DesideriScuri -> RE: how much will exchanges save? (10/1/2013 11:52:49 AM)
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ORIGINAL: OsideGirl quote:
ORIGINAL: DomKen Using http://www.ehealthinsurance.com/ A family of 4 (man 40, woman 38, boy 10 and girl 8 all nonsmokers and no college students) making $50k per year in zipcode 60640 (my home) The cheapest plan is $273.39 per month with a $20,000 deductible and a 20% copay (clearly a so called catastrophic care plan). I'll wait till the exchange website is open and I'll post a follow up to see how much that family could save. Any guesses? Using Covered California: We looked at the plans: First, they won't let us have a plan above Silver because we make too much money. For the two of us, the lowest level of coverage starts at $600 a month....with a $5000 ! deductible and a $60 copay for office visits, $120 for urgent care and $50 co-pay for prescriptions. Then let's also talk about the reality that Himself and I have not had $5k worth of medical bills since we've been together, so we'd be paying $7200 for essentially no coverage and bad co-pays. Not really what I consider affordable. WTF?!? You can't get the gold coverage? That's bullshit (not your claim; barring you from buying the gold level is bullshit)! Since you, apparently, can pay for your own insurance, this wasn't about making it affordable for you. And, it's that type of crap that I have been saying and griping about since it was passed.
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