What happens to your SSI and any health care you get under it if you get married? (Full Version)

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Toppingfrmbottom -> What happens to your SSI and any health care you get under it if you get married? (7/21/2011 8:17:56 PM)

I'd assume it'd go away, or be reduced, depending on how much your husband or wife, makes?




erieangel -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 8:33:23 PM)

Yes, it depends. But it is harder any SSI if you marry than it is to keep any if you get a job. A lot of people on SSI, as well as many retirees, opt to live together without marriage for this reason.




littlewonder -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 8:34:41 PM)

depends on the type of healthcare you get and their policies.

For instance, I have healthcare through the military. If I ever remarry it's gone. I no longer get healthcare through them. I'm dropped.
When I was on social security for my husband's death because we have a child it would have stopped if I remarried. Instead it stopped as soon as my daughter turned 16.
As for SSI...here's the link to find out what happens to it once married..
http://www.ssa.gov/OP_Home/handbook/handbook.21/handbook-2122.html





Toppingfrmbottom -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 8:35:59 PM)

Well in my area I know they have right to work programs that will let you w*ork and keep your benifits, money and health, and they can not take your paycheck down if you make only so much at your job, so that'd be easy to control, just get a part time job that doesn't pay more than you're allowed, and no change to the amount you make. At least in my state.


Marriage however lol. well there's no right to marriage program.[&:]
quote:

ORIGINAL: erieangel

Yes, it depends. But it is harder any SSI if you marry than it is to keep any if you get a job. A lot of people on SSI, as well as many retirees, opt to live together without marriage for this reason.





snappykappy -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 8:58:35 PM)

so topping where can i get info on the amount one can make and not get penalized like living either in cali or new mexico




HeatherMcLeather -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 9:14:41 PM)

Thank you, thank you, thank you, Canada Health Act!




defiantbadgirl -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 9:18:19 PM)

Depending on the state you live in, you may be able to get married without a license (commonly referred to as a commitment ceremony). You can have a wedding, exchange rings in front of family and friends, and even use the words husband and wife at the ceremony as long as you don't sign a marriage license. A few Christians are against marrying with a license.

http://www.jesus-is-savior.com/Family/Marriage/license.htm

In most states, you're still legally single if you marry without a license. Unfortunately, a few states recognize common law marriage and a heterosexual commitment ceremony without a license would still be considered a legal marriage. If you live in a common law marriage state, you're pretty much screwed. Sir and I want to get married and his family is pissed at me because I haven't married him yet or set a date. The problem is we're both college students, marriage would cause us to lose thousands in financial aid, and we live in a common law marriage state. Hopefully I thought of a good solution for you if you don't live in a common law marriage state. I think Sir's great aunt who is in her 80's is afraid she'll die before we get married. Stupid marriage penalties. Sir and I don't know what to do.






Toppingfrmbottom -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 9:43:04 PM)

your local ssi office. I'd assume. I was told no more than 1oo dollars each paycheck. That might vary from state to state. .
quote:

ORIGINAL: snappykappy

so topping where can i get info on the amount one can make and not get penalized like living either in cali or new mexico




Toppingfrmbottom -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 9:46:58 PM)


if I ever got married I'd want to legally be recognized as his wife, for the rights and privilages and protections a legal marriage affords.


.
quote:

ORIGINAL: defiantbadgirl

Depending on the state you live in, you may be able to get married without a license (commonly referred to as a commitment ceremony). You can have a wedding, exchange rings in front of family and friends, and even use the words husband and wife at the ceremony as long as you don't sign a marriage license. A few Christians are against marrying with a license.

http://www.jesus-is-savior.com/Family/Marriage/license.htm

In most states, you're still legally single if you marry without a license. Unfortunately, a few states recognize common law marriage and a heterosexual commitment ceremony without a license would still be considered a legal marriage. If you live in a common law marriage state, you're pretty much screwed. Sir and I want to get married and his family is pissed at me because I haven't married him yet or set a date. The problem is we're both college students, marriage would cause us to lose thousands in financial aid, and we live in a common law marriage state. Hopefully I thought of a good solution for you if you don't live in a common law marriage state. I think Sir's great aunt who is in her 80's is afraid she'll die before we get married. Stupid marriage penalties. Sir and I don't know what to do.







defiantbadgirl -> RE: What happens to your SSI and any health care you get under it if you get married? (7/21/2011 10:07:44 PM)

Until this horrible SSI marriage penalty changes, your only other choices are to get off SSI and Medicaid or stay single for the rest of your life. My Sir and I would love to get married without a license if we could but we and both of our families live in common law Kansas.




LadyConstanze -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 3:38:21 AM)


quote:

ORIGINAL: Toppingfrmbottom

Well in my area I know they have right to work programs that will let you w*ork and keep your benifits, money and health, and they can not take your paycheck down if you make only so much at your job, so that'd be easy to control, just get a part time job that doesn't pay more than you're allowed, and no change to the amount you make. At least in my state.


Marriage however lol. well there's no right to marriage program.[&:]



I can only speak for myself, but I would rather earn more than I am allowed to earn to keep my benefits and get some satisfaction from the job and being independent, but that's just me and my impression, the longest I was on unemployment was 6 months when a company went bust, I had to be unemployed for that time because my best bet was to go self-employed and if you were unemployed for a minimum of 6 months, you got tax breaks and start up help, actually the lady at the unemployment office recommended it and told me that if I work to bill them so that the payments would come in after me being "in business".

As for the marriage and all the rights and protections, are there actually more than if you're just the spouse or "common law wife", i.e. living together as a couple? From my understanding (could be different where you are though or I might have gotten it wrong) you can have pretty much the same protection by just making it official that you are living together (cohabiting I think is the term) asa couple.






LafayetteLady -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 7:38:55 AM)

As you probably saw from the link from littlewonder, his income becomes part of your available assets.

Right to work is a Social Services program, not a social security one.

Chances are you will no longer qualify for SSI once married, but as for benefits, doesn't he have any? As his wife, he will be able to claim you on his insurance.




Iamsemisweet -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 8:44:26 AM)

quote:

ORIGINAL: HeatherMcLeather

Thank you, thank you, thank you, Canada Health Act!

No kidding. How horrible that people have to make choices about whether to marry or where to live based on arcane SSI rules.
My sister moved to Canada for a while 10 years ago and was almost immediately diagnosed with breast cancer. Even though she wasn't a citizen she received successful treatment for free! It was amazing. And yet, during the health care debate in the US, people kept insisting to me that "Canadians come to the US for medical treatment, because they hate their system.". Not true




pahunkboy -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 8:45:57 AM)

I would let things as they are.




Iamsemisweet -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 8:48:44 AM)


Only some states allow domestic partnerships. In my state, same sex couples can register as domestic partners and receive the same treatment from the state as married couples. For heterosexual couples, one of the partners has to be older than 55 to register as domestic partners. Common law marriage was eliminated completely, a long time ago here.

quote:

ORIGINAL: LadyConstanze


quote:

ORIGINAL: Toppingfrmbottom

Well in my area I know they have right to work programs that will let you w*ork and keep your benifits, money and health, and they can not take your paycheck down if you make only so much at your job, so that'd be easy to control, just get a part time job that doesn't pay more than you're allowed, and no change to the amount you make. At least in my state.


Marriage however lol. well there's no right to marriage program.[&:]



I can only speak for myself, but I would rather earn more than I am allowed to earn to keep my benefits and get some satisfaction from the job and being independent, but that's just me and my impression, the longest I was on unemployment was 6 months when a company went bust, I had to be unemployed for that time because my best bet was to go self-employed and if you were unemployed for a minimum of 6 months, you got tax breaks and start up help, actually the lady at the unemployment office recommended it and told me that if I work to bill them so that the payments would come in after me being "in business".

As for the marriage and all the rights and protections, are there actually more than if you're just the spouse or "common law wife", i.e. living together as a couple? From my understanding (could be different where you are though or I might have gotten it wrong) you can have pretty much the same protection by just making it official that you are living together (cohabiting I think is the term) asa couple.







LadyConstanze -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 8:56:54 AM)


quote:

ORIGINAL: Iamsemisweet

quote:

ORIGINAL: HeatherMcLeather

Thank you, thank you, thank you, Canada Health Act!

No kidding. How horrible that people have to make choices about whether to marry or where to live based on arcane SSI rules.
My sister moved to Canada for a while 10 years ago and was almost immediately diagnosed with breast cancer. Even though she wasn't a citizen she received successful treatment for free! It was amazing. And yet, during the health care debate in the US, people kept insisting to me that "Canadians come to the US for medical treatment, because they hate their system.". Not true



Lived there for a brief while (ex boyfriend) and broke my leg in a skiing accident, superb treatment, tried to hand over a chip card to show them that I got an international health insurance and explained that I don't want to take advantage of their system, they told me it's not needed. I'm actually surprised that Americans don't flock to Canada to get treatment... The power of propaganda, I guess.




pahunkboy -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 9:05:23 AM)

There is a medical tourism thing of late...  India - namely-   and now I see more going to Mexico for medical.




WinsomeDefiance -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 10:10:15 AM)

I read the SSI Handbook and here's a couple things to consider. 

I don't think it matters if you are living in a Common Law state.  SSI is Federal, their rules are the same (as far as I know) in every state. 

The handbook says:

A man and woman are married for SSI purposes if: They are living in the same household and are married under the laws of their State; They are holding themselves out as husband and wife to the community in which they live; or One is entitled, as the spouse of the other, to Social Security benefits.

Just living together, and presenting as husband and wife could be grounds for the SSI to determine that you are a married couple (for SSI purposes) and evaluate you as a couple. 

That's how I understand it.  When it comes to government red-tape, it is safer and wiser to assume that the loopholes are there for THEIR benefit, not yours.

WinD




Toppingfrmbottom -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 11:35:36 AM)

I'm sure there are. What all those are I have no idea, since I have never been married and know nothing about laws of marriage and stuff.
quote:

ORIGINAL: LadyConstanze




As for the marriage and all the rights and protections, are there actually more than if you're just the spouse or "common law wife", i.e. living together as a couple? From my understanding (could be different where you are though or I might have gotten it wrong) you can have pretty much the same protection by just making it official that you are living together (cohabiting I think is the term) asa couple.








Toppingfrmbottom -> RE: What happens to your SSI and any health care you get under it if you get married? (7/22/2011 11:41:07 AM)

At this point, no he has no health insurance. He can't afford it. But if we got to the marrying part of things, health insurance would be one of the things he'd need to have before we tied the knot. I probably would still get better benefits with my coverage than him though even if he could afford it and had insurance. I don't know all the extent of what medical and medicare covers, but it's probably better than he can get.


quote:

ORIGINAL: LafayetteLady
but as for benefits, doesn't he have any? As his wife, he will be able to claim you on his insurance.




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