graceadieu -> RE: Getting While the Getting is Good (10/16/2013 10:47:05 AM)
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ORIGINAL: DesideriScuri quote:
ORIGINAL: slavekate80 Garnishing is probably the least awful way to do it, yes. Perhaps overages up to a reasonable amount (15% of their monthly benefit, for instance) are forgiven, Wal-Mart eats that, and can write it off as a loss. That would ensure that those who accidentally went over their limit and made an honest mistake aren't punished. It would also let a few people off the hook who deliberately abused the error for a small amount, but especially in a case like this, better to let a few guilty go unpunished than punish the innocent. Anything over the forgiveness amount, they have to repay, by their choice of reimbursing the program directly or having future payments reduced a little until it's paid off. Or the amount could be due at tax time, subtracted from their tax return and tax credits when they file in early 2014. WalMart isn't going to be able to get repayment from those that abused the system. And, this is another Catch-22. If WalMart demands repayment of overages, that could seriously impact the program for every beneficiary of the program, not just those that abused the situation. WalMart will likely have to eat all overages past the $50 limit they are supposed to stop at in emergency cases. Sucks to be them for this, but they didn't follow protocol. I think Xerox is tossing in overage payments up to $50/card with overages. That takes care of the situation on the business side. I do wonder if this was a punishable crime, and if there are going to be arrests and prosecutions. Yeah, I think that Walmart will end up eating the cost. If they legally were supposed to only let each person spend $50 and chose not to, the situation is pretty much their fault. And they can still deduct the cost of the goods from their taxes, and they might even be able to make a claim on their insurance for stolen property, so they're not too much in the hole. When I mentioned garnishing benefits for people who went way over their limit and had to have known it, I didn't mean to pay Walmart - I meant as a civil penalty. I don't think people should get arrested and get a criminal record over this, but a civil fine is fair. If you're entitled to $X/month, then that's what you're entitled to. Maybe people should get more (I think so), but defrauding the system isn't the way to go about it.
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