Termyn8or
Posts: 18681
Joined: 11/12/2005
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Welp I thought it pretty harmless. Friend of mine has no CC and wants on this dating site for thirty bucks a month. Says a month will do it so he can contact a few Women he found attractive. OK. He forks over the money and I put my numbers in.
Everything is fine, until the bill comes, now I am almost a hundred bucks into this mess. Now he will pay, I know him well in fact I said "Wait until the dust settles and I see what they'll take off", and they already have eliminated some of the charges. B y next month I should be able to give him an accurate figure for how much more he owes for a thirty buck one month membership. One thing I like about this guy, he pays, pulls his own weight and hardly ever asks anyone for anything. Unfortunately for me he never asked anyone for a credit card, that's why he doesn't have one. Never wanted one except for in this instance. No credit, but not because he is stupid, because he has managed to live within his means. So I know he will fork over the money.
Problem is, when I filled out the online form there was nothing about this being a recurring charge nor the fact that it was a "gold" membership which had the basic membership fees tied in. The question really is, is it possible that by "autocomplete" or some other feature who's inventor should have been shot, might be simply re-upping the membership ? That his PC would do it automatically ?
Now as one who thinks they have gone too far in CC security in some ways, for example requiring ID for a twelve buck sale, there is just something wrong with this. I mean really I like being able to send someone to the store for more beer, things like that. But this is ridiculous. What also gets me is that I recently bought about $2,500 worth of computer stuff from a place I had dealt with before and while on the phone about to give them the card info the guy says "Oh, we don't need any of that, it's all on file. Your order will be shipped by Tuesday Mr. _____". Just like that.
Could someone explain to me how they fucked this situation up so badly ? Back before I swore off inkjet printers I went in for a twelve dollar ink cartridge and they wanted to see ID. I had to laugh, come on now, if I stole this card there wouldn't be an ink cartridge on the counter, there would be the bestest most ridiculously expensive stuff in your store. Then if you go to Wellman & Griffith you can spend ten grand on aelectronics and it will all be delivered wherever you say, on a signature. And I mean anywhere, like Wisconson. I know because they shipped Bob Dylan a "spare" system. That was before they had a website, all done on the phone.
So how did we get here ?
Many people pay for, for example their ISP on a card, and it is a recurring charge. But they knew that upfront. Is it possible that anyone you use a CC with could simply charge you every month like that ? Add unauthorized charges based on who knows what, possibly some fine print at the bottom of a webpage ? (and I thought I looked around for that pretty well before proceeding).
OK, I am not a complete babe in the woods when it comes to banks and all that crap. But I am having trouble understanding how things are when it comes to CCs and how and who gets paid what. If I am that vulnerable like that I am very glad to have my regular ATM card. That's right there is no logo on my checking card, and that is because I don't want it usable for POS transactions, or actually anything else. I am not really pissed, all this is is jumping through some hoops and getting some charges taken off, when shit like this happens to your checking account it can make your checks bounce. Now that is no joke, it is about a hundred times worse than not even paying the bill, really.
<sarcasm> Is there a way to tell if it's going to be a recurring charge or are we forever at the mercy of these highly trustable merchants ? </sarcasm>
T
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Scammed - ME ! - 
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