What goes on after the funeral ??!

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What goes on after the funeral ??! - 5/20/2009 2:24:25 PM

pahunkboy

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Jims fricken house is up for sale already! Too cheap of a price! He always bought the best.

So- like- do the creditors scan the obits to then cut off the accounts?

I phoned his credit card. I had good reason. A "friend" who cooked dinner a few times for him, could be using it. WHile this dude had permission to make a $20 charge- he racked up $500 in charges he did not have permission. So he has the account data - Jim who had perfect credit and a fat credit line.

If the bastard is using a dead mans credit card I hope the bust him. Jim was proud of his credit.

But like- how does this go per a death? ANy ideas?

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RE: What goes on after the funeral ??! - 5/20/2009 2:25:37 PM

pahunkboy

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The friend took advantage of Jims frail condition. Jim had told me about the $500. So that is how I know.

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RE: What goes on after the funeral ??! - 5/20/2009 2:28:37 PM

Kirata

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quote:

ORIGINAL: pahunkboy

But like- how does this go per a death? ANy ideas?

I don't know the answers to your questions. But I'll say this, Jim is lucky to have a friend who cares enough to be asking them.

K.

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RE: What goes on after the funeral ??! - 5/20/2009 2:29:37 PM

marie2

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Did Jim have a will, if so, talk to the executor. If that's not an option, I would call the credit card company (if you know his account number) and put it in their hands. You're not responsible for this.

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RE: What goes on after the funeral ??! - 5/20/2009 2:32:14 PM

littlewonder

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When bills go unpaid for a few months creditors will hire a title searcher or an asset recovery company to collect the debt. Those companies or searcher will retrieve information at the decedent's residential courthouse to find out if he is deceased or not.

If he is deceased and an estate has been open the money can be collected from the estate. If one has not been opened the creditor can come forth and open and estate to collect their assets.

It's much more involved but that's the gist.

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Post #: 5

RE: What goes on after the funeral ??! - 5/20/2009 2:44:37 PM

barelynangel

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You can probably find the executor through the Realitor, you can ask them to pass on your info to whomever is selling the house (which probably will be an executor or administrator of his estate). Also you can check with probate court in the county in which he lived, if he had a will they will need to go through probate court to close out his estate. I believe the information for this is public record.

The thing about the CC is anything after the date of death is i believe considered identity theft. Your friend knew of his use of the card even if it wasn't what the guy was supposed to do, your friend unfortunately should have told them the card had been stolen so they closed the information the guy had, that he didn't do this -- they may not now be able to charge him. However, if the person is no longer alive and the guy is using the card (usually an executor will open a bank account to pay off all debts and receive payments), it is idenity theft at the bare minimum i believe.

What did the credit card company say? Try and get a hold of the executor, put in writing what you know, if you have any statements wherein you know what was charged etc, the executor can then call the CC company and have them investigate the identity theft.

Other than that, i would believe its the CC company that will have to investigate as well as press charges or the executor in your friends behalf.

angel

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RE: What goes on after the funeral ??! - 5/20/2009 3:11:36 PM

pahunkboy

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the credit card company, a credit union, said they put an alert on the account.

They asked the date of death, I told them the house address - phone number.

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RE: What goes on after the funeral ??! - 5/20/2009 4:23:31 PM

Vendaval

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Hunkboy,

One of my uncles died back in the late 70's. His widow was getting calls from collection agencies a few years ago because someone had stolen his identity, 20+ years after he was dead and placed in the casket. You should talk to the local police department and his bank. AARP could help you with additional resources. Give them a call.

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RE: What goes on after the funeral ??! - 5/20/2009 5:55:08 PM

mefisto69

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if he had a will, the 'executor' has to file for probate. ( usually family member or close friend) if he died 'intestate' ( no will ) the state will round up all his assets and keep them. probate can last up to a year - depending on how complex his financials were.
the executor of his estate would send out the death certificates to all pertinent parties (creditors - social security etc ) - that would force all banking and credit to halt until they were notified by the probate court of settlements. as someone who was very close - i would definitely talk to the police about the credit situation.

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Post #: 9

RE: What goes on after the funeral ??! - 5/21/2009 12:02:15 AM

pahunkboy

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At this time- the police - well- it isnt my place.

I dont know if there is a will or not.    He met this guy on myspace who is gay and a few blocks away. I know he did phone the credit card co- to complain about the $500. He was frail- - on that call- he pretty much has to pay the $500. But NOW things have changed. The scammer, I never seen. Never talked to. He moved up here from some southern state- to a boyfriend he met online. He will not work - so the bf is supporting him.

The thing is- what might have been lost in the shuffle in his old state- well the law works differently here.

The dude is the type that WOULD use the card - knowing Jim passed.   Jim has 4 sisters.   They always were borrowing money from him and .....repaying loans was slow or worse.

I am guessing his place was ransacked....   you know.   Jewelry, cash, a few antiques.   (add in the pain pills.)   After that- THEN they probably called 911.

When my dad passed years ago- it sure was confusion.

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RE: What goes on after the funeral ??! - 5/21/2009 5:03:33 AM

sambamanslilgirl

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i know when my dad dies, his siblings (if there are any left) will demand the reading of his will before his funeral. my father gave me copies of his a couple of years ago which i keep in a fireproof safe in my room. i hate to say bad things about my relatives on his side of the family but money is all they ever think about ...especially since they always borrow money from him (for bail/DUI charges in PA) but never repay.

i've already received my inheritance from my mother since she's donating most of her money and other things to charities.

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RE: What goes on after the funeral ??! - 5/21/2009 5:33:36 AM

thishereboi

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Sounds to me like this is one of those non violent crimes that they are talking about on the other thread. Now on that thread the OP said if he were on a jury of a non violent crime. he would vote to aquit. You said he would make an excelent juror so I will have to assume you think non violent crimes should be aquited. Now all we have to do is figure out a way to get SB on the jury when this guys gets busted. After all it was a non violent crime so why would you want to see him thrown in jail?

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RE: What goes on after the funeral ??! - 5/21/2009 6:45:37 AM

twistedreality

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If he made transactions, after the death, he can be in big trouble. A previous post was good advice. Notify the realtor to advise the executor. You can let the credit card company know and they can then check the obits for conformation.

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Post #: 13

RE: What goes on after the funeral ??! - 5/21/2009 11:25:32 AM

popeye1250

Posts: 18104
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From: New Hampshire
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PaHunk, I don't think it matters, when someone dies I think the credit card cos just charge it off.
I wouldn't be too concerned about the credit card cos., they rape people in their interest rates anyway, "bust the card out", max it out and throw it away.
I know guys in East Boston who don't charge that much on the "Vig!"

< Message edited by popeye1250 -- 5/21/2009 11:28:42 AM >

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RE: What goes on after the funeral ??! - 5/21/2009 4:01:45 PM

DesFIP

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You have proof that this person is racking up charges on the card of the deceased? Call the police. Give them all the info including this person's name, address and phone number.

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RE: What goes on after the funeral ??! - 5/21/2009 5:49:50 PM

pahunkboy

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From: Central Pennsylvania
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quote:

ORIGINAL: DesFIP

You have proof that this person is racking up charges on the card of the deceased? Call the police. Give them all the info including this person's name, address and phone number.

The $500 was charged when he was alive... and he phoned the cc place- so I am sure they noted it in his account. I dont have proof that anyone is doing this now. I do know he passed away- and that credit union has good customer service. I avoid calls- but they are functional.

I know the nickname of the flaming gay neighbor who made the $500 charges.

(in reply to DesFIP)

Post #: 16

RE: What goes on after the funeral ??! - 5/21/2009 5:54:39 PM

pahunkboy

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quote:

ORIGINAL: thishereboi

Sounds to me like this is one of those non violent crimes that they are talking about on the other thread. Now on that thread the OP said if he were on a jury of a non violent crime. he would vote to aquit. You said he would make an excelent juror so I will have to assume you think non violent crimes should be aquited. Now all we have to do is figure out a way to get SB on the jury when this guys gets busted. After all it was a non violent crime so why would you want to see him thrown in jail?

All politics is local. I beleive local custom ought to apply to the perp.

And even on that trial- Slaveboy would be agreeable to be on the jury. (to me)

IMO- Slaveboy is going to be let down by his gal. And he is wasting his time there.

nevertheless- a jury of ones peers is paramount. I would like to be on a jury. But I would want to take notes- and be allowed to ask questions.
I would 9 out of 10 times deadlock a jury.

I am for law and order. I am against big brother run amuck.

(in reply to thishereboi)

Post #: 17

RE: What goes on after the funeral ??! - 5/21/2009 5:58:25 PM

pahunkboy

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From: Central Pennsylvania
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quote:

ORIGINAL: sambamanslilgirl

i know when my dad dies, his siblings (if there are any left) will demand the reading of his will before his funeral. my father gave me copies of his a couple of years ago which i keep in a fireproof safe in my room. i hate to say bad things about my relatives on his side of the family but money is all they ever think about ...especially since they always borrow money from him (for bail/DUI charges in PA) but never repay.

i've already received my inheritance from my mother since she's donating most of her money and other things to charities.

I got to get a will.   There isnt one now.

Jim had complained about friends and family constantly borrowing money.   ...so there is a list of those who owe him. But the way his house is already up for sale and cheap, I bet the sisters want that money NOW.

Jim took care and things. He had his grandmothers eirlooms, his uncles, parents heirlooms.   I can see it all now tossed in a dumpster.

(in reply to sambamanslilgirl)

Post #: 18

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