quote:

ORIGINAL: DsBound

This is a great... wish more would offer this! Cut out the middle man to bring costs down! Read article!

quote:

ORIGINAL: DomKen

So this sleaze gets $600 per year per adult and that covers nothing but the very minor stuff that can be done in a doctors office and of course it is only during their office hours. Break a bone, SOL. Need minor surgery, SOL. Need any diagnostic testing, SOL. Yeah this piece of crap is a true follower of Rand. He gets rich and his patients get screwed.

quote:

ORIGINAL: DsBound

This is a great... wish more would offer this! Cut out the middle man to bring costs down! Read article!

quote:

ORIGINAL: DsBound

quote:

ORIGINAL: DomKen

So this sleaze gets $600 per year per adult and that covers nothing but the very minor stuff that can be done in a doctors office and of course it is only during their office hours. Break a bone, SOL. Need minor surgery, SOL. Need any diagnostic testing, SOL. Yeah this piece of crap is a true follower of Rand. He gets rich and his patients get screwed.

You pay the 50, gets a months worth of services... you dont have to purchase it monthly. Hes a sleaze because he offers an inexpensive solution for a lot of patients. Geez... I forget, you're against it unless the guberment has their hands in it.

quote:

ORIGINAL: dcnovice

FR

My medical bills this year have already soared past 100K, and I have two surgeries yet to go.

That's a little more cash than I generally have on hand.

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: DsBound

quote:

ORIGINAL: DomKen

So this sleaze gets $600 per year per adult and that covers nothing but the very minor stuff that can be done in a doctors office and of course it is only during their office hours. Break a bone, SOL. Need minor surgery, SOL. Need any diagnostic testing, SOL. Yeah this piece of crap is a true follower of Rand. He gets rich and his patients get screwed.

You pay the 50, gets a months worth of services... you dont have to purchase it monthly. Hes a sleaze because he offers an inexpensive solution for a lot of patients. Geez... I forget, you're against it unless the guberment has their hands in it.

No. I'm for a piece of shit not taking advantage of gullible and or desperate patients. You pay $600 per year to the randian superman and if you need routine testing that runs $89 in Wichita
http://www.healthtestingcenters.com/wichita-ks-blood-test.aspx

Then if you ever need a specialist, you're out of pocket. If you're ever in the hospital, you're out of pocket. Hell if your kid needs a vaccination, You're out of pocket.

He get's rich and the patients get screwed. Specially with the ACA in effect that same adult could get very good coverage for that same $600 a year.

quote:

ORIGINAL: TreasureKY

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: DsBound

quote:

ORIGINAL: DomKen

So this sleaze gets $600 per year per adult and that covers nothing but the very minor stuff that can be done in a doctors office and of course it is only during their office hours. Break a bone, SOL. Need minor surgery, SOL. Need any diagnostic testing, SOL. Yeah this piece of crap is a true follower of Rand. He gets rich and his patients get screwed.

You pay the 50, gets a months worth of services... you dont have to purchase it monthly. Hes a sleaze because he offers an inexpensive solution for a lot of patients. Geez... I forget, you're against it unless the guberment has their hands in it.

No. I'm for a piece of shit not taking advantage of gullible and or desperate patients. You pay $600 per year to the randian superman and if you need routine testing that runs $89 in Wichita
http://www.healthtestingcenters.com/wichita-ks-blood-test.aspx

Then if you ever need a specialist, you're out of pocket. If you're ever in the hospital, you're out of pocket. Hell if your kid needs a vaccination, You're out of pocket.

He get's rich and the patients get screwed. Specially with the ACA in effect that same adult could get very good coverage for that same $600 a year.

Ken... you're thinking with your own wallet. While some people will be able to get insurance through the marketplace for around $600 per year, a lot of people can't.

I mentioned before in another thread that Firm and I are looking at around $1200 a MONTH for a plan through the marketplace. If we have no major medical issues, that ends up being a cost of $14,400 a year for simply a yearly physical each.

While we may be at the upper reaches of income with regard to receiving a subsidy, we are by no means "rich". It really is a matter of individual circumstances.

quote:

ORIGINAL: TreasureKY

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: DsBound

quote:

ORIGINAL: DomKen

So this sleaze gets $600 per year per adult and that covers nothing but the very minor stuff that can be done in a doctors office and of course it is only during their office hours. Break a bone, SOL. Need minor surgery, SOL. Need any diagnostic testing, SOL. Yeah this piece of crap is a true follower of Rand. He gets rich and his patients get screwed.

You pay the 50, gets a months worth of services... you dont have to purchase it monthly. Hes a sleaze because he offers an inexpensive solution for a lot of patients. Geez... I forget, you're against it unless the guberment has their hands in it.

No. I'm for a piece of shit not taking advantage of gullible and or desperate patients. You pay $600 per year to the randian superman and if you need routine testing that runs $89 in Wichita
http://www.healthtestingcenters.com/wichita-ks-blood-test.aspx

Then if you ever need a specialist, you're out of pocket. If you're ever in the hospital, you're out of pocket. Hell if your kid needs a vaccination, You're out of pocket.

He get's rich and the patients get screwed. Specially with the ACA in effect that same adult could get very good coverage for that same $600 a year.

Ken... you're thinking with your own wallet. While some people will be able to get insurance through the marketplace for around $600 per year, a lot of people can't.

I mentioned before in another thread that Firm and I are looking at around $1200 a MONTH for a plan through the marketplace. If we have no major medical issues, that ends up being a cost of $14,400 a year for simply a yearly physical each.

While we may be at the upper reaches of income with regard to receiving a subsidy, we are by no means "rich". It really is a matter of individual circumstances.

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: TreasureKY

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: DsBound

quote:

ORIGINAL: DomKen

So this sleaze gets $600 per year per adult and that covers nothing but the very minor stuff that can be done in a doctors office and of course it is only during their office hours. Break a bone, SOL. Need minor surgery, SOL. Need any diagnostic testing, SOL. Yeah this piece of crap is a true follower of Rand. He gets rich and his patients get screwed.

You pay the 50, gets a months worth of services... you dont have to purchase it monthly. Hes a sleaze because he offers an inexpensive solution for a lot of patients. Geez... I forget, you're against it unless the guberment has their hands in it.

No. I'm for a piece of shit not taking advantage of gullible and or desperate patients. You pay $600 per year to the randian superman and if you need routine testing that runs $89 in Wichita
http://www.healthtestingcenters.com/wichita-ks-blood-test.aspx

Then if you ever need a specialist, you're out of pocket. If you're ever in the hospital, you're out of pocket. Hell if your kid needs a vaccination, You're out of pocket.

He get's rich and the patients get screwed. Specially with the ACA in effect that same adult could get very good coverage for that same $600 a year.

Ken... you're thinking with your own wallet. While some people will be able to get insurance through the marketplace for around $600 per year, a lot of people can't.

I mentioned before in another thread that Firm and I are looking at around $1200 a MONTH for a plan through the marketplace. If we have no major medical issues, that ends up being a cost of $14,400 a year for simply a yearly physical each.

While we may be at the upper reaches of income with regard to receiving a subsidy, we are by no means "rich". It really is a matter of individual circumstances.

I'm thinking with my knowledge of the US health care industry. This guy is setting people up for bankruptcy which is fine with the objectivist piece of crap as he'll have gotten his.

As to you and Firm, I think you are making a major mistake carrying only catastrophic insurance as a major illness that kept Firm from working for a while and $10k out of pocket minimum would be a tough spot and since I went from healthy to disabled and only able to work part time in a matter of 4 months I know of what I speak.

quote:

ORIGINAL: DsBound

Your knowledge and .50 cents will get you on a bus. ;) in all seriousness, people should have a choice and I think its a viable option for some.

All the buzzing you see around the desk when you go into a doctors office are staff dealing with insurance paperwork... if hes able to bypass some if that to affordable care for some, great... no skin off my nose.

I know quite a few people that opt for visiting NP rather than doctors to cut costs for small stuff, its all about freedom of choice that is determined by individual needs. I understand it doesnt suit your needs.

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: DsBound

Your knowledge and .50 cents will get you on a bus. ;) in all seriousness, people should have a choice and I think its a viable option for some.

All the buzzing you see around the desk when you go into a doctors office are staff dealing with insurance paperwork... if hes able to bypass some if that to affordable care for some, great... no skin off my nose.

I know quite a few people that opt for visiting NP rather than doctors to cut costs for small stuff, its all about freedom of choice that is determined by individual needs. I understand it doesnt suit your needs.

It doesn't suit anyone's needs. The fact is that a healthy person like I was can get into a very bad spot due to no fault of their own and even great insurance, much better than a low end catastrophic still left me with thousands of out of pocket costs and facing the complete loss of all my savings and my 401.

You may think this sleazes objectivist get his and screw everyone else pricing philosophy is great but no one with any actual experience with the US health care industry does.

quote:

ORIGINAL: DsBound

quote:

ORIGINAL: DomKen

quote:

ORIGINAL: DsBound

Your knowledge and .50 cents will get you on a bus. ;) in all seriousness, people should have a choice and I think its a viable option for some.

All the buzzing you see around the desk when you go into a doctors office are staff dealing with insurance paperwork... if hes able to bypass some if that to affordable care for some, great... no skin off my nose.

I know quite a few people that opt for visiting NP rather than doctors to cut costs for small stuff, its all about freedom of choice that is determined by individual needs. I understand it doesnt suit your needs.

It doesn't suit anyone's needs. The fact is that a healthy person like I was can get into a very bad spot due to no fault of their own and even great insurance, much better than a low end catastrophic still left me with thousands of out of pocket costs and facing the complete loss of all my savings and my 401.

You may think this sleazes objectivist get his and screw everyone else pricing philosophy is great but no one with any actual experience with the US health care industry does.

And thats your opinion... I think a sleaze is someone who wants to infringe on the rights of others by determining what they "need". You dont think its a viable option... tell that to his growing patient list. Lol.

quote:

ORIGINAL: DomKen

I'm thinking with my knowledge of the US health care industry. This guy is setting people up for bankruptcy which is fine with the objectivist piece of crap as he'll have gotten his.

As to you and Firm, I think you are making a major mistake carrying only catastrophic insurance as a major illness that kept Firm from working for a while and $10k out of pocket minimum would be a tough spot and since I went from healthy to disabled and only able to work part time in a matter of 4 months I know of what I speak.

quote:

ORIGINAL: TreasureKY

I'm am by no means uninformed about the healthcare industry, as well as insurance options. I spent years working in Human Resources management (negotiating insurance as well as writing self-insured documents), and working in a hospital setting. I've also been on the receiving end of having to deal with major medical issues and expenses. As I said, it honestly depends on individual circumstances.

As I explained with regard to Firm and I, having a catastrophic policy we would be looking at a MAXIMUM out of pocket amount of $16,000 were something to happen. Were we to purchase the lowest level of insurance available through the marketplace, our out of pocket expense would be over $20,000. The catastrophic policy covers everything that the "regular" policy covers... it just doesn't kick in until we've covered a high deductible that is only about twice what the "regular" policy requires. But the monthly premiums are one third the cost.

Covering the high deductible is no problem for us. I understand that others might not be able to handle paying out of pocket that much before insurance kicks in. As I said, it depends on individual circumstances.

Loss of income is not covered under any health policy. That's why we carry disability insurance.