RE: advice needed on bill collector calls

RE: advice needed on bill collector calls (Full Version)

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WinsomeDefiance -> RE: advice needed on bill collector calls (6/12/2013 8:08:13 AM)
I solved the problem by getting rid of the landline. The unsolicited calls and bill collector calls for people I've never heard of drove me batty. I'd rather operate on myself with a dinner fork, than have a landline again.

MasterCaneman -> RE: advice needed on bill collector calls (6/12/2013 8:31:04 AM)
Wise choice. It's harder to skip someone with a cellphone because the account could be set up in someone else's name or they could simply use pre-pay burn phones, as most professional debtors do.

SatinWhip -> RE: advice needed on bill collector calls (6/12/2013 9:46:54 AM)
quote: ORIGINAL: WinsomeDefiance I solved the problem by getting rid of the landline. The unsolicited calls and bill collector calls for people I've never heard of drove me batty. I'd rather operate on myself with a dinner fork, than have a landline again. I dumped my landline years ago. It's very handy to have my primary contact device in my pocket wherever I am especially since it also receives my email. I have only had one experience with a bill collector. They weren't looking for me. They were looking for my ex-wife. We had been divorced for over 15 years at the time and she had remarried and had a different last name. I no longer lived in that town. They called my on my cell phone. I have no idea how they got my number. They would not tell me. Nonetheless, they were polite and didn't call to harass me so I was polite to them. They asked if I knew how to reach her and I said I did. They asked if they could have her contact info and I said they could not. I then told them if they gave my their contact info I would forward it to her. They did and I did. I never heard from them again. I do not know what they wanted or if she followed up on it. Based on the other posts here I am under the impression that I was lucky enough to interact with the one bill collector on the planet who is actually a decent human being. No air horn necessary.

DaddySatyr -> RE: advice needed on bill collector calls (6/12/2013 9:53:51 AM)
quote: ORIGINAL: RochesterDomme quote: ORIGINAL: SatinWhip I'd get one of those little hand held air horns. It won't help the situation and it likely won't stop the calls but I'd enjoy the shit out of it. I worked for a company that had a telemarketing department (credit card). Anyway, a marketer called someone who blew an airhorn into phone when he realized it was a telemarketer. The telemarketer lost his hearing in that ear and the guy with the airhorn was prosecuted for assault. Running a blender (or even running some water in the kitchen) can be just as annoying and not as harmful. As for the recordings, I am almost positive that I can legally record *my own home phone* in any state but I shall delve deeper into that article before making a definitive statement, Caneman. Peace and comfort, Michael

pahunkboy -> RE: advice needed on bill collector calls (6/12/2013 11:09:43 AM)
If it were up to me- I doubt I would even have a phone. I do need it for the internet tho. The only calls- I have to ans are neighbors and a few friends. BTW- when I want "me time" I take the phone off the hook. If the neighbor needs me- she turns on her porch light.

Just0Us0Two -> RE: advice needed on bill collector calls (6/12/2013 11:35:32 AM)
quote: ORIGINAL: DaddySatyr As for the recordings, I am almost positive that I can legally record *my own home phone* in any state but I shall delve deeper into that article before making a definitive statement, Caneman. You can record your own phone, as long as you're the only one on it, in any state. As soon as you're talking to someone else, some states require their consent. Not all do. Some states only require the consent of one side of the conversation, which would be you. It gets tricky if the call crosses state lines. Then again, you could always just say, I'm recording this call you're continued presence on this line will be considered consent to be recorded. The less then reputable folks will probably bail right then and there.

pahunkboy -> RE: advice needed on bill collector calls (6/12/2013 11:44:16 AM)
umm- under google voice- you get a complete written transcript.

Phoenixpower -> RE: advice needed on bill collector calls (6/12/2013 3:16:05 PM)
quote: ORIGINAL: OsideGirl quote: ORIGINAL: LafayetteLady When I got the landline to this house hooked up, I kept getting calls for some couple. I would answer the phone, even go through the recordings to either push the button telling them it was a wrong number or get to a person to tell them to remove me from the list. Before marrying Master, I had a somewhat common last name. I would get calls from bills collectors that were just absolutely fishing to see if I was somehow related to the people they were looking for. that reminds me on a previous boss...when she got spam calls and they addressed her as Mrs A she knew immediately that they were trying to spam her, cause she kept her maiden name when she married... So whilst he was Mr A., she was Mrs N [:D]

LafayetteLady -> RE: advice needed on bill collector calls (6/12/2013 7:44:16 PM)
quote: ORIGINAL: DaddySatyr I always switch to my leching old man voice and ask: "What are you wearing, snookums?" That usually ends the calls. I just got a new number, a couple of months ago so, I am going through the same thing. Unlike a lot of people, I use my home (hardwired) phone for just about everything. As far as recording calls; to the best of my knowledge, it's completely legal for you to record your own phone. Peace and comfort, Michael Actually it isn't. In NJ, where you and I live, it is legal to record any conversation you are a part of. In PA, where the OP lives, notification and permission must be granted in order to record a call. Now, of course, the court considers if you are told the call is being recorded and you remain on the phone and continue talking, you have consented. But notification must be given or it violates Pennsylvania wire tap laws. Each state will differ on this, so I wouldn't do it without checking first. ETA: I typed this before MC's post. Just to point out a mistake in Wikipedia: It isn't simply one party's consent, they must be a party to the phone call. This is because otherwise people would say since they were the "owner" of the phone/number, they gave consent, but they weren't party to the call.

LafayetteLady -> RE: advice needed on bill collector calls (6/12/2013 7:50:28 PM)
quote: ORIGINAL: WinsomeDefiance I solved the problem by getting rid of the landline. The unsolicited calls and bill collector calls for people I've never heard of drove me batty. I'd rather operate on myself with a dinner fork, than have a landline again. I've gotten them on my cell phone for other people as well, so getting rid of the landline wouldn't do much.

LafayetteLady -> RE: advice needed on bill collector calls (6/12/2013 7:52:41 PM)
quote: ORIGINAL: pahunkboy If it were up to me- I doubt I would even have a phone. I do need it for the internet tho. The only calls- I have to ans are neighbors and a few friends. BTW- when I want "me time" I take the phone off the hook. If the neighbor needs me- she turns on her porch light. Only if you have dial up internet service. In which case, really?

LafayetteLady -> RE: advice needed on bill collector calls (6/12/2013 7:58:36 PM)
I remember once getting a phone call for my father quite a few years after he died. I didn't tell them right away. First I asked who was calling and what it was in reference to. Of course, they gave a first name and said it was a "personal" matter. I told them they told me or they wouldn't get what they wanted. Finally they told me it was regarding a debt. I very politely told them that he had died in 1986 (this was after 1998). Then they wanted me to send them his death certificate. I told them it was public record and they could certainly feel free to locate it and even told them the town in which he died. Then came the kicker. They tried to impress upon me how they would come after ME for his debt. I wished them luck with that idea since he had been dead for quite a while and the beneficiary of his estate had also died (my mother). Then I wished them luck in finding out who I was and to feel free to attempt to file that suit. Of course, I never heard from them again.

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