RE: If I report that James lives with me, can they count his income against what i can make on SSI?

Collarspace Discussion Forums

Home Login Search

RE: If I report that James lives with me, can they count his income against what i can make on SSI?

View related threads: (in this forum | in all forums)

Logged in as: Guest

All Forums >> [Casual Banter] >> Off the Grid >> RE: If I report that James lives with me, can they count his income against what i can make on SSI?

Page: << < prev 6 7 [8] 9 10 next > >>

Login

Message

<< Older Topic Newer Topic >>

RE: If I report that James lives with me, can they coun... - 2/23/2013 4:19:52 PM

Toppingfrmbottom

Posts: 6528
Joined: 6/7/2009
Status: offline

Because the companies, yes they will lower your payments if you tell them your side of things, but they didn't want to lower the interest or anything, and the payments are , in some cases already low. like 25/50 there's 2 that were 60. I thought about bankruptcy, but I was afraid that doing so would endager my SSI. Yes, yes I know having an undeclared bf living here could do that too, but you can't prove, not really he is living here as my bf and not as my dad's guest. Filing for bankrupsy is quite another.

yes care one is helping out. we're not having the same problem with them that Daddy is having with his care one program.

quote:

ORIGINAL: Baroana

[

Well, hopefully Careone will fix your problems and not rip you off too much. How come you could not negotiate by yourself with the credit card companies? They are extremely willing to compromise when it comes to unsecured debt. Why not threaten to file bankruptcy (or actually do it)? You don't sound like you need a good credit profile for anything.

quote:

come you could not negotiate by yourself with the credit card com

_____________________________

One world under lube with vibrators and dildo's for all! quote from the sex toy 101 book

(in reply to Baroana)

Post #: 141

RE: If I report that James lives with me, can they coun... - 2/23/2013 4:29:27 PM

Toppingfrmbottom

Posts: 6528
Joined: 6/7/2009
Status: offline

unless there is something I am not aware of and I am sure maybe there is you can't pick and choose who gets paid and who don't. When a minimum payment is due on Kohls and capital one and credit one and your own personal bank needs a payment, you can't say sorry capital one I am not paying you, I am paying discover. wait in line. I will pay you once I have paid off the money I owe Discover.

all of my credit cards, they demand a monthly minimum payment.

quote:

ORIGINAL: TheLilSquaw

ETA: Why not pay them down 1 at a time instead of trying to do them all at once on your limited income?

_____________________________

One world under lube with vibrators and dildo's for all! quote from the sex toy 101 book

(in reply to TheLilSquaw)

Post #: 142

RE: If I report that James lives with me, can they coun... - 2/23/2013 4:46:56 PM

Toppingfrmbottom

Posts: 6528
Joined: 6/7/2009
Status: offline

Correction, what they can do to him.

quote:

ORIGINAL: TheLilSquaw

According to her these are her CC debts, he has his own.
She posted not long ago asking for advice on what CC Companies could do to her. She went into great detail about it and got a lot of advice. Since then she has stated she used other CC to pay for things she couldn't afford.

quote:

her. She went into great detail about

_____________________________

One world under lube with vibrators and dildo's for all! quote from the sex toy 101 book

(in reply to TheLilSquaw)

Post #: 143

RE: If I report that James lives with me, can they coun... - 2/23/2013 4:47:00 PM

erieangel

Posts: 2237
Joined: 6/19/2011
Status: offline

In the 90s and early 2000s it wasn't hard to get all those credit cards. When I was on SSI, I had 3 of them myself at one point, plus 2 book clubs and a music club. And my son keeps getting credit card offers to this day. Strangely, I haven't had a credit card offer in the past 4 years--I've owned my home (mortgage free for 6 and been working full time for nearly 5). When I messed up with my credit cards, I didn't want fess up to my representative payee about it, so I called CareOne. They wanted nearly as much as it would have been for me to pay off the cards myself and they wouldn't help me settle with the clubs. I had to be responsible, face my payee who lectured me for several minutes and made me like a child while she did so. We then redid my budget and she found the money to pay down all of my cards. She also cancelled all of the cards and made me promise to talk to her if I want to get another one.

I was shopping today (got my tax return) and every store offered me a discount if I filled out a card application. I refused the discount because I'm trying to improve my credit score.

(in reply to erieangel)

Post #: 144

RE: If I report that James lives with me, can they coun... - 2/23/2013 5:10:31 PM

Toppingfrmbottom

Posts: 6528
Joined: 6/7/2009
Status: offline

I should say that all my credit cards are active accounts, not ones that i filled up 5 years ago they closed an I walked away from.

They're closed to use now, cause when you join care one, the crediters close your account to futher purchase, but they're all still open.

_____________________________

One world under lube with vibrators and dildo's for all! quote from the sex toy 101 book

(in reply to erieangel)

Post #: 145

RE: If I report that James lives with me, can they coun... - 2/23/2013 5:15:36 PM

freedomdwarf1

Posts: 6845
Joined: 10/23/2012
Status: offline

~FR

I'm not hot on US law and don't pretend to know anything much about US benefits.
So please feel free to pick holes in my assumptions here.

What I do know is, here in the UK, if two people are living together as if they were a married couple, they are treated as such for any benefit payments.
My friend in Tampa, FL, has had similar problems when one of her sons came to live with her with his GF.

Although it didn't affect her benefits, her sons benefits were assessed as if he and his GF were a couple.
That's because they didn't have separate sleeping arrangements and slept together in the same bed in her condo.
I'm sure that sort of law is prevalent across the US in some form or another if it isn't federal.

So, to my way of thinking, the fact that TFB and BF are in the same studio isn't the problem here.
The fact that they are sleeping together, in the same bed, would indicate to me that they are indeed a couple and her dad could not claim that James is a separate lodger or tennant to TFB. All other shared facilities can be explained away - sharing the same bed, can't.
So in that sense, not declaring that James is living with her, or not declaring his income (no matter how small or irregular that may be), is certainly "gaming the system". Or to use a common phrase over here, a benefit cheat.

And to pick up on some things TFB has stated herself -

"I want to live with my bf and have a life together".
That, in itself, tells me you are a couple and have every intention of living as such.
Whether or not you declare yourself as GF/BF or engaged or whatever is pretty immaterial.

Getting a dog, is certainly NOT an essential item - even if you personally think it is.
It is not a specially trained dog to help hearing impaired people or for those who are blind or have poor sight.
It is also not a trained "therapy" dog either.

Cable TV service is also not essential.
I have several friends in the US that don't have a cable TV service because they can't afford it.
I also know some people that don't even have a TV of any description - my brother included.
Learn to amuse yourself in other ways - TV is just not an essential item no matter how you slice the cake.

Internet, although extremely useful, is also not essential either.
Most libraries offer some internet access for free and you can use that time to download your diabetic recipes.
There are also many diabetic recipes in library books too - even if you have to copy them out longhand.
Your MD or local hospital or clinic can give you info on diabetic foods as well - all for free.
You don't need that to get your recipes.

We had Sky satellite service for two months here and it's a minimum 12 month contract.
After 2 months, we realised with all the other outgoings that we couldn't really afford it.
We cancelled the payments. They cut the service.
They sent letters threatening court proceedings and bailiffs.
They wanted at least 1 months payment for the service we had where we didn't pay them.
We paid just that ONE month subscription. Not a penny more.
The rest of the bill we told them to stuff it as we weren't paying for a service we weren't receiving.
So now we have just the basic free channels, nothing more.
All we get from them now is periodic phone calls trying to entice us into signing up again.

TFB: What you have to realise is, what you think is essential and what the system (and society) deems as essential are two very different things.

You are living beyond your means.
You don't need the internet or cable TV at home - get rid of it.
If you are sooo desperate to have internet - get a PAYG dongle and only use it when you need to.
Your dog, however nice, is an unnecessary millstone you can't afford. Find it a new home. Sad but necessary.
See your therapist to improve your social skills. But even they can only teach you so much - you NEED to get out there.
Agoraphobic??? There are therapists and tablets for anxiety - they do work.

Many/most of your problems are of your own making and therefore can be resolved.
Sitting on your butt and bleating excuses won't help. Only *you* can cure yourself.

(in reply to Toppingfrmbottom)

Post #: 146

RE: If I report that James lives with me, can they coun... - 2/23/2013 5:18:31 PM

erieangel

Posts: 2237
Joined: 6/19/2011
Status: offline

And what I'm saying is that with proper money management, perhaps with the help of a payee, you wouldn't need to CareOne. Being involved with CareOne actually affects your credit score--and they end keeping a portion of every payment you send them.

(in reply to Toppingfrmbottom)

Post #: 147

RE: If I report that James lives with me, can they coun... - 2/23/2013 5:54:58 PM

JustDragonflies

Posts: 50
Joined: 3/30/2012
Status: offline

quote:

ORIGINAL: TheLilSquaw
Intolerance? I can't control how YOU perceive my posts to TFB but I am far from intolerant of her. SHE asked for MY input directly.

I don't minimize anyone's adversities. However, I do think many times those adversities and situations are of our own making.

Intolerance isn't necessarily something that's wholly opinion based. I'm saying it's intolerant because when someone repeatedly insists that someone else (with a different brain's limitations) is making certain conscious, deliberate choices, when really there are many reasons they may not be, it's an example of being intolerant of the differences between people's abilities. The brain is an organ and functions at different capacities from person to person. That's why I said for you, it may be a choice--- for others, it may not.

As for "situations of our own making", while that's wholly possible, in most respects we don't make our brain's capacities. You admitted that perhaps she's not capable of making certain choices on her own..... If she doesn't have the capacity to organize financial decisions then asking her to "choose" to be capable of something far far more complicated, painful, difficult and within the context of her limited resources in life and, probably depression, is, again, rather intolerant of the realities at play. (It's kind of cruel too. I know you weren't in any way trying to be cruel, but imagine insisting a dyslexic person choose to read with your similar skill set at reading.)

I also suggested that perhaps, indeed, some circumstances were things of "her own making", but pointed out that it doesn't matter. If I jump off a bridge and my leg is broken, I still can't choose to walk, no matter how responsible I am for that initial jump. For the record, I suspect that such circumstances were not always of her own deliberate making given the differences in cognitive abilities I mentioned before.

quote:

First, you have no idea what adversity I have faced in my life.

It may not be pretty and it may not be what she wants to hear but it will NEVER be from a place of me being hurtful.

I'm keenly aware that I have no idea what adversity you've faced, that's why I prefaced and began that statement with the word "If".

As to you being hurtful, I totally acknowledged I believed you were trying to help. That's why I bothered to offer the other perspectives! You are clearly motivated to be helpful and a positive influence.

quote:

TFB has already said that she is making the choice to stop trying to deal with people socially. So that is a conscious choice one that is owning.

I have NEVER said that she didn't need to continue therapy or that therapy wasn't useful.

If I acknowledge that watching a scary movie at night gave me nightmares, it doesn't mean that I consciously chose for that to happen, or for my reaction to be nightmares. Seeing that one has given up or even deliberately saying "It's too much. I give up." doesn't make the act of the giving up, the lack of resilience or the potential cognitive issues actual choices. Humans are smart enough to notice behavior but we're not necessarily able to exert good control over that behavior. Reading enough neuroscience research will demonstrate that if you're curious about it.

Regarding the usefulness of therapy thing, you said that she needed to expose herself to more social situations and said "You're therapist can't teach you those things IMO". That's what I was referring to regarding it's uses. A therapist can immensely help and teach someone about social cues/dynamics and etc.

I'd just like to pause for a moment and say that I was irritated with your feedback to the OP... but I wasn't intending to attack you. I think you might have felt that way since you responded defensively and I want to apologize. I saw you were coming from a good place and I genuinely wanted to offer you some alternative notions to consider regarding human functioning. Those notions aren't my opinion or my observations alone. Those are ideas and concepts that are reflected in the study of human behavior and specifically neuroscience. I think that you are probably the kind of person who invests in others and wants to help them so I wanted to propose to you that simple insistence that certain things are choices and people can choose otherwise isn't necessarily accurate or the way to effect change. For some people such reactions might be choices, for others, due to cognitive reasons, it may not be.

(in reply to TheLilSquaw)

Post #: 148

RE: If I report that James lives with me, can they coun... - 2/23/2013 5:56:18 PM

Aileen1968

Posts: 6062
Joined: 12/12/2007
From: I miss Shore, New Jersey
Status: offline

quote:

ORIGINAL: Toppingfrmbottom

Credit card companies fall all over themselves to give me offers.

They do this because they make a shitload of money off of you since you keep a high balance at a high apr. You are a credit card company's dream. They don't want the people that pay off their balance each month. They make no money off of them.
Don't interpret the fact that you get credit card offers as meaning you are financially sound. It's quite the opposite.

_____________________________

(in reply to Toppingfrmbottom)

Post #: 149

RE: If I report that James lives with me, can they coun... - 2/23/2013 6:04:08 PM

lizi

Posts: 4673
Joined: 2/1/2009
Status: offline

Everyone that tries to help TFTB is just emptying their efforts into a void. I used to try too, and have just given up. It'll never go anywhere. Over the years I've been here she's had the money for, or wanted to use it for, custom made clothing, Etsy stuff, craft supplies, animals, prepared food, drinks, costumes, housecleaning, etc....that's just the things I can remember right now, there are more. There are always questions for help, then the help is immediately tossed aside for some excuse or another; or it may take a small amount of time, but it all ends up being abandoned because it takes consistent effort and a constant cracking down on what she wants vs what she should do.

This crisis will fade off and a new one will take it's place in time. Along the way she'll have the same endless excuses for not following through on whatever the flavor of the day question is. She's got her issues, as do we all. Yet most of us learn to delay our gratification and grow up long enough to get somewhere and stop falling into the bottomless pit of self-gratification. Life is hard. Yes, we do all make mistakes, but there is a time where if the mistakes are still happening, that it's time to stop using that as yet another excuse and get your act together.

The food threads seem almost masturbatory to me. She starts them consistently. Mostly it's excuses that come out of them, once in a while she'll try something and after a week or two is back to what she was doing before. It's always so important to her that she likes what she likes, and she is completely resistant to change, but wants everyone to give her the magic spell that will change plain water into something she considers "tasty" or make healthy food taste like the processed stuff that she'd rather eat. I'd like that magic too. It doesn't exist. So she goes back to her old eating habits (if indeed she ever left them behind) spending money along the way on things like trying all different kinds of drinks to spare her from drinking water. She says it tastes nasty, well.....tough shit. It's free. You know, I've been dead broke with a child to raise and I did a lot of things that I didn't like, eaten a lot of things that tasted nasty in order to get us through those times. Sometimes you just have to bite the bullet. Somehow though, TFTB never does. She's always looking for the magic spell and when it doesn't come, she keeps on giving in to whatever her heart desires instead because it's hard forcing yourself to do whatever it is that you don't want to do.

Why should she or anyone else buy into the idea that because she's got certain hardships physically, mentally, emotionally, it gives her permanent special exemptions in life? Will that EVER get her anywhere? Everyone has their own problems, I'm sure hers are very difficult, but she constantly stops short of really making any effort to get things together.

I hope this current problem resolves itself, I hope she learns the value of telling herself no. I don't really have any hope that anything will change, which is a shame.

(in reply to erieangel)

Post #: 150

RE: If I report that James lives with me, can they coun... - 2/23/2013 6:35:51 PM

servantforuse

Posts: 6363
Joined: 3/8/2006
Status: offline

People who are disabled can't work ? Not hardly. The grocery store where I shop has young men with downs syndrome bagging grocerys and bringing carts back to the store. A good friend of mine goes to his job everyday in his wheelchair. Another friend of mine has one leg and teaches school. In your mind you cannot work..

(in reply to Toppingfrmbottom)

Post #: 151

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:04:52 PM

Toppingfrmbottom

Posts: 6528
Joined: 6/7/2009
Status: offline

They keep 25 dollars of the 259 they take. And my credit score will recover. It is the risk you take of entering any program when you're in over your head . Also after a certain amount of time, 3 months on care one they may get some portion of my debts forgiven.

quote:

ORIGINAL: erieangel

And what I'm saying is that with proper money management, perhaps with the help of a payee, you wouldn't need to CareOne. Being involved with CareOne actually affects your credit score--and they end keeping a portion of every payment you send them.

quote:

s with the help of a payee, you w

_____________________________

One world under lube with vibrators and dildo's for all! quote from the sex toy 101 book

(in reply to erieangel)

Post #: 152

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:20:09 PM

Toppingfrmbottom

Posts: 6528
Joined: 6/7/2009
Status: offline

Yes, I know. I am under no illusion it means anything other than those companies see me as a prime time opportunity.

quote:

ORIGINAL: Aileen1968

quote:

ORIGINAL: Toppingfrmbottom

Credit card companies fall all over themselves to give me offers.

They do this because they make a shitload of money off of you since you keep a high balance at a high apr. You are a credit card company's dream. They don't want the people that pay off their balance each month. They make no money off of them.
Don't interpret the fact that you get credit card offers as meaning you are financially sound. It's quite the opposite.

quote:

month. They make no money off of

_____________________________

One world under lube with vibrators and dildo's for all! quote from the sex toy 101 book

(in reply to Aileen1968)

Post #: 153

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:47:18 PM

ShaharThorne

Posts: 11071
Joined: 2/24/2009
From: Somewhere in TX
Status: offline

Internet service = $70.38
BCBS = $12.60
Globe = $17.24
Mom = $200

Just paid an old doctor bill off ($400). I have a spending habit on ebay. I also sell on there from my collection of books. I have 2 checking accounts, one attached to my debit card, one the payee account (no service charge). Mom and I just opened a savings account so I can put money in there in case of emergency (requires BOTH of our signatures for withdrawals). I also play Runescape ($7.95), but they offered a year membership so I did some calculations and realized that the year membership was cheaper than the monthly one. Every 3 months, I pay $20 on my Tracfone. I do receive SNAP ($58) and my drugs are $2.65 co-pay each (the sleeping pill is $10, not covered by BCBS). I had over $200 saved a few months ago but we had a plumbing problem and I gave it to Mom. I travel to Austin every 3 months to be with Lizard for a few days and we usually go eat at a restaurant. I also help pay for her Depo shots (her father's union switched insurance to BCBS PPO and the OB/GYN charges a decent co-pay now, especially for the past two weeks when she was suffering from pelvic pain).

I get Medicare and Medicaid free because my SSI is low. I admit that I am looking for an e-reader so I can get Gor books. This computer is over 3 years old.

I have bipolar, fibromyalgia, PTSD and arthritis. I don't drive because I freeze up behind the wheel. Mom is my payee and every year, SS wants an accounting of how much money is spent and if there is any savings (they even want to know if I spend money on education). I am awaiting word from the Dept. of Education if I have to pay my loans off or if I am forgiven because of my disabilities.

I am reclusive. I am socially shy. I hate sharing my seat on the buses when I go down to Austin. I take pride in my flowers and crocheting (won 2 first place ribbons in the county fair). I am keen on learning about the War of the Roses (the first civil war in England).

Mom is retired and this year, we did not have to file income tax.

TFB can be like me but I am in charge of my life. I work with my caseworker at MHMR on my treatment and with the NP on my meds.

I choose not to get all anal on her. So what if she ask about everything on the earth. I live in a common law marriage state, she doesn't. She is trying to find out information. I don't know the rules in CA, I know the rules in TX. The best I can suggest is that she goes to the local SS office and see what the situation she is in affects her.

Now it is late for me. I got my nieces and nephew coming over tomorrow to plant the roses (Mom delayed it a day for warmer weather) and my tailbone is hurting. Time for a Norco.

_____________________________

Goddess of Yarn

You are making two and a half feet of irresistible, tubular sex! -Lola, Kinky Boots

Founder: Bitch with Tits

Whip me, beat me, make me feel cheap and have great sex

(in reply to Toppingfrmbottom)

Post #: 154

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:49:49 PM

LafayetteLady

Posts: 7683
Joined: 5/2/2007
From: Northern New Jersey
Status: offline

The thing about whether she is committing fraud is that she is, and she isn't. Most people living as a "couple" have shared expenses, possibly even a joint account somewhere. Yes, they share a bed, but they don't share expenses, each pays their fair share, which is the same as roommates. However, I do agree that James' inability to support himself or deal with his own issues isn't SSA's problem, nor should it be hers. I think the SS lawyer she spoke with may have seen the situation the same as I mention above.

This part is truly a lack of understanding psychology on your part, I'm sorry to say:

quote:

I'm sorry, but these various cycles of issues that you bring to the boards for YEARS are always the same. How can you eat healthy, oh, but Mom does all of the cooking and James eats junk food in front of you so you can't resist. You want to go on about getting a job, but then it's about how you can't make change or don't have clothes or transportation. Your lousy social skills haven't changed in all of the time you've had a screen name. It's always been to hard for you to understand how to have a brief conversation in a social setting and let people walk away when it's over, rather than follow them about. How not to invade other people's personal space when they don't want you close to them. Not using some impulse control when comes time to hush. That's not due to the past abuse that you've had. It's not because you haven't been told repeatedly how to seek out help in these areas. I'll give you one guess as to what the problem is and no, it's not because everybody is mean to you.

That bolded part is completely incorrect. Past abuse can most definitely cause those types of issues, as can other multiple psychological issues. Yes, a therapist can help, but many people without TFB's contributing issues NEVER overcome those problems either through therapy or medication or a combination of the two.

quote:

My question to you is this. If I, who is just some chick on an internet site can see all of this, why doesn't your therapist see it? Why not your case worker? Surely your parents notice that you don't have any friends and all of your other problems. What's going to happen when they are no longer of this earth and you are so ill-prepared to be an adult? You get lots of sympathy from folks when what you really need is a kick in the ass.

Saying that she simply needs a kick in the ass would be great if this were a mentally stable, completely mentally capable adult. She is not. If all most of these people needed was a simple kick in the ass, then there would be a lot fewer people with mental health issues.

Now here is the really important part of all this. Yes, you can see that she is in a shit load of trouble when her parents are no longer on this earth. I don't think many people can't see that. Here is the reality. TFB is not a functioning adult. She should not be able to take care of her own finances, and she should really have been deemed incompetent by the system. I mean no offense to TFB at all. She really is like a big hearted, kind child. But she really doesn't have the necessary skills to live independently in an adult world. Sadly, why she isn't in a group home is because her parents are willing to take her in. The system doesn't care whether they can adequately provide for all her issues, just that she doesn't need to be in a state funded group home. So yes, when her parents are gone, she is going to be in a shit load of trouble.

As for her being the same as she was when she first joined...I have to differ with you there. I remember when she first joined. She couldn't form a coherent statement and her sentence structure and spelling were abhorrent. From where I sit, she still doesn't function beyond a junior high school level, if that, but she has come a long way.

(in reply to LadyPact)

Post #: 155

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:50:00 PM

AAkasha

Posts: 4429
Joined: 11/27/2004
Status: offline

quote:

ORIGINAL: Toppingfrmbottom

unless there is something I am not aware of and I am sure maybe there is you can't pick and choose who gets paid and who don't. When a minimum payment is due on Kohls and capital one and credit one and your own personal bank needs a payment, you can't say sorry capital one I am not paying you, I am paying discover. wait in line. I will pay you once I have paid off the money I owe Discover.

all of my credit cards, they demand a monthly minimum payment.

quote:

ORIGINAL: TheLilSquaw

ETA: Why not pay them down 1 at a time instead of trying to do them all at once on your limited income?

If you are only able to pay minimum payments on very high APR credit cards and have more than one a month and are juggling them to make ends meet and are on assistance from the government, you need to get out from that vicious cycle (I am sure you have been told this) because just making minimum payments will take years and years. I know you got into some program called Care One or something.

I think you mentioned you pay your dad "rent" but he saves it for "emergencies" for you. THIS is an emergency. Have him take that lump of cash, pay off ALL your CC debt, and then pay HIM back at a LOW interest rate or no interest at all (but DO pay him back).

_____________________________

Akasha's Web - All original Femdom content since 1995
Don't email me here, email me at [email protected]

(in reply to Toppingfrmbottom)

Post #: 156

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:51:54 PM

LafayetteLady

Posts: 7683
Joined: 5/2/2007
From: Northern New Jersey
Status: offline

Based on those questions you listed, then there really is no issue.

(in reply to OdinsGlory)

Post #: 157

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:52:58 PM

Baroana

Posts: 1480
Joined: 11/13/2011
Status: offline

quote:

ORIGINAL: AAkasha

quote:

ORIGINAL: Toppingfrmbottom

unless there is something I am not aware of and I am sure maybe there is you can't pick and choose who gets paid and who don't. When a minimum payment is due on Kohls and capital one and credit one and your own personal bank needs a payment, you can't say sorry capital one I am not paying you, I am paying discover. wait in line. I will pay you once I have paid off the money I owe Discover.

all of my credit cards, they demand a monthly minimum payment.

quote:

ORIGINAL: TheLilSquaw

ETA: Why not pay them down 1 at a time instead of trying to do them all at once on your limited income?

If you are only able to pay minimum payments on very high APR credit cards and have more than one a month and are juggling them to make ends meet and are on assistance from the government, you need to get out from that vicious cycle (I am sure you have been told this) because just making minimum payments will take years and years. I know you got into some program called Care One or something.

I think you mentioned you pay your dad "rent" but he saves it for "emergencies" for you. THIS is an emergency. Have him take that lump of cash, pay off ALL your CC debt, and then pay HIM back at a LOW interest rate or no interest at all (but DO pay him back).

Good point.

(in reply to AAkasha)

Post #: 158

RE: If I report that James lives with me, can they coun... - 2/23/2013 8:59:57 PM

LafayetteLady

Posts: 7683
Joined: 5/2/2007
From: Northern New Jersey
Status: offline

quote:

ORIGINAL: AAkasha

quote:

ORIGINAL: TheLilSquaw

quote:

ORIGINAL: LafayetteLady

Not for nothing squaw, but do you report all your earnings as a fin domme to the government on your taxes? Because that is fraud you know.

Cash gifts are never considered income to the person receiving them, so I don't need to report cash gifts to the IRS. The person making them if they are over a certain amount must.

ETA: I've said it before I don't live off what I get from my finslaves. That isn't what pay my bills with and yes, I report my modeling work and video sales.

You may want to talk to your accountant about "gifts for consideration" when it comes to your finslaves.

Akasha

Not only that, but it the amount is cumulative, and even if it doesn't meet the requirements to IRS (but like you said, it does), that isn't the same requirement for reporting to the SSA for her son's SSI, which is equally needs based.

The difference is that when one person doesn't want their situation to be fraud it isn't. Not to mention, I believe there is some pro domming in there as well, which is certainly a pay for play, or "gifts for consideration" type situation.

(in reply to AAkasha)

Post #: 159

RE: If I report that James lives with me, can they coun... - 2/23/2013 9:12:02 PM

Toppingfrmbottom

Posts: 6528
Joined: 6/7/2009
Status: offline

Yes. I know, that's why I joined careone, 25 dollars a month on a 2 thousand dollar bill with apr of 29.99 you're gonna be getting ass fucked for a very long long time, you better like it with out lube.

I will talk to my dad, he will help me anyway he can to make a plan.

quote:

ORIGINAL: AAkasha

quote:

ORIGINAL: TheLilSquaw

ETA: Why not pay them down 1 at a time instead of trying to do them all at once on your limited income?

If you are only able to pay minimum payments on very high APR credit cards and have more than one a month and are juggling them to make ends meet and are on assistance from the government, you need to get out from that vicious cycle (I am sure you have been told this) because just making minimum payments will take years and years. I know you got into some program called Care One or something.

I think you mentioned you pay your dad "rent" but he saves it for "emergencies" for you. THIS is an emergency. Have him take that lump of cash, pay off ALL your CC debt, and then pay HIM back at a LOW interest rate or no interest at all (but DO pay him back).

_____________________________

One world under lube with vibrators and dildo's for all! quote from the sex toy 101 book

(in reply to AAkasha)

Post #: 160

Page: << < prev 6 7 [8] 9 10 next > >>

All Forums >> [Casual Banter] >> Off the Grid >> RE: If I report that James lives with me, can they count his income against what i can make on SSI?

Page: << < prev 6 7 [8] 9 10 next > >>

Jump to:

New Messages	No New Messages
Hot Topic w/ New Messages	Hot Topic w/o New Messages
Locked w/ New Messages	Locked w/o New Messages

Post New Thread

Reply to Message

Post New Poll

Submit Vote

Delete My Own Post

Delete My Own Thread

Rate Posts

Collarchat.com © 2025

Terms of Service

0.125