Termyn8or
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Joined: 11/12/2005
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FR
Where is Ken ? This is a trusted source and everything is fine right ? We need statistics to prove that there are less people out on the street because of these altruistic actions by representatives of trusted sources. Why do you think I give equal initial weight to the statements presented by those who some call crackpots, as I do to "trusted" sources ?
My Parents didn't raise any fucking fools, that's why. I was barely into my twenties when I almost fell for my first scam. My friend was working over in CA for a firm that sold natural vitamin C. If I bought something like a six month supply they would give me an IBM PC for free. I almost got smacked upside the head for even considering it and was told to find out more first. First of all that six month supply only had a shelf life of about thirty days. I was then instructed to call my Uncle who worked for IBM. At the time they did not sell computers, only leased them. Yes this was a long time ago.
ANYONE ANYWHERE who tells you that you can get something for nothing is lying. ANYONE who tells you that it is to your advantage to breach a contract is in the same boat. It doesn't matter if it were the President of the US, if it doesn't make sense it is bullshit.
I am considering debt consolidation if for no other reason than that I am writing too many checks every month and it's hard to keep track. I talked to the people, not the ones on TV with the footage of Obama either. Discussing the situation, now is not the time because I am running on some pretty low interest rates right now, like 1.9%. But when the rate nears the end it will be to my advantage. But you know what my main question was to the person to whom I spoke about this matter ? "How do you make your money ? I mean you don't do this for free". The response was that there is a monthly fee. OK, that was upfront enough and I'll keep that number for when the time comes.
Nobody gives away anything when it comes to business. There is no free ride. Charity does happen sometimes but that is the exception, and it is usually among family or friends. And when you send money to those starving children on TV, do you suppose the TV station donated the airtime ? Do you think you should take advice from someone who profits at your loss ? You need some Termy schooling then.
If it doesn't make sense tell them to fuck off, that simple.
Wanna make a bunch of money ? Setup a dummy corporation, best done by a foreign national and open a DBA account at a bank. Name it "Prime Lending Corp". Send out letters to a bunch of people stting that their house mortgage has been bought and they are now to mail their payments to ________________ and make the chacks payable to ___________.
Simple really, but then comes MERS. Either them or the mortgage originator hopefully hasn't gone out of business and a simple phone call clears it up and exposes the scam. But how many people follow up on things like this. In fact if you want to really reel them in send a letter with modification of terms of the original contract, IN THEIR FAVOR. Then offer them the option to opt out as per current regulations, and pay off at the old terms. But of course when you outline the new terms, they will be happy to send you their payment. After a few months of vacuum cleaning the money out of the account you start transacting by phone, and don't set foot in that bank again. It also helps if you can use an account as far away as possible. Of course you need an untouchable schmuck to keep your ass out of the sling, but pick them just right. You can find a homeless person to do it.
For some reason, direct mail is more respected. Some specific information, gleaned from the internet can go a long way.
Steps have been taken to curb this type of fraud but it is still possible. But the point is, if a phone call comes in from an 800 number, if the notice is prepared properly, if you know what you're doing you can still pull it off. It might be a bit riskier, but your homeless or illegal cohort upon whom it falls disappears into the woodwork once again, with some money of course. And they don't care.
Now if I took one of these "strawmen" to take on a bank account who doesn't have to worry about the consequences, why not just put them in a suit and tie ? That will make many more people believe them. What's more they might be able to actually sell some fake mortgages or refis. Between the fees and the first few payments before the fraud is discovered all you need is enough "marks" to make a fortune. Suits cost money.
Some get it legally, others not. Some get it all above board, others not. That includes everyone including the scumbags at the UN or other places who think they are beyond any law. Get the most money possible, that is their goal. The banker and the scammer have exactly the same goal, and their methods seem to be merging as of late.
That's your grain of salt, and the food for thought on which to put it. I do not have to speak to the stupidity of the principles in the OP, I think I already have.
T
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JPMorgan Instructs Homeowners To Stop Making Payments T... - 
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