RE: Need some advice about New York/Jersey

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siamsa24 -> RE: Need some advice about New York/Jersey (11/24/2006 2:39:20 PM)
quote: ORIGINAL: nikaa siamsa, My Masters parents are not wealthy. They are working class folks who struggle to get by because they choose to live where they do. I know for us we choose not to move to an area that would force such an ongoing struggle. I know many people who commute from my local area to D.C and New York daily because the cost of living here is so much cheaper. Level, My honest answer is most low income, or even average income house holds don't own homes they rent. We already struggle (and rent a two room apartment). I work a full-time job and two part-time jobs and his work is seasonal. I think that moving to a place that is so expensive would break us just as we were starting to break even.

RosaB -> RE: Need some advice about New York/Jersey (11/24/2006 2:39:45 PM)
I lived in Monmouth County, NJ (Red Bank, Ocean twnship, Eaton Town,) for 11 years and loved the area, but your not likely to find a decent home in the area for under 300 grand. As far as where the poor people live in NY, they live mostly, but not always, in the least desirable areas. I can't think of any place you can find a home that's not of the mobil kind in the 80 grand range. A number of people afford homes via grants such as HUD, section 8. If you aren't rich, at least pulling in income above 100 gs or have some kind of government grant, its rather impossible to afford living anywhere near NYC. Many people work at least two jobs and that's including two income families. Its maddening. Even renting prices are through the roof, my last apartment just outside the area was a one bedroom at $1100 a month. Most rents in surrounding areas start at $900. quote: ORIGINAL: Aileen68 Actually, I love most of NJ. I've lived here for the majority of my life. There are very nice areas to live in. It's just an expensive state. High property taxes where 3/4 is from school taxes. Politically...not even going to get into how corrupt it is. Be prepared to pay as a homeowner. I would say that the average house in a not so desirable neighbrhood probably starts at 200-250,000. A decent starter home (small cape) in a good neighborhood...easily 350,000.

Level -> RE: Need some advice about New York/Jersey (11/24/2006 2:41:12 PM)
I understand, siamsa. Personally, I would not even think about a NYC or San Francisco, unless I were filthy rich lol. And I'm not, so, I'm happy my tastes and needs and goals are simpler. PS- that's not a swipe at you or your dom, I'm just thinking out loud.

siamsa24 -> RE: Need some advice about New York/Jersey (11/24/2006 2:43:36 PM)
I understand. Believe me, I grew up in a tiny town right by Amish town. I just moved to Cleveland two years ago and that alone was a culture shock. I would love to live in a small (or small-ish) town with space for a garden. He lived all over (including Chicago and LA and all over the place) and misses the big city.

Level -> RE: Need some advice about New York/Jersey (11/24/2006 2:43:45 PM)
quote: ORIGINAL: nikaa Level, My honest answer is most low income, or even average income house holds don't own homes they rent. Hello nikaa. I agree, I don't see how they can even make rent, except the price-control areas Doc spoke of.

nikaa -> RE: Need some advice about New York/Jersey (11/24/2006 2:50:03 PM)
Level, I know many people who rent houses with roommates, rent basement apartments, or simply live in substandard housing so they can simply live in the city. I also know many are are in their 20's and 30's who live with their parents or family simply because they can not afford to move out and stay in the New York area. Though I don't think the high cost of living unique to New York I lived in California and New York prices are not much different than say LA's or San Fransisco. Edited to add: siamsa, my Master is a city boy born and breed. Me I like small towns. Where we live is perfect for us because we are close enough to visit New York but not close enough where I have to deal with city life. laughs Is commuting an option?

untamedshysub -> RE: Need some advice about New York/Jersey (11/24/2006 2:50:15 PM)
if you move to a different part of new york you can do it like way upsate buffalo , rochester area. What does he do New york is a huge state

siamsa24 -> RE: Need some advice about New York/Jersey (11/24/2006 2:52:53 PM)
He is currently a lighting designer, but his degree is in film (specifically special effects). He needs to be near the city where there are shows year round so that he can work full-time year-round (rather then just from May to October like he gets now). He was offered a position in the Stage Hands Union (grrrr, why does he get offered my dream job and I'm stuck waiting tables and working retail?) in NYC.

untamedshysub -> RE: Need some advice about New York/Jersey (11/24/2006 3:05:17 PM)
L.A. is a great town and they have smaller communities that are afforadable I prefer San Diego but they don't have as much movie stuff as LA and beside its so much warmer there. I plan to leave NY in June when my child graduates from high school I have experienced snow lol

marieToo -> RE: Need some advice about New York/Jersey (11/24/2006 3:51:29 PM)
quote: ORIGINAL: siamsa24 I don't think that sounds like a stupid question at all, they can't all be wealthy. As a matter of fact, where do the average income people live? Do they just keep the hell away? Your question isn't stupid at all. It just means you're not familiar with this area. "Average income" people do not live in NYC suburbs. Im in NNJ and have lived in different towns in Bergen County my entire life, so take my word for this-- You can plan to pay at least half million for the most average condition 3 bedroom/1-2 bath home here, and it will probably need at least a little cosmetic work. The market lately has dropped however and people who would normally list their homes for about 500K are being forced down into the high 400s in order to sell. Right now, with the values being low, you might be able to get a starter home, or something that needs a bit of work for maybe in the mid 400's. Anything with a price tag under 450 is going to be a "handyman special". The property taxes in this area of NJ are through the roof (and even moreso in Bergen County, where in the nicer towns you can expect to pay at least 12K a year in property taxes for a small/average house on a small/average size lot, and upwards of 25K a year for the larger more affluent homes on quieter streets) and as Ailleen said, about 65% of that goes for the schools. Or you can go to alittle bit of a less affluent town and maybe get something for the mid 300s, with property taxes in the single digit numbers; it wont be the 'hood', but it wont be the most desirable area to raise children in either. You might want to consider Passaic county or Union County or Hudson county, (All in Jersey, all still close to the city, especially Hudson county, if my geography is correct) where the real estate, and property taxes are alittle bit lower than say, Bergen county, and you're still relatively close to a commuter town and able to drive to a train or drive to the nearest ferry port. But even still, its very expensive. Im not trying to be a wise ass, but you cant buy a front door and a picket fence for 85K in these parts, nevermind a house, not in any area of Jersey, that you'd want to live in. In fact, I dont even think you can get something that cheap in one of Jersey's total "hood" towns like, Newark, Paterson, or JC. Unless you are going to be making tons of money, I would highly recommend staying away from Jersey

sub4MASTERSuse -> RE: Need some advice about New York/Jersey (11/24/2006 4:03:41 PM)
Sussex County has some nice places..and it is a little cheaper..longer ride..

NeedToUseYou -> RE: Need some advice about New York/Jersey (11/24/2006 4:03:58 PM)
I'm so glad I don't live in a city. 500 thousand around here could by a mansion, inground pool, tennis court, with a frickin 5 car garage. I'm not kidding and acres of land. LOL, I remember when I was in insurance, and we had to go to a meeting in chicago. Anyway, the guy was complaining he was broke and lived in a shitty apartment. I asked him how much he made and he made about 8 grand more than I did. Then he told me how much he paid for that apartment. And it ended up I was making more take home money than him living in a better apartment making less money in a rural area. From what I've seen a person is much better off outside a city, unless they can at least raise their income about 30 thousand+ a year by living there. I've never done work that would benefit me living in a city, so it's never been a issue.

LadyEllen -> RE: Need some advice about New York/Jersey (11/24/2006 4:07:59 PM)
If the great American guru, Homer Simpson, has taught us anything, it is that New York City is a hellhole; to be avoided at all costs. E

Mikida -> RE: Need some advice about New York/Jersey (11/24/2006 4:12:05 PM)
I understand this is how life takes us sometime, but I'd NEVER recommend anyone moving to NJ if they could help it. I'd recommend moving into NYC only if it suited your temperament and you had tons of cash flow. [/quote] AMEN! I lived a year in NJ no offense to the people who like that area but I couldn't wait to leave. Guess growing up in the country had a lot to do with it. I was only 2 hours from NYC. My ex and I went there once and I was terrified! But as for your question your looking as a trade off bascially - cheaper apartment with a yard (add in good distance commute) vs. cramped apartment with higher rent (small commute) and no yard. Whatever you find best of luck!

LTRsubNW -> RE: Need some advice about New York/Jersey (11/24/2006 4:22:32 PM)
quote: ORIGINAL: siamsa24 He is insisting that we can get an affordable house close enough to NYC so that he can work there. I was hoping this wasn't another "stretch of the truth" but I am starting to think that it is (this is also based on the research that I have been doing trying to find a place to live). I really hate the city, it's hard enough living in Cleveland and I was looking forward to moving to Parma (a small suburb about about 20 minutes from downtown), but plans have a way of changing. Uh oh. We forgot the proviso "what is considered affordable?" Let's start off with "Cleveland is affordable...but only if you work anyplace other than Cleveland"...meaning, if you have to work in Cleveland, chances are you see housing there as not affordable. (Everyone else on the planet thinks buying a home in Cleveland is like stealing from babies). (That probably doesn't make any sense except suffice it to say...Cleveland housing is some of the least expensive in the country). Philly is quite affordable, but you'll have to buy in places some may find less than desirable. And of course, it's quite a distance from downtown NY. (Plus/minus 100 miles). The closer you move to NYC, the more expensive things get. Affordability, of course, is relative.

acissej -> RE: Need some advice about New York/Jersey (11/24/2006 4:28:54 PM)
Siamsa, I know you said you wanted a house, but you might be able to find a small apartment in Fort Lee, NJ (just over the George Washington Bridge from NYC) for about $100,000. The commute to mid-town will probably take around forty-five minutes if you're on the bus, but could be quicker by car if there's little traffic (a rare occurance). There's also a ferry within driving distance of Fort Lee. You won't have a yard and it'll probably just be a studio, but it might be in your price range. If you want to know more, message me on the other side. I've lived in the New York/New Jersey area most of my life. -Jessica

siamsa24 -> RE: Need some advice about New York/Jersey (11/24/2006 4:39:52 PM)
What I ment by saying that it is hard enough living in Cleveland is that I struggle living in the city. Not financially, but emotionally I guess. The reason we live in a shit-hole is because it was a nice area when we moved and stupid us signed a contract. We can easily afford a house here (well, not easily, but it's within reason) I also know that the same jobs pay more in other cities. Right now I bust my ass at three jobs and make about 32,000 a year total.

eroticangel -> RE: Need some advice about New York/Jersey (11/24/2006 4:41:30 PM)
i have to stick up for NJ now....i live outside Phiillie and in the suburbs and the houses are affordable.....averaging about 150,000.....i am 20 minutes form Phila and about 1 hr and 45 from NYC...i love it here, have been here all my life.....so please don't judge all of NJ on the northern part roe

Level -> RE: Need some advice about New York/Jersey (11/24/2006 4:44:48 PM)
quote: ORIGINAL: acissej Siamsa, I know you said you wanted a house, but you might be able to find a small apartment in Fort Lee, NJ (just over the George Washington Bridge from NYC) for about $100,000. The commute to mid-town will probably take around forty-five minutes if you're on the bus, but could be quicker by car if there's little traffic (a rare occurance). There's also a ferry within driving distance of Fort Lee. You won't have a yard and it'll probably just be a studio, but it might be in your price range. If you want to know more, message me on the other side. I've lived in the New York/New Jersey area most of my life. -Jessica *waves to the Joisey girl and smiles*

Lordandmaster -> RE: Need some advice about New York/Jersey (11/24/2006 4:49:12 PM)
Yeah, I was about to say--just about the only two options I can think of, with that kind of budget, are Pennsylvania and Monmouth/Ocean/Atlantic Counties in NJ. Both are going to be longer commutes than the OP might have wanted, but the train from Trenton to Penn Station, NYC, takes a little over an hour, and there are plenty of places in Pennsylvania that are a short car drive from Trenton. Take a look at the NJ Transit website and see if there's anything available in a community near a train station: http://www.njtransit.com/images/railmap06.jpg Connecticut and New York State are both likely to be more expensive. quote: ORIGINAL: eroticangel i have to stick up for NJ now....i live outside Phiillie and in the suburbs and the houses are affordable.....averaging about 150,000.....i am 20 minutes form Phila and about 1 hr and 45 from NYC...i love it here, have been here all my life.....so please don't judge all of NJ on the northern part

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