|
joether -> RE: The next shoe to drop.... (11/26/2013 11:54:46 AM)
|
quote:
ORIGINAL: Phydeaux
So we've all heard a few of the ways that the ACA is hurting americans:
Have you actually gotten around to READING the ACA? No? Ok, so your STILL speaking from a position of total ignorance.....
The word is 'Americans' not americans. Do you really have that little respect for the country you live in?
That all said, the law itself does not hurt most Americans. While its not a perfect law, its better than the carnage that came before it.
quote:
ORIGINAL: Phydeaux
a). Higher premiums.
b). Narrower health networks.
c). Losing them access to their existing insurance, doctors, hospitals and treatments.
d). Dumping taxpayers into the pool of medicare doctors (essentially).
e). Increasing numbers of doctors fleeing the profession.
f). 50 million people will lose insurnace (net).
Been taking talking points from FOX News without an ounce of a clue of what any of it means again, eh?
The insurance policies are phased out BY THE INSURANCE COMPANY as that is their right. An insurance plan should not be sold to one person for one amount and another to the second. For instances, its against the law to sell a brand new car for one amount to a man and another for a women (that's call DISCRIMINATION). Just as you can not sell a can of Mountain Dew for a white person at one price and a black at another. Following? The ACA prohibits insurance companies from selling insurance plans that discriminate based on age, sex, and a few others attributes. Which the insurance industry has enjoyed for years on end.
Insurance companies simply removed those policies in operation that placed to much grey area in the hands of the court. Since a court ruling in the favor of someone besides the insurance company could be very costly (and hence, lower profits); many companies have created new policies under the law of the land.
Doctors are not going to flee the profession, nor will tens of millions of people lose their insurance and have nothing after that. Those people now have a freedom to choose whether they want insurance or not. Frankly most Americans did not know just how much healthcare cost companies in the past. Now they do.
quote:
ORIGINAL: Phydeaux
A lot of people being forced to buy the new insurance are buying bronze plans - which, essentially, pay 60%, with the patient responsible for the remainder.
Weren't you the one just two or three weeks ago that was gushing with excitement and joy that only six people had signed up under the ACA? The actual number of people purchasing bronze plans will not be accurately known until January or February. Why? Well, the company has to send out the bill for the plan and have it paid by the purchaser. Those bills at the earliest would get sent out in December of 2013 (if we are following the law, right?). Since the purchaser needs proof from the company offering the plan that they do indeed have a healthcare plan to apply the proper notification in their income tax bill. The deadline for that plan to come into existence is Jan 1, 2014 unless its pushed back (which might happen).
quote:
ORIGINAL: Phydeaux
The insurance of those bad, evil insurance companies, on average paid 80-90%.
Cite your source....
quote:
ORIGINAL: Phydeaux
So, essentially, you are paying more money for significantly worse insurance. And So the cost of those 10 guaranteed benefits of obamacare will be that what you really buy insurance for - you know - emergencies - will bankrupt the middle class.
The ACA nor the plans will not bankrupt the middle class in the long run. Given that multitudes of Americans were bankrupt BEFORE the ACA came into existence (much less into actual legal law), its far to say it cant make the situation worst. The plans force the average American to budget their resources. I would think a conservative would be onboard with this thinking, as they are often the ones bitching about the government spending in this nation (not to mention the US Deficit discussions on these here forums).
Further, you feel you should get more 'bang for your buck'. Recall that this section of the ACA comes directly from the Republican Party health care initiative (that never made it to the House floor) back a decade ago. The notion of 'more bang for your buck' is a liberal notion that conservatives hated since it would lower corporate profits (hence why the initiative never saw the floor). An you are always against any liberal notions! Your getting exactly what your political philosophy has demanded.
quote:
ORIGINAL: Phydeaux
But it gets better. Hospitals depend on those reimbursement rates to subsidize the care of medicare and indigent patients. So the switch to obamacare will all other things being equal, cause these hospitals to lose at least 30% of there revenue.
By all means, CITE YOUR SOURCE, that those hospitals will not only take that sort of a revenue hit, BUT, the reason for the hit is due to your reasoning....
|
|
|
|
