quote:

ORIGINAL: willbeurdaddy

quote:

ORIGINAL: eyesopened

quote:

ORIGINAL: willbeurdaddy

quote:

ORIGINAL: eyesopened

quote:

ORIGINAL: willbeurdaddy

quote:

ORIGINAL: servantforuse

Lady Angelika, You can do any one of the things you mentioned with a debit card. Credit cards are not needed to do any of them.. You also do not have to pay 30 % on a debit card..

You dont have to pay 30% on a credit card either, if you pay it off. The problem with debit cards for travel is rental car companies and hotels will put a hold on the card for much more than what you are actually purchasing.

Here's my opinion.... If I can't afford to put a hold of $200 on my card for a rental car, maybe I don't need to go on that particular vacation.  The hotel is gonna put $50 for incidentals on the card, credit or debit, at the time of check-in.  If you don't have the money in the bank to pay that extra $50, maybe you should stay with friends or family.  When I travelled for business, my company took care of everything.  All we are saying is that one can live nicely without having credit cards.  It is not a necessity. 

and you can live without a car or motorcycle or a myriad of other things that are conveniences, not necessities.

If my car or motorcycle was sucking the life out of me financially I absolutely would give them up for something that did not suck the financial life out of me!  The thread was about how credit card companies are such meanies... The point I and others are making is that people need to take personal responsibility and not just blame the big bad banks for their inability to pay their bills.  We are also pointing out that one can lead a perfectly decent life without credit cards.  Please try to keep up.

Im keeping up just fine. You don't have to preach personal responsibility to me...its the posters who always have their hand out for the next redistribution of wealth you should be talking to.