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Greta75 -> RE: Trump: "Nobody knew that healthcare could be so complicated" (3/1/2017 5:28:16 AM)
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quote:
ORIGINAL: susie
The UK system is not perfect but at the moment my Mother is in hospital after a fall. She is 86 and has had 2 operations on her hip and broken femur. She is about to be moved to a rehabilitaion hospital close to her home where they will provide her with physio and care to get her back on her feet and walking again. No cost to her and her care has been amazing. All paid for by the NHS which is funded by contributions she made while she was working. No middle man Insurance company involved to raise the cost of care.
It works for UK. It works for Canada.
But Americans are a different breed. They do not trust their government to be capable of running health care efficiently. On top of that, every state runs like individual countries.
I feel with the US, just the way it works over there, it would be difficult for them to get any kind of Universal health care.
But their best option actually in my opinion is to have the government negotiate with 1 or 2 or 3 insurers, and negotiate as a WHOLE country, to get everybody covered, including pre-existing, and honestly, I believe that will get the price of health insurance down.
Most insurers will be able to offer better coverage and benefits at lower cost, IF they are guaranteed the entire population of the US.
But of course, US will never agree to such a thing as again, it's like 51 different countries under one roof.
I mean, the insurance cost of health care in the US now, is like literally 4 to 5 times of other countries on par with them. That is because, they don't have like, one insurer taking care of everybody. More competition is not really good with insurance. The government should make the demands on what they want the insurance to cover and at what price range it needs to be offered at. And whichever major insuring company can fulfill all the conditions, gets to cover the whole country.
I am 100% sure, cost will be so much lowered and be on par with most other countries.
And personally. The insurance that was negotiated by our government to our insurers here, is 100% coverage, everything AS CHARGED per whatever is in the bill. IF they want to be part of the insurer that covers the citizens here.
That works out. All these deductibles are crazy! Of course citizens also have a choice to pay even lower premiums IF they want to deal with a deductible.
I was reading some Obama care plans now come with as much as 10,000 deductibles. That's as good as not getting insured. And yet, you get fined for not getting Obama care. So either way, you are screwed. And it would take only critical stage to hit over 10k worth of medical bills, so anything under 10k, which is all the prevention or early stage stuffs. Is all under your own account. That's ridiculous. More people will not be able to afford early treatment then! With all their excess cash going into Premiums.
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