RE: Stores Violating their merchant agreement

RE: Stores Violating their merchant agreement (Full Version)

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ArtCatDom -> RE: Stores Violating their merchant agreement (6/1/2006 6:28:07 PM)
quote: ORIGINAL: Saint Wheeew! You had me worried there for a minute that I was mistakenly posting false information, ArtCatDom. Thank you though for going through and finding the exact information in the merchant agreement. Not at all. Thank you for understanding I made an honest, if hasty, error. I appreciate it. Posting the correct information was the least I could do to make up for my mistake. meow

ArtCatDom -> RE: Stores Violating their merchant agreement (6/1/2006 6:29:09 PM)
quote: ORIGINAL: pahunkboy The OP means on a DEBIT card -- I thought. Credit is not debit. Credit and debit are still done through Visa/Mastercard transactions, using the same system and drawing the same fees for merchants. meow

UtopianRanger -> RE: Stores Violating their merchant agreement (6/1/2006 7:02:04 PM)
quote: ORIGINAL: JohnWarren quote: ORIGINAL: pahunkboy Oh wow. Well- from a former cashier stand...we could more less insist on method of payment of our choice- as a merchant. If such was illegal is isnt enforced. Or wasnt. It may or not be illegal under your state law but it is a violation of the contract with the card processing company. I recently bought a motorcycle with my Discover Card and the seller wanted to tack on a fee equivalent to what they would be charged by the processor. I said "fine" but then insisted that the fee be recorded on the bill as a credit card fee. They went white and told me they'd forgive the fee. They knew damned well if I contacted Discover, there would be a good chance that I'd get a refund taken out of their virtual hide and might even lose their credit card priviledges. I used to run an internet company that used credit cards and I made it my business to read the entire agreement. Having been in the night club/ bar business and a similar business for nearly twenty years, I can tell that there are EXTREME benefits when dealing with cash as opposed to a swipe of a card and book-keeping entry. While having never utilized a minimum-dollar-amount purchase policy, at almost every step of the way I'd employ every psychology trick in the book I could think of in order to get my customers to adapt and pay in cash. And yes….I’d also offer cash discounts for regulars with a nightly tab. The other side of this argument for me is, the whole issue that surrounds the promotion of a cashless society and how messed up that would be. But that’s a whole different issue [;)] Apesadumbrado, ningún efectivo de las tarjetas de crédito solamente! - R

MarksFantasyGirl -> RE: Stores Violating their merchant agreement (6/1/2006 7:27:27 PM)
the little convienient store that i work in, does get charged a $2 fee for every time we use the debit machine... we use it was a credit card machine... and yes, we do get charged for it... that is why we have to have people spend at least $10... when i have people spend like 9.95, i let it go... just because that's dumb... but i'm sorry, but i don't see why we shouldn't be alowd to do that... most ATMs charge you at least $2 to use them, and if it's a differant bank than you use, you get charged by your bank as well... also, you have to pull out at least $20 in most of them (at least around here).... but you're telling me that it's not legal for a store to do the same thing that an ATM does? bull Shat..... thanks....

pahunkboy -> RE: Stores Violating their merchant agreement (6/4/2006 5:33:17 AM)
Always pay with pennies..... price of copper is up. g lol

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