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RE: Community Organizers Like Obama Caused Mortgage Col... - 6/16/2010 8:36:37 PM   
Musicmystery


Posts: 30259
Joined: 3/14/2005
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quote:

ORIGINAL: Sanity

Its just a coincidence that you've been trolling along behind most of my posts for several weeks now, is it?

quote:

ORIGINAL: Musicmystery

Little self-absorbed, aren't you?


OK....VERY self-absorbed.

Not very observant either.

(in reply to Sanity)
Profile   Post #: 21
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/16/2010 8:56:13 PM   
cloudboy


Posts: 7306
Joined: 12/14/2005
Status: offline
quote:

I think the mortgage collapse had more to do with banks not offering fixed rates and diminishing incomes caused by outsourcing and H1 Visas.


You are a loony bin.

(in reply to defiantbadgirl)
Profile   Post #: 22
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/16/2010 9:30:25 PM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
Status: offline
Even if your delusions were clsoe to reality such supposed self absorbtion beats your trollish and juvenile obsession with me quite handily.

You're in your mid sixties, right? Judging by your old picture that you had up. Why don't you start acting more your age?

quote:

ORIGINAL: Musicmystery

OK....VERY self-absorbed.

Not very observant either.


_____________________________

Inside Every Liberal Is A Totalitarian Screaming To Get Out

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Profile   Post #: 23
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 2:24:52 AM   
LadyEllen


Posts: 10931
Joined: 6/30/2006
From: Stourport-England
Status: offline 		Too ironic.
E

_____________________________

In a test against the leading brand, 9 out of 10 participants couldnt tell the difference. Dumbasses.

(in reply to Sanity)
Profile   Post #: 24
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 5:16:10 AM   
Musicmystery


Posts: 30259
Joined: 3/14/2005
Status: offline 		He's cute when he's exploring a new insult type. Never learns that none of them ever work for him, that turning to having ideas and supporting them would work better, but that fragile defensiveness will never let go of him.

The fixation is creepy, but hey, maybe he'll meet the right guy and his emotions will settle down.

His observational skills, though, are clearly beyond hope.

(in reply to LadyEllen)
Profile   Post #: 25
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 6:10:38 AM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
Status: offline
You're losing your troll circus MM, only one turned out to lick your ass in this thread.

quote:

ORIGINAL: LadyEllen

Too ironic.
E


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Profile   Post #: 26
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 6:12:28 AM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
Status: offline
Fixation? Lets talk about the way you constantly follow me around.


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Profile   Post #: 27
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 7:27:12 AM   
LadyEllen


Posts: 10931
Joined: 6/30/2006
From: Stourport-England
Status: offline 		Very oversensitive and self-absorbed - why would you think my comment was not intended to be a general observation of the thread rather than wholly directed at you?

Your problem is clear - on almost every point you are in the wrong and on most others you are unable to establish a case that comes anywhere near to proving the slightest merit to the interpretative and biased allegations you derive from some source material or other.

When the insufficiency or error in your contributions is pointed out, as it so often is, you become frustrated - more at yourself than your critics - and then revert to name-calling and diversion.

Here's the thing though - youre not always and evermore wrong on everything; occasionally you make a valid point - but these get lost in immature partisanship that blinds others to what should be your merit.

Consequently I advise longer deliberation and consideration of matters in the round, before commenting, so that we might see the better of you more often rather than the sort of daftness here exhibited in this thread that does you and your positions no credit.

E

_____________________________

In a test against the leading brand, 9 out of 10 participants couldnt tell the difference. Dumbasses.

(in reply to Sanity)
Profile   Post #: 28
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 8:50:06 AM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
Status: offline
You two are funny the way you both sometimes abandon your troll personas to go faux intellectual like this.

Endlessly amusing.


quote:

ORIGINAL: LadyEllen

Very oversensitive and self-absorbed - why would you think my comment was not intended to be a general observation of the thread rather than wholly directed at you?

Your problem is clear - on almost every point you are in the wrong and on most others you are unable to establish a case that comes anywhere near to proving the slightest merit to the interpretative and biased allegations you derive from some source material or other.

When the insufficiency or error in your contributions is pointed out, as it so often is, you become frustrated - more at yourself than your critics - and then revert to name-calling and diversion.

Here's the thing though - youre not always and evermore wrong on everything; occasionally you make a valid point - but these get lost in immature partisanship that blinds others to what should be your merit.

Consequently I advise longer deliberation and consideration of matters in the round, before commenting, so that we might see the better of you more often rather than the sort of daftness here exhibited in this thread that does you and your positions no credit.

E


_____________________________

Inside Every Liberal Is A Totalitarian Screaming To Get Out

(in reply to LadyEllen)
Profile   Post #: 29
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 9:19:34 AM   
Termyn8or


Posts: 18681
Joined: 11/12/2005
Status: offline 		FR

Not getting into the side debate here, if you can't afford a house without FHA you can't afford a house. It was true 20 years ago and is still true. Your best bet is to buy one for less than half of what they'll lend you.

A few years ago I saw an ad for a $250,000 mortgage for $565 per month. People who can't understand math well enough to see that this simply doesn't work should rent. I am serious. Home ownership is not for everyone. First you need to have enough money and income. Then you must be resourceful when things break down. Fix it yourself and build sweat equity.

At least 10% down, over two years at the same profession. Six months of bills in the slush fund. No other heavy outstanding debt, that means income is figured AFTER all that is deducted. Banks used to impose these conditions, and there is no good reason that people can't impose them on themselves.

However we have slick salesmen and an uneducated public who are easily "sold" on things they do not need and cannot afford. So these loan guarantees were, in the end, counterproductive. We had more home owners than ever before and now we have more foreclosures than ever before. Tell me how we gained anything here ?

Also, the availability of underpriced and risky credit resulted in more sales of fancier cars, how many of which got reposessed ? I am considering starting a thread on the Cash For Clunkers program that was just about as well thought out. Ostensibly all these things are done to make the numbers look better, which makes the party of incumbents look good. There was never any concern for the peons' well being involved, not in the least.

Neither party, nor even the government as a whole can be held solely responsible for this mess. But people have been conditioned to always find a fall guy. They are all dirty. And so are the people on welfare buying shit they can't afford and probably don't need. What does a low income homeowner do when they find out they need a new roof ? When their Caddilac needs a new transmission ? When they find a medical procedure will not be covered ? Most of them end up going into default.

I just don't see the logic in it.

T

(in reply to LadyEllen)
Profile   Post #: 30
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 9:31:27 AM   
Musicmystery


Posts: 30259
Joined: 3/14/2005
Status: offline
quote:

Fixation? Lets talk about the way you constantly follow me around.


Poor lonely sanikins.

If you've nothing better to do---and apparently you don't--count the threads/posts you've made, many of which I don't appear in at all, in response to you or otherwise.

Then count the places you're compelled to jump on my posts here.

Get back to us when you're finished.

It ain't all about you, kid.  Welcome to adulthood.

(in reply to Sanity)
Profile   Post #: 31
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 11:57:59 AM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
Status: offline
If it ain't about me then give me a little bit of space, you're acting more trollish than usual. You seem obsessed with me, and thats just not healthy, Tim. Its fairly obvious, too.

Quit being such a moronic jerk.


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Inside Every Liberal Is A Totalitarian Screaming To Get Out

(in reply to Musicmystery)
Profile   Post #: 32
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 12:57:35 PM   
Musicmystery


Posts: 30259
Joined: 3/14/2005
Status: offline 		I will never understand those who relish being victims, forever dependent upon the actions of others.

Join reality, dude. I respond to your attacks. If you didn't attack, you wouldn't be getting responses, and you wouldn't feel so persecuted.

The world isn't like Rush's show--entertainment vs. reality. That's why just attacking doesn't work here, no matter how many versions you try, from names to labeling to projection to appeal to the board to childishness. Rush can sit back and dictate what happens on the air. Reality isn't like that. You have to actually think of something to say, and support it, to get and keep people's interest and attention. And not from comedians--that's show business again. Even your various attack strategies come from seeing other people trying them first (and missing that most then give them up).

Have an original thought. All you do is repeat the same old schoolyard taunts, and complain when you get the same old responses back.

Take some responsibility.


(in reply to Sanity)
Profile   Post #: 33
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 1:06:16 PM   
Musicmystery


Posts: 30259
Joined: 3/14/2005
Status: offline
quote:

Here's the thing though - youre not always and evermore wrong on everything; occasionally you make a valid point - but these get lost in immature partisanship


Ellen, I agree with this.

AND he completely missed it in the hurry to take a swipe.

Probably never going to change.

(in reply to LadyEllen)
Profile   Post #: 34
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 5:12:42 PM   
thornhappy


Posts: 8596
Joined: 12/16/2006
Status: offline 		Every week, Bush 43 touted the increase in homeownership.  Every week.
quote:

ORIGINAL: truckinslave

Via the Community Reinvestment Act, pased under Carter, unenforced under Reagan and pere Bush, vigorously enforced by Clinton, the cause of many protests and much agitation by Acorn.

Still on the books, a guarantor of future economic chaos.

(in reply to truckinslave)
Profile   Post #: 35
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 6:13:03 PM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
Status: offline
Bush also pushed for reforming Fannie and Freddie but Dems like Frank and Dodd refused to consider doing so.

quote:

ORIGINAL: thornhappy

Every week, Bush 43 touted the increase in homeownership.  Every week.


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Inside Every Liberal Is A Totalitarian Screaming To Get Out

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Profile   Post #: 36
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 6:16:17 PM   
flcouple2009


Posts: 2784
Joined: 1/8/2009
Status: offline
quote:

ORIGINAL: Sanity


Bush also pushed for reforming Fannie and Freddie but Dems like Frank and Dodd refused to consider doing so.

quote:

ORIGINAL: thornhappy

Every week, Bush 43 touted the increase in homeownership.  Every week.



That flaw was pointed out in the articles you posted before.  At the time he suggested it ( a lot different from push) the republicans had full control of everything.  But alas nothing happened. 

Wanna try again?

(in reply to Sanity)
Profile   Post #: 37
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 6:33:51 PM   
Sanity


Posts: 22039
Joined: 6/14/2006
From: Nampa, Idaho USA
Status: offline
Either you're ignorant about recent events or you're a liar.

http://www.usnews.com/blogs/barone/2008/10/06/democrats-were-wrong-on-fannie-mae-and-freddie-mac.html


_____________________________

Inside Every Liberal Is A Totalitarian Screaming To Get Out

(in reply to flcouple2009)
Profile   Post #: 38
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 6:54:23 PM   
flcouple2009


Posts: 2784
Joined: 1/8/2009
Status: offline 		No that the territory of the boy in the Charlie Brown Shirt, lies and ignorance.

McCain didn't want to make an issue of it because the first time it was brought up the Republicans were in full control.  It was all in the last set of articles you posted.  Which you didn't like having pointed out.  As most often yoiu don't actually read most of what you post.

(in reply to Sanity)
Profile   Post #: 39
RE: Community Organizers Like Obama Caused Mortgage Col... - 6/17/2010 7:08:00 PM   
AnimusRex


Posts: 2165
Joined: 5/13/2006
Status: offline
quote:

ORIGINAL: Sanity
What do you know... in two clicks I found a blog that says Robert Gordons blog is full of shit:

[snip]

But it was the Clinton administration, obsessed with multiculturalism, that dictated where mortgage lenders could lend, and originally helped create the market for the high-risk subprime loans now infecting like a retrovirus the balance sheets of many of Wall Street's most revered institutions.



Well, the link you provided was broken.

But I would be interested in pursuing this- I would like to see someone show that the majority of subprime derivatives that went bad were originated as CRA loans.

For example, Countrywide Financial, one of the biggest players, one that exploded most specactularly, didn't even make CRA loans- so what happened with them? Who forced them to make loans like they did?

(in reply to Sanity)
Profile   Post #: 40
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