RE: Congress exempt... not surprised.

RE: Congress exempt... not surprised. (Full Version)

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joether -> RE: Congress exempt... not surprised. (9/17/2013 10:19:04 PM)
quote: ORIGINAL: MrRodgers quote: ORIGINAL: DsBound The irony of loyalty to either party is insane... they don't give 2 squats about the people. Again Joe... 2 cheeks on the same ass. Just because someone critisizes dear leader it does not make them republican. There was nothing in either of my statements above that would indicate I supported Bush. But if you sleep better at night by lumping everyone together instead of listening, kudos. I don't know if this was directed at me but my remarks weren't directed at anybody specifically beyond my points. However, I lump together those who continue to participate in the non-reform that reform claims to be. The ACA is not reform at all in reality. It only brings in non-payers and prohibits some obviously life-shortening profiteering like limits and pre-conditions. [It] otherwise offers a potential and very likely windfall for insurance companies and with more paying patients...adding to the existing windfall for the drug companies. All I do is listen and read, read and read some more. It'd be nice if everybody did. Nay, it was directed at me, MrRodgers. DsBound simply proved me correct in the rant. The person in question voted for the Republicans in 2008 and 2012. I have yet to find a Republican/Libertarian/Tea Partier that uses the name of the law correctly in their rants. An very often instead use 'Obamacare'. Just as the grand majority of these individuals state over and over again that they 'think independently', yet when one quizzes them on the material presented in The Affordable Care Act, they keep supplying answers used as sound bites or buzz words supplied from any number of conservative talk radio shows. This person wishes you and I to listen to them, yet plug their ears with their fingers when we attempt to explain why their ignorant actions/words are wrong. Took me all of 19 seconds to google 'Affordable Care Act Text' and A Link! Now why couldn't conservatives have taken the time, sat down over a few nights and read the whole bill from cover to cover? Its been around for three and a half years. Its not like this information is.....new.....

graceadieu -> RE: Congress exempt... not surprised. (9/17/2013 10:34:50 PM)
quote: ORIGINAL: ThatDaveGuy69 I don't know that I agree with the insurance mandate - what does an unemployed person do for insurance? That's actually one of the great things about the legislation. You don't need to have insurance through your employer, so you don't have to worry about losing that safety net if you lose your job. Next month, each state will open a "health care exchange", where you can comparison shop for insurance plans. (Theoretically, this private-sector competition will lower prices.) There will be plans at different levels of price and service, and households with incomes under 400% of the federal poverty line will have their insurance partially or completely subsidized.

graceadieu -> RE: Congress exempt... not surprised. (9/17/2013 10:36:00 PM)
quote: ORIGINAL: DsBound IMO he should've been a 1 term president. Lol. But that's not the point... to me none of these douche canoes should be exempt. They aren't. They still have to go out and buy their insurance on the market. The - rather dated - story is simply that, shock and awe, their employer will continue to help subsidize the cost of it, like most employers do.

DesideriScuri -> RE: Congress exempt... not surprised. (9/18/2013 5:46:26 AM)
quote: ORIGINAL: graceadieu quote: ORIGINAL: ThatDaveGuy69 I don't know that I agree with the insurance mandate - what does an unemployed person do for insurance? That's actually one of the great things about the legislation. You don't need to have insurance through your employer, so you don't have to worry about losing that safety net if you lose your job. Next month, each state will open a "health care exchange", where you can comparison shop for insurance plans. (Theoretically, this private-sector competition will lower prices.) There will be plans at different levels of price and service, and households with incomes under 400% of the federal poverty line will have their insurance partially or completely subsidized. The problem, however, is that insurance is a mandatory purchase. The competition is between different plans and different companies. But, there is no competition to provide value over not buying insurance at all. Costs will be higher simply because purchase is a requirement.

mnottertail -> RE: Congress exempt... not surprised. (9/18/2013 6:38:40 AM)
Which is fine, so long as usurous profits are not taken, already there have been monies being returned to the rightful owners, so we don't have these large wealth redistributions under the guise of 'capitalism' for dipping in too deep in our pockets.

graceadieu -> RE: Congress exempt... not surprised. (9/18/2013 10:29:38 PM)
quote: ORIGINAL: DesideriScuri The problem, however, is that insurance is a mandatory purchase. The competition is between different plans and different companies. But, there is no competition to provide value over not buying insurance at all. Costs will be higher simply because purchase is a requirement. Eh, I see your point, but I think that's very debatable. We're definitely going to have to wait and see on that, but at least we won't have to wait long. I even heard an ad for the Maryland exchange website on the radio coming home, with a catchy R&B jingle. I think that a lot of people are just going to pick the cheapest plan, since most uninsured people are not doctors or lawyers and are just looking for something "just in case", and that will cause a race to the bottom for price in the lower-tier plans. Much like how the price of coach airline tickets has gone through the floor in the last 20 years. But I suppose that will require a healthy amount of competition. Where you get into problems is when you only have a few very powerful and well-known competitors, who can basically collude to keep prices high and muscle new guys out of the market. (Think Coke & Pepsi.) If that happens, I think you might be right.

DaddySatyr -> RE: Congress exempt... not surprised. (9/19/2013 5:32:40 AM)
It's already happening. I worked for the largest supplemental health insurance provider in the country. The prices have already gone up by 23% across the board on ALL coverages. There doesn't specifically have to be collusion. These companies know that now, they will have a market share that is FORCED to buy their product so there's no longer any reason to go to rock bottom to beat the competition. They know that raising their prices isn't going to hurt them because they know the nature of the beast is that ALL insurance providers will be raising their price. It's a no-brainer. The only people that don't seem to understand this are the people that don't work for a living and get their health care paid for by us (POTUS, VPOTUS, Congress, SCOTUS). Prices have already gone up since 2010. It's a fact. It's a done deal. Who underwrites the exchange? Why insurance companies, of course! So, what does a guy, making $12 an hour with a wife and two kids do when he can't afford his work plan, anymore? Beg his boss for a raise, just so he can pay for the company plan? How about the fact that only 43% of the American work force is employed full time? Could Obummercare have anything to do with that? Of course it does. Providing healthcare to the millions of Americans that don't have it is a GREAT idea. I'm all for it. When someone comes up with a plan that will actually work, I'll be there with bells on. Until then: Fuck the talking point regurgitators. They're tits on a bull.

mnottertail -> RE: Congress exempt... not surprised. (9/19/2013 6:31:43 AM)
So long as their costs are in line and they aren't for CEO bonuses. Otherwise the money comes back to the citizen.

Phydeaux -> RE: Congress exempt... not surprised. (9/19/2013 8:21:26 AM)
quote: ORIGINAL: graceadieu quote: ORIGINAL: ThatDaveGuy69 I don't know that I agree with the insurance mandate - what does an unemployed person do for insurance? That's actually one of the great things about the legislation. You don't need to have insurance through your employer, so you don't have to worry about losing that safety net if you lose your job. Next month, each state will open a "health care exchange", where you can comparison shop for insurance plans. (Theoretically, this private-sector competition will lower prices.) There will be plans at different levels of price and service, and households with incomes under 400% of the federal poverty line will have their insurance partially or completely subsidized. Given that most americans without insurance are living paycheck to paycheck how do you suppose they are going to pay for medical insurance while they are unemployment? And why would they, when they can just go to the hospital and get care anyway? This is just looperville wishful thinking. And the idea that any insurance with community rating, guaranteed access (even with prior conditions), child coverage, abortion coverage, AND will expand coverage is going to make insurance cheaper is just... laughable. And, in fact, costs are up 33% on average.

mnottertail -> RE: Congress exempt... not surprised. (9/19/2013 9:01:17 AM)
So long as profits are within 15% that is the end of it.

DesideriScuri -> RE: Congress exempt... not surprised. (9/19/2013 9:09:11 AM)
quote: ORIGINAL: mnottertail So long as profits are within 15% that is the end of it. I thought it was 20%?

mnottertail -> RE: Congress exempt... not surprised. (9/19/2013 9:23:55 AM)
is that what it is? Yup, 80/20 rule. https://www.healthcare.gov/how-does-the-health-care-law-protect-me/#part=10

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