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Positivity in a financial mess - 12/1/2008 5:58:30 AM   
Aneirin


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Joined: 3/18/2006
From: Tamaris
Status: offline 		http://www.fortunewatch.com/the-positive-effects-of-a-financial-crisis/

Well, that is one perspective as it applies to the business and financial world, but what of the little people, the common or garden nobodys like the rest of us. Those of us who are not dabblers in the financial world, can we see any positivity in this mess ?

Maybe it is my thinking, but I do see positivities here, at least this mess will teach many the real value of money, and what credit really is. The other thing of course given there is less money about, how many of us have changed our way of thinking as to social occasions? You in the US have just celebrated thanksgiving, how many of you had a good time despite less spending, maybe a return to basic values, what you can do and how to enjoy yourselves without a well of money to spend.

Then there is health issues, the things that concern the health authorities, this recent interest in obesity, perhaps with less money around obesity might become less of a problem, smokers, drinkers, the pinch might be positive for these social habits .

People starving, really will this happen ? Maybe a return to basic values will be forced, families looking after families etc. Maybe even our modern fragmented society will come together.

I am of a low income, perhaps a group with the lowest income in the country, but given my income I have learned how to have a reasonable lifestyle on what I have available, much of the modern needs I have learned to do without, I source my necessities from the cast offs of our throw away society, I find, repair if necessary and modify to my needs and taste furniture and some electronic and mechanical goods. You might be surprised at what someone will skip something for, often with electricals, it is the supply lead or even a blown fuse. Because I source cast offs, my things hold no value other than their use, they cease to be of use, I give them to others that need, my service to others my inquisitive skills for  the benefit of others, I trade in exchange for good will.

Again,maybe it is just my thinking, but I see this mess as a leveller and a lesson to all of us, a lesson to stop wasting things, consuming just because it is there and reminding us of the social animals we are, we help others. I see positivity in this mess.

Anyone else ?

< Message edited by Aneirin -- 12/1/2008 6:00:45 AM >

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RE: Positivity in a financial mess - 12/1/2008 6:03:07 AM   
celticlord2112


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quote:

Again,maybe it is just my thinking, but I see this mess as a leveller and a lesson to all of us, a lesson to stop wasting things, consuming just because it is there and reminding us of the social animals we are, we help others. I see positivity in this mess.

If things are indeed as dire as some suggest, it may be fairly said that those closer to the bottom of the income ladder have a shorter distance to fall.....

Not sure if that's exactly positive.


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RE: Positivity in a financial mess - 12/1/2008 6:29:30 AM   
Aneirin


Posts: 6121
Joined: 3/18/2006
From: Tamaris
Status: offline 		Dire times often force or release creativity in thinking and resourcefulness. With less funds available, creativity may be forced, just like it was in the past. True in the real depths of poverty life was hard for those involved, but even so, people did manage, perhaps much better than we in our present age of materialism think possible. A great boon I see in this mess, is those with living grand parents or older parents, their knowledge , perhaps worth it's weight in gold.

Perhaps it is time to plumb the depths of knowledge held by our living ancestors, the one time ramblings of a past age might be the truth of tommorrow, and the saviour and the common or garden person.


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Everything we are is the result of what we have thought, the mind is everything, what we think, we become - Guatama Buddha

Conservatism is distrust of people tempered by fear - William Gladstone

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RE: Positivity in a financial mess - 12/1/2008 6:35:55 AM   
pahunkboy


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Joined: 2/26/2006
From: Central Pennsylvania
Status: offline 		thats because we think inside the box of the TV. smash the tv.  it is killing you.


AN,  you should design a class geared to the local area on ways to flourish.    hmm.   everything we know is being thrown out the window.   there is a reason.  it is to destroy the arabs and the chinese..   the globalists are not dumb...they know exactly what they are doing.

anyhow- could you please share hints for stretching resources??


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RE: Positivity in a financial mess - 12/1/2008 6:57:29 AM   
Aneirin


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From: Tamaris
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quote:

ORIGINAL: pahunkboy

thats because we think inside the box of the TV. smash the tv.  it is killing you.


AN,  you should design a class geared to the local area on ways to flourish.    hmm.   everything we know is being thrown out the window.   there is a reason.  it is to destroy the arabs and the chinese..   the globalists are not dumb...they know exactly what they are doing.

anyhow- could you please share hints for stretching resources??




Good advice for all ;

http://www.4ormore.co.uk/frugal.htm   

and for  the US especially ;

http://www.frugal-families.com/

Whilst we still have electricity, start researching, there is loads of stuff out there on the web that will help us with our day to day needs, be proactive, do it now.


_____________________________

Everything we are is the result of what we have thought, the mind is everything, what we think, we become - Guatama Buddha

Conservatism is distrust of people tempered by fear - William Gladstone

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RE: Positivity in a financial mess - 12/1/2008 7:12:30 AM   
LadyEllen


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From: Stourport-England
Status: offline 		The problem of dwindling consumer spending- in an economy founded on consumer spending and the credit industry that runs alongside it  -must be eventual socio-economic collapse?

Since we import the majority of our food - paid for by the wealth created formerly by consumer spending and the credit industry - this means huge numbers of people starving because they cannot access what homegrown food there is.

Since we have sold off our electricity generation to foreign countries and pay for it through the wealth created by consumer spending and the supporting credit industry and in this brave new world no longer have sufficient funds, the foreign owners will simply switch the supply off until we can pay.

Same for oil, gas, petrol, diesel et al.

Expect the first tidings of this in the third week of January 2009, and for it to become actuality sometime during the summer. By next winter, expect thousands to be dying each week from hunger, disease and cold.

This isnt about whether you have monetary resources personally - this is about the realities of international trade and particularly the imports that we need simply to function as a country; with no credit as a country, the ships will not come.

E


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RE: Positivity in a financial mess - 12/1/2008 7:34:43 AM   
Aneirin


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From: Tamaris
Status: offline 		Maybe the advent of the recent TV series, ' Survivors', has come at an interesting time, for what will we all do, if the scenario you describe happens ?

Honestly, it won't take a plague to change our lifestyle, any of those things which we have become dependent on will do just as well.

Though I had no stomach for the ''survivors'' series at first, now I watch with interest  and at the same time disgust, perhaps this scenario is not that far fetched.

What does interest, is the firearm issue within the series, the firearm being the leveller, thankfully, firearms and their munitions are not in that great supply in the uk, but a threat enough.

At the time of watching this show, I wonder at the situation as it would appear in the US, with most of them having guns, the US obsession, thoughts are, they, well few of them will survive, perhaps those out in the sticks, for the cities and towns may very well become a war zone, killing over what resources remain, a short sighted solution, for resources without resupply run out. No one really wins.

The Mad Max trilogy was always of interest, especially the latter two, it will not take apocalypse to change our world, but just the loss of the things we have become accustomed to, perhaps foolishly become accustomed to.

Can we live without those modern necessities though, maybe we can, our ancetors did, maybe it is time to look to those past ideas ?


< Message edited by Aneirin -- 12/1/2008 7:36:43 AM >

_____________________________

Everything we are is the result of what we have thought, the mind is everything, what we think, we become - Guatama Buddha

Conservatism is distrust of people tempered by fear - William Gladstone

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RE: Positivity in a financial mess - 12/1/2008 9:33:32 AM   
Termyn8or


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Joined: 11/12/2005
Status: offline 		An, perhaps you will take it as a compliment that I thought parts of your post were compelling enough that I did not visit the link.

I have always liked finding something in the trash, fixing it up and returning it to usefulness. This regardless of my financial situation. At one time I made so much money I don't even know how much.  So much of it was side jobs and under the table it would be very difficult to determine, it was probably around a hundred grand a year with well over half of it being tax free.

Nontheless if I saw a TV on the tree lawn anywhere, if it was a good model I would pick it up. I must mention my boss at this time. He has money of course, he was on his way to his wedding in a tux, driving a convertible. He saw a TV on the tree lawn and picked it up ! On the way to his own wedding. Some people might think he is some kind of nut, but I'm not so sure.

Waste not want not, that doesn't mention how much money is in your pocket.

Bear in mind this is in response to the OP, I have not visited the links. I will later and if I have something to say................. I hear that snickering :-)

Off to work for me.

T

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RE: Positivity in a financial mess - 12/1/2008 9:41:56 AM   
servantforuse


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Joined: 3/8/2006
Status: offline 		Not all, but most individuals in a financial mess got there by spending money they never had.The average credit card dept in the US is unbelievable. I think that it is close to$15,000 per family. If you only have a dollar, you don't spend $1.20.....

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RE: Positivity in a financial mess - 12/1/2008 10:03:33 AM   
popeye1250


Posts: 18104
Joined: 1/27/2006
From: New Hampshire
Status: offline 		Aneirin, you sound like a very clever and adaptive person.
People like you will always do alright in life.
You sound like me in my younger days.
I was always happy because I figured the only way I had to go was "up."
I was brought up to be frugal and to always save a portion of my income which I still do today.
I never thought that I would be in the financial situation that I'm in today.
That despite a few costly setbacks mainly from family.
(Don't get involved in business matters with family)
The main thing to remember is that when life knocks you down, get right back up!

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RE: Positivity in a financial mess - 12/1/2008 1:25:37 PM   
LadyEllen


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From: Stourport-England
Status: offline 		Horde Aldi canned food Aneirin, and big bottles of Tesco basics mineral water; tastes like shit but it will keep one alive.

Learn how to make fine gunpowder, but carefully since this is "information of use to terrorists" - and with the rest of your skills you'll be alright.

E

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RE: Positivity in a financial mess - 12/1/2008 2:26:41 PM   
LaTigresse


Posts: 26123
Joined: 1/15/2006
Status: offline 		Become poly! More people, more income into the house!

Actually I am only half joking. I think we will see more and more people doing some sort of communal living out of need.



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My twisted, self deprecating, sense of humour, finds alot to laugh about, in your lack of one!

Just because you are well educated, articulate, and can use big, fancy words, properly........does not mean you are right!

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RE: Positivity in a financial mess - 12/1/2008 3:35:26 PM   
Vendaval


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Status: offline 		You do see more people opting for a communal living style, whether as roommates sharing rent or as joint property owners.  Plan ahead for the inevitable changes of people wanting out of or into the arrangement as they change careers, marry, divorce, have youngsters, etc.

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RE: Positivity in a financial mess - 12/1/2008 5:22:14 PM   
tweedydaddy


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Joined: 9/1/2008
Status: offline 		I agree that there is an admittedly bitter satisfaction in watching the careless run head first into financial lamp posts, but watching my neighbours having to put their houses on the market and seeing their kids faces when the Christmas to come is going to hit them like a cold shower is not very enjoyable.
If you are on a low income, you have less far to fall, but little in the way of assets or resources to call on when the massive new bills arrive. In the last recession people in the UK did not have to find water and broadband bills as well as gas and electricity prices that seem to be going up on a monthly basis, my central heating costs about three pounds an hour to run and it has to be on. Food prices are astonishing, I use a peer advice network called Paidtoshop which saves me a fortune, but I still often go out of the store shaking my head.
Don't kid yourself about people not starving, that's a comfortable fiction, I know of people in the UK who are going hungry now, mostly older people who can't afford to heat and eat, and fall well clear of any social services net. The poor are always with us, and in a recession not only are there more of them, but there is less than nothing to spare. I've taught my kids to get massive vlaue for their money and they never pay full wack for anything, their friends have had no such schooling and are in for a rotten time.
People have gone soft and long lost sight of what really represents values, bigger better faster and with designer labels has been the order of the day for decades, but spoiled as they are, they don't deserve what is starting to hit them.


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RE: Positivity in a financial mess - 12/1/2008 5:42:05 PM   
TNstepsout


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Status: offline 		What's there to be positive about? Well everything. Change is good and sometimes it takes pain to make people change. 

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RE: Positivity in a financial mess - 12/1/2008 5:53:22 PM   
MzMia


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quote:

ORIGINAL: TNstepsout

What's there to be positive about? Well everything. Change is good and sometimes it takes pain to make people change. 


Pain certainly will cause many to "change".
I think it is good to be positive actually, many were happy during the last depression also.
There were times during slavery, that many slaves were happy!

I still find it very sad, that many will be going without food and electricity and doing without
the bare necessities.
I find it even sadder, that many more will be freezing to death, families unable to buy decent food,more people going hungry, and a rise in the disenfranchised and homeless.

< Message edited by MzMia -- 12/1/2008 5:59:23 PM >

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RE: Positivity in a financial mess - 12/1/2008 7:45:09 PM   
popeye1250


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From: New Hampshire
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quote:

ORIGINAL: MzMia

quote:

ORIGINAL: TNstepsout

What's there to be positive about? Well everything. Change is good and sometimes it takes pain to make people change. 


Pain certainly will cause many to "change".
I think it is good to be positive actually, many were happy during the last depression also.
There were times during slavery, that many slaves were happy!

I still find it very sad, that many will be going without food and electricity and doing without
the bare necessities.
I find it even sadder, that many more will be freezing to death, families unable to buy decent food,more people going hungry, and a rise in the disenfranchised and homeless.


Mia, I was at the BI-LO supermarket tonight and they have coupons that you tear off by the shopping carts and when you check out they scan the coupon and then add $5 to your bill and then put $5 worth of food in a giant box on a pallet to go to food banks and shelters.
So I'll do that everytime I go shopping now.
And I cut some checks to a couple of shelters and a Native American school yesterday.
Sheesh, I hope a homeless person doesn't key my new Lincoln!

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RE: Positivity in a financial mess - 12/1/2008 7:49:37 PM   
MzMia


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Joined: 7/30/2004
Status: offline 		LOL Popeye, you are a good deed doer.

I have been giving canned food to a few of the canned good food drives.
The sad thing is, many working people are in need of food, not just the homeless.
 
I think your Lincoln is safe.
lol

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Namaste'
To Each His/Her Own
"DENIAL ain't just a river in Egypt." Mark Twain


What's your favorite fetish?
"My partner's whisper"--bloomswell

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RE: Positivity in a financial mess - 12/1/2008 8:04:23 PM   
awmslave


Posts: 599
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Status: offline 		Gasoline $1.80 feels great. I hope the crisis will continue. Terrorists will have less cash too for weaponry.

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