Musicmystery -> RE: If US colleges are too easy, who is to blame? (5/18/2011 11:26:01 AM)
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ORIGINAL: defiantbadgirl quote:
ORIGINAL: Musicmystery quote:
I don't see anything in your statement about substantially reducing tuition rates, colleges guaranteeing high paying jobs after graduation, or allowing graduates to file bankruptcy on their student loans if they can't pay them. Making college harder without doing any of that only gives the rich who don't have to work during college to avoid mortgage sized debt unfair advantage. If that's your take going in, you're going to be a poor, unsuccessful graduate. The responsibility to learn is yours. Grade school is over, and it's time to learn to be a professional. High paying jobs go to highly skilled applicants entering markets that require those skills and need to pay that much. More likely, you're going to enter an industry at a moderate income to start. Lose the notion that people need to come take care of you, and learn to create for yourself. That's what will make you a valuable employee. The college isn't loaning you the money. Payment is subject to the rules, including bankruptcy, as the rest of the financial world. Don't do it, though--you'll spend years coming back from it, and it will shut off several options from you. As for college tuition, write your legislators, and when they promise you tax cuts, tell them you'd rather have tuition assistance. Grade school is over? Kids in grade school don't have to work so they have more time to study. Kids in grade school don't have to worry about owing mortgage sized student loans if they don't work. Of course most college graduates enter an industry at a moderate income to start. That's why they need to work while they're in college so they won't have mortgage sized student loan debt to go with their low new graduate income. The higher tuition is, the more hours students have to work to avoid massive debt. The more hours students have to work, the less time they have to spend studying. That's why I get so mad when I hear people say college should be harder. Working students don't have time for that and they won't have until tuition is lowered so they can spend less time working and more time studying. Also, student loan debt is almost impossible to declare bankruptcy on. I'm surprised you don't know that. Whoa there, cowgirl. Your first two sentences exactly demonstrate why grade school is over. Question is...do you want to stay at that skill set, or make the leap, difficult though it may be, to a professional? That's what's going to determine your income and opportunities. The rest is silly, but if you really want to debate the last point (for what reason I can't imagine), take a look. 7% of students default within the first two years. Among for-profit schools, the default rate is 25%. http://www.usatoday.com/money/perfi/college/2010-09-13-loan-default-rates-rise_N.htm http://www.startribune.com/business/115339504.html Learning starts with listening. If you want to eternally justify where you are instead, you're going to stay where you are now. Be sure that's what you want before you dig the moat.
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