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RE: Do you save change? - 8/24/2013 8:34:51 PM

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Yes. Usually comes up to about 80 bucks.

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RE: Do you save change? - 8/24/2013 8:43:30 PM

DomKen

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quote:

ORIGINAL: Winterapple

Thanks guys and I'm sorry about the inconvenience.
But I can't see putting that small amount on a credit card.
Not when I have it in my purse... somewhere... just give
me a minute... I could have sworn I had a five dollar bill...
how much is it if I get M&M 's on top... I think I have enough

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RE: Do you save change? - 8/24/2013 9:19:52 PM

Missokyst

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Some banks only take rolled coins, some demand the coins be loose and will count them as you look over your shoulder at all the nasty looks that other customers are shooting at you. But ALL banks must accept coins as they are legal tender.

quote:

ORIGINAL: DomKen

I have also almost stopped using cash. I even have to break down periodically and go to the bank to get a roll of quarters for laundry.

My brother, who still uses cash, has several empty water cooler bottles full of change. He and his wife call it their vacation fund. I've got a bet with him that he won't be able to get his bank to take them when he's ready to cash them out.

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RE: Do you save change? - 8/24/2013 10:20:28 PM

DomKen

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quote:

ORIGINAL: Missokyst

Some banks only take rolled coins, some demand the coins be loose and will count them as you look over your shoulder at all the nasty looks that other customers are shooting at you. But ALL banks must accept coins as they are legal tender.

quote:

ORIGINAL: DomKen

I have also almost stopped using cash. I even have to break down periodically and go to the bank to get a roll of quarters for laundry.

My brother, who still uses cash, has several empty water cooler bottles full of change. He and his wife call it their vacation fund. I've got a bet with him that he won't be able to get his bank to take them when he's ready to cash them out.

Maybe but if they make him roll them he'll never turn them in. Last time I was over there he had 3, maybe 4, of those 5 gallon bottles full.

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RE: Do you save change? - 8/24/2013 10:29:22 PM

DomMeinCT

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I keep the quarters and dimes in a jar for school hot lunch money.
Pennies and nickels go into a separate box for charity, and when it gets full it gets donated (about $40/box).

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RE: Do you save change? - 8/24/2013 11:00:52 PM

njlauren

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quote:

ORIGINAL: OsideGirl

We have a 5 gallon water bottle that we throw our change in. When it gets to the point where I can barely lift it, we take it to the credit union. They have a Coin Star machine that doesn't charge a fee if you're a member. Then we put the money in our vacation fund.

Great minds think alike, that is exactly what we have, one time we pulled something over 600 bucks from it....now if I could not only think like you, but look like you, I would die a happy person:)

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RE: Do you save change? - 8/25/2013 10:08:11 AM

Missokyst

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LOL you are right. No one likes rolling them, and the more you have the less likely it becomes.
Coinstar is going to take a huge chunk out of the savings.

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: Missokyst

Some banks only take rolled coins, some demand the coins be loose and will count them as you look over your shoulder at all the nasty looks that other customers are shooting at you. But ALL banks must accept coins as they are legal tender.

quote:

ORIGINAL: DomKen

I have also almost stopped using cash. I even have to break down periodically and go to the bank to get a roll of quarters for laundry.

My brother, who still uses cash, has several empty water cooler bottles full of change. He and his wife call it their vacation fund. I've got a bet with him that he won't be able to get his bank to take them when he's ready to cash them out.

Maybe but if they make him roll them he'll never turn them in. Last time I was over there he had 3, maybe 4, of those 5 gallon bottles full.

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RE: Do you save change? - 8/25/2013 10:39:47 AM

Moonhead

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I think I made about forty quid when I moved a few months ago and dragged all my change (two of those two litre plastic coke bottles) down to a local supermarket that has one of those things that counts it up and gives you a receipt to take to the teller.
And that was with the eight per cent or whatever it deducts. Maybe I should have taken it to my bank instead and tied up a teller for half an hour...

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RE: Do you save change? - 8/25/2013 11:02:21 AM

TNDommeK

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We do. It's not one of those big water bottle thingies though. My parents have one of those. We use an old protein powder container, which is nice size. We get anywhere from 100-300 depending on my patience lol.

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RE: Do you save change? - 8/25/2013 11:56:22 AM

WebWanderer

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With the exception of the bartender who posted a while back, where on earth do you guys get that much change?

I use plastic to pay for gas, groceries and bills, and keep some cash as "fun money" for going out. (Easier to keep track that way.) When I have the correct change, I quickly count it out - otherwise, I eventually dump it into a fairly small change jar. I empty it out whenever it gets above $20, give or take.

You guys do know about inflation, right? Especially that guy somebody mentioned who has 3-4 giant bottles in his garage. If you have $1,000 in change and the inflation is at 3%, you're losing $30 in buying power every single year. That's a pretty lousy way to handle money...

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RE: Do you save change? - 8/25/2013 12:30:48 PM

needlesandpins

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I keep my change. everything except £1 coins although I will keep some 10's 20's and 50's in my purse for parking change and such. All £2 coins and put in the jar. I usually count it out twice a year when my car tax is due. invariably I get roughly the same amount, and always the same amount of £2 coins. so that works out at around £250 per year.

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RE: Do you save change? - 8/25/2013 12:45:18 PM

OsideGirl

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quote:

ORIGINAL: WebWanderer

With the exception of the bartender who posted a while back, where on earth do you guys get that much change? I use plastic to pay for gas, groceries and bills, and keep some cash as "fun money" for going out. (Easier to keep track that way.) When I have the correct change, I quickly count it out - otherwise, I eventually dump it into a fairly small change jar. I empty it out whenever it gets above $20, give or take.

You guys do know about inflation, right? Especially that guy somebody mentioned who has 3-4 giant bottles in his garage. If you have $1,000 in change and the inflation is at 3%, you're losing $30 in buying power every single year. That's a pretty lousy way to handle money...

We were robbed at gun point about 10 years ago. It taught me to not carry a debit card or a check book and to carry a single credit card for emergencies. We dealt with the repercussions for about 3 years.

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RE: Do you save change? - 8/25/2013 1:38:49 PM

WebWanderer

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quote:

ORIGINAL: OsideGirl
We were robbed at gun point about 10 years ago. It taught me to not carry a debit card or a check book and to carry a single credit card for emergencies. We dealt with the repercussions for about 3 years.

The only people I know who carry checkbooks are misanthropes who love holding up the lines or reeeeeally old folks who don't know how plastic works. And you know you can just call and cancel your debit card, right?.. Anyway, sorry to hear about your robbery - still doesn't quite explain how all the other non-bartending non-robbed people get so much change lol

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RE: Do you save change? - 8/25/2013 1:44:19 PM

OsideGirl

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quote:

ORIGINAL: WebWanderer
And you know you can just call and cancel your debit card, right?

Jeez, I guess I should have opted to be robbed at 2pm, at home,sitting next to the phone, because at 2am, in a different city with no cell phone, it's really not that easy to get the card cancelled before they hit up some liquor for cash back.

< Message edited by OsideGirl -- 8/25/2013 1:47:56 PM >

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RE: Do you save change? - 8/25/2013 2:02:09 PM

needlesandpins

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quote:

ORIGINAL: WebWanderer

quote:

ORIGINAL: OsideGirl
We were robbed at gun point about 10 years ago. It taught me to not carry a debit card or a check book and to carry a single credit card for emergencies. We dealt with the repercussions for about 3 years.

The only people I know who carry checkbooks are misanthropes who love holding up the lines or reeeeeally old folks who don't know how plastic works. And you know you can just call and cancel your debit card, right?.. Anyway, sorry to hear about your robbery - still doesn't quite explain how all the other non-bartending non-robbed people get so much change lol

well for me I prefer to have cash on me because it's far easier to keep a lead on what i'm spending rather than plastic. also I prefer to spend exactly what an item costs rather than paying extra using credit. if I don't have the cash in the bank I don't buy what I want. I save for it and get it when I can actually afford it. that way i'm not constantly in debt.

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RE: Do you save change? - 8/25/2013 2:10:01 PM

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The Coinstar at my local grocery store takes out around 8% if you get cash back. But there are several options like Amazon and iTunes certificates that you get full credit for. I don't think all Coinstars give you that option though.

The most I've ever gotten at one time is like $265.

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RE: Do you save change? - 8/25/2013 2:25:36 PM

WinsomeDefiance

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No, my 16 y/o son usually finds my change. I am thinking of installing a coin operated washer and dryer. Either it will buy me a new one when they wear it out like they did the last one, OR it will get people to do their laundry somewhere else instead of "Mom's House."

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RE: Do you save change? - 8/25/2013 2:53:31 PM

MasterG2kTR

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Yes....been doing that for most of the past 40 years. Have used the same jar for about the last 35 years. When it's full it usually comes to a little more than $500. When I cash it in I take it to the bank (no problems and no fees). It is generally fun money, though the last time I cashed in, it was used to pay bills as I was unemployed then.

I can also tell you from experience that an average mix of pocket change is worth approximately $13/pound.

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RE: Do you save change? - 8/25/2013 3:27:45 PM

Missokyst

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All the coinstars around me offer the no fee option if you choose some gift cards. But what the heck.. the things they offer are useless to me. Sears, JCP, Chili's, Starbucks, Old Navy, Amazon, it is tough to think of money I can use for fun being locked into a gift card. phht.
It was kinda worth the effort of rolling. Now, if they offered something like a gift visa card, I might see using it.

quote:

ORIGINAL: dragonbutter

The Coinstar at my local grocery store takes out around 8% if you get cash back. But there are several options like Amazon and iTunes certificates that you get full credit for. I don't think all Coinstars give you that option though.

The most I've ever gotten at one time is like $265.

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RE: Do you save change? - 8/25/2013 6:26:24 PM

ShaharThorne

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I keep a little International Cafe container on my desk, which I empty my change into. When it gets full, I cash it in at the Coinstar and Walmart gives me the money. I heard that you can put funds into your Paypal account now, depending on which machine you go to.

Most of the time, I use my debit card for my purchases. 2 times, someone took the info and I was able to cancel it immediately. Had to pay for the annual fee but this card, I have been using for about 2 years. I still write check for my student loans, but my card and checking account covers my internet access, my life insurance payment and my Medicare part D. If I get a medical bill, I pay it right away with my debit card if the bill can be pay on their website.

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