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Save it for a Rainy Day???? - 3/16/2013 7:32:17 PM   
MasterJohnSteed


Posts: 217
Joined: 2/17/2010
Status: offline 		I managed to get a significant tax return this year.

I had planned to save it for a rainy day but I look at the money and think to myself I could use this to buy

A Used Laptop.
go on a shopping spree at the gun show.
invest it
or something I haven't even thought of yet.

Anyone have suggestions?


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RE: Save it for a Rainy Day???? - 3/16/2013 7:36:34 PM   
erieangel


Posts: 2237
Joined: 6/19/2011
Status: offline 		I don't know.

I got a large return and was going to use to do a rewiring job on the house.

Instead, I used it buy my grand daughter a toddler bed, send my son to the Poconos for his uncle's funeral and to do a major repair on the bathroom. What is left is going in the bank toward the rewiring. (Yeah, I got A LOT back).


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RE: Save it for a Rainy Day???? - 3/16/2013 7:38:06 PM   
littlewonder


Posts: 15659
Status: offline 		Well reading your past posts, I would suggest holding onto it. You may need it in the future.


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RE: Save it for a Rainy Day???? - 3/16/2013 7:40:17 PM   
LafayetteLady


Posts: 7683
Joined: 5/2/2007
From: Northern New Jersey
Status: offline 		I was thinking the same thing, lol.

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RE: Save it for a Rainy Day???? - 3/16/2013 8:45:22 PM   
hlen5


Posts: 5890
Joined: 3/2/2008
Status: offline 		Pay off any debts you may have.

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RE: Save it for a Rainy Day???? - 3/16/2013 8:46:36 PM   
Winterapple


Posts: 1343
Joined: 8/19/2011
Status: offline 		FR
Personally I would bank it or at least half of it unless
there was something that I really needed it for like
a home repair.

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A thousand dreams within me softly burn.
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RE: Save it for a Rainy Day???? - 3/17/2013 6:20:17 AM   
YourBigDaddy67


Posts: 34
Joined: 9/18/2012
Status: offline 		do as you please

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RE: Save it for a Rainy Day???? - 3/17/2013 12:58:29 PM   
FrostedFlake


Posts: 3084
Joined: 3/4/2009
From: Centralia, Washington
Status: offline 		Buy 100 shares. Sell an option to the market to sell your shares if they go up. Deposit the premium into your account. If the stock goes up this month, the option will be exercised and your shares will be bought. If not, sell another option next month to sell them, if they go up and deposit another premium. If the stock goes up, it sells. If not, that's good too, you can sell another option.

Try to avoid a stock that goes down.

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RE: Save it for a Rainy Day???? - 3/18/2013 6:45:13 PM   
WebWanderer


Posts: 255
Joined: 5/20/2011
From: Fort Worth, TX
Status: offline 		I'd use that money to take a personal finance class at a local community college... I know this may sound counter-intuitive, but getting a large tax refund is actually bad news. That means you gave Uncle Sam an interest-free loan for a whole year and you didn't even get a "thank you" card for it. Read up on personal finance and adjust your tax withholding so you'd get more money from every paycheck and a smaller refund.

Ideally, your tax refund should be $0 and you shouldn't owe IRS anything. Of course, it's hard to get to that round number in the real world, but the closer to 0 your refund amount (or the amount you owe the IRS), the better.

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RE: Save it for a Rainy Day???? - 3/18/2013 6:47:54 PM   
LookieNoNookie


Posts: 12216
Joined: 8/9/2008
Status: offline
quote:

ORIGINAL: MasterJohnSteed

I managed to get a significant tax return this year.

I had planned to save it for a rainy day but I look at the money and think to myself I could use this to buy

A Used Laptop.
go on a shopping spree at the gun show.
invest it
or something I haven't even thought of yet.

Anyone have suggestions?



Mattress/Cyprus.

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RE: Save it for a Rainy Day???? - 3/18/2013 7:45:34 PM   
TheHeretic


Posts: 19100
Joined: 3/25/2007
From: California, USA
Status: offline 		Use it quick.

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