sounds to me like you have done all of the right things. Good luck and I hope it all works out satisfactory for everyone involved.

MstrObjectmaker -> RE: Vehicle insurance questions. (7/18/2008 1:45:05 PM)
I recieved this from another friend on CM, as I had asked for their advice. quote: "It's not considered "theft" if she doesn't press charges....so you can't be jailed for it, but it will hopefully keep insurance company from smacking her around. Check with her to make sure...Hillsborough county has it's own set of laws etc, but it should be pretty much the same everywhere. Parents often do it when their kids get into accidents."

Alumbrado -> RE: Vehicle insurance questions. (7/18/2008 5:21:10 PM)
Auto Insurance is on the 'household', it is claims against the policy that will add up, not a specific driver or vehicle. Claims that the car was taken are only going to help her if there is a police report on file before the accident...your friend isn't the first person to think of this sort of thing.

MstrObjectmaker -> RE: Vehicle insurance questions. (7/20/2008 10:27:02 AM)
[sm=oops.gif]

Alumbrado -> RE: Vehicle insurance questions. (7/20/2008 11:45:21 AM)
quote: ORIGINAL: MstrObjectmaker I recieved this from another friend on CM, as I had asked for their advice. quote: "It's not considered "theft" if she doesn't press charges....so you can't be jailed for it, but it will hopefully keep insurance company from smacking her around. Check with her to make sure...Hillsborough county has it's own set of laws etc, but it should be pretty much the same everywhere. Parents often do it when their kids get into accidents." All auto insurance in the US is controlled by the regulatory office for each state, as is the criminal code regarding auto theft, so any advice that Hillsborough County has their own laws is pretty much uninformed. And parents also get sued and sometimes even prosecuted for insurance fraud. So do 'friends'.

pahunkboy -> RE: Vehicle insurance questions. (7/20/2008 11:49:10 AM)
not enough info to give good advice. I assume no one was injured or killed...

Termyn8or -> RE: Vehicle insurance questions. (7/20/2008 12:58:22 PM)
Most states laws are at least similar, I would not go with the no permission story. In Ohio that is a first degree misdemeanor and could get you six months in jail and a thousand dollar fine. Conversely, if there is any reason that you should not be driving, your friend could be charged with what is called wrongful entrustment. I just went through that shit last year, and paid all the fines and costs for somebody else because they were pretty much shielding me. I can't say much more because even though state laws are very similar, they are not exactly the same, and I don't know all that much about Florida law. But I know this much, lying is something you do when you actually did something wrong. Did you have an IDP ? Florida is used to those, but I am not sure how they look at foreign driver's licenses. They don't have much choice but to recognize an IDP, but anything else is up to them. But here's the thing, how much damage are you talking about ? Is there going to be a million dollar lawsuit or is this just a fender bender. Nobody was killed ? Whether you did something wrong or not, stick with the truth unless you are VERY VERY good. I have said that I will not lie to people, but the government, it's open season on them. Thing is I know what I am doing and I know what they can verify and what they can't. So don't lie unless you really really have to. T

Moloch -> RE: Vehicle insurance questions. (7/20/2008 3:23:05 PM)
Did you drive on the wrong side of the road? Or look left last?

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