RE: "Saving" Money.

RE: "Saving" Money. (Full Version)

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dcnovice -> RE: "Saving" Money. (4/11/2007 12:02:33 PM)
I sometimes think I should go into Pentagon procurement, 'cause I always seem to find the most expensive way to do anything.

popeye1250 -> RE: "Saving" Money. (4/11/2007 12:55:34 PM)
quote: ORIGINAL: domiguy quote: ORIGINAL: popeye1250 quote: ORIGINAL: domiguy Dude...$150.00 a month?...I know you are aware you have a beter chance of getting struck by lightening than winning the lottery...I save but I do spend on my hobbies and I am a huge believer in purchasing quality over crap. popeye I would think that since most of your $150.00 a week does not come back to you..( in winnings) How cool would it be if you did "bank it" and then at the end of the year you went to your local C.C. or University and found a deserving student(s) that you could donate the money to help keep them in school...Ths way you would actually have the pleasure of meeting and know directly that you had personally made a huge difference in their lives....Might get a friend for life out of the deal....How cool would that be? Hmm, could she be really HOT and like older guys? Well obviously you are not going to turn over your hard earned funds to just anyone,,,( I would like to hear the conversation with the school's administrator)....Administrator, "What a thoughtful lovely gift...You are such a humanitarian...I wish there were more people out there in the world like you."...popeye, "Uh yeah, thanks. Uhmmm, one small catch...You wouldn't have someone in mind that could use my help who is ummm...ermm..You know ...Hot...And loves old dudes."....lol. Domiguy, you forgot,...."and she has to come over to my house to get it." Van, I belong to Costco and I buy stuff in bulk. I got a 5 gal pail of laundry detergent there for $10 that will last me a year! If I bought enough laundry detergent in a supermarket to last a year it'd probably run me $40-$50. Even if you only save $25 per week that's $1,300 per year.

Vendaval -> RE: "Saving" Money. (4/11/2007 1:09:03 PM)
The apartment here has very little storage space. I will be moving this summer and getting more storage space is a big priority. Costco is a great deal, just the quantities are too large at this time. We also have a restaurant supply store here called, "Smart & Final" where you can get products in bulk. If you are planning a big event or use something year round it is a great place to shop. Plus they have the huge pots and pans for those big events. [/quote] Van, I belong to Costco and I buy stuff in bulk. I got a 5 gal pail of laundry detergent there for $10 that will last me a year! If I bought enough laundry detergent in a supermarket to last a year it'd probably run me $40-$50. Even if you only save $25 per week that's $1,300 per year. [/quote]

goodlittlegirl28 -> RE: "Saving" Money. (4/11/2007 2:05:07 PM)
I saved quite a chunk and invested it for a few years. It grew rather well, and became the downpayment on my house. I'm discovering that with a mortgage and student loans I don't get to save much these days. I try to live within my means and pay the credit cards off each month so I can still reap the benefits of the miles/points and none of the finance charges.

Vendaval -> RE: "Saving" Money. (4/11/2007 2:09:20 PM)
dcnovice, You are missing part of the equation here. [;)] Is it a completely useless and unnecessary item? One that will be mothballed for decades in underground bunkers or out in the desert somewhere? quote: ORIGINAL: dcnovice I sometimes think I should go into Pentagon procurement, 'cause I always seem to find the most expensive way to do anything.

submgreenbay -> RE: "Saving" Money. (4/11/2007 2:12:21 PM)
quote: ORIGINAL: goodlittlegirl28 I saved quite a chunk and invested it for a few years. It grew rather well, and became the downpayment on my house. I'm discovering that with a mortgage and student loans I don't get to save much these days. I try to live within my means and pay the credit cards off each month so I can still reap the benefits of the miles/points and none of the finance charges. I'm the same way. I saved quite a chunk and made investments when I was younger. I used some of it as a downpayment. While I don't have any student loans anymore, I also don't get to save as much these days as I'd like to. And I also pay off my credit cards each month.

domiguy -> RE: "Saving" Money. (4/11/2007 2:15:11 PM)
I always remeber what my "GranDomi" said, "Son remember to always invest half of your money in subbies and booze, and waste the rest."

missturbation -> RE: "Saving" Money. (4/11/2007 3:24:18 PM)
I'm definately not a saver but i do invest. I invest in nice shoes, clothes, underwear etc [:D]

juliaoceania -> RE: "Saving" Money. (4/11/2007 4:08:20 PM)
I am a single mom that has never received child support in any manner that I could count on.. so there is not much left over to save.. if one takes away my school loan debt (which is only a fraction of what other people I know have) then I have more money in the bank than I owe. Most people are not as fortunate as me. I have no credit cards. I like buying old things. I am known to search for treasures, and I know what things are collectible and what things are not.. I would rather have old things most of the time. I would rather not spend money on junk, and most new things are junk. I am not talking about technology, I am talking dishes and art and glass. American glass from the guilded age through the 1960s was an artform in many ways, as is California pottery. I love this stuff and collect it I am a saver more than a spender. In fact I would go out of my way to save money, just not at so-called "bargain" stores. My Daddy will not even go into a dollar store. He can answer for his spending habits, but I have noted that he will wait to buy something very nice that is quality workmanship than buy a bunch of junk... it is just the way he is. I am definitely more of a saver than most of the people in my age group.

dcnovice -> RE: "Saving" Money. (4/11/2007 4:19:26 PM)
quote: Is it a completely useless and unnecessary item? All too often, alas.

Vendaval -> RE: "Saving" Money. (4/11/2007 4:26:32 PM)
Hi julia, My mother has a collection of Depression Era glass dinnerware and appliances old than I am, that still work great. One is a Hamilton Beach toaster that she had repaired for a break in the electric wiring. Constrast that kind of quality with the $20 plastic toaster I got from the store that has a faulty locking mechanism. And the old time furniture is much more durable than the cheap plywood stuff.

juliaoceania -> RE: "Saving" Money. (4/11/2007 4:39:27 PM)
I am kicking myself over selling a toaster and blender from the 1950s and 1940s... the toaster had a cool slow lift mechanism and did not "pop" up. But my business was selling these things, not keeping them. I am currently packing away a bunch of collectibles for when I move. Today I packed a beautiful NuCut carnival pressed glass pitcher (very rare thing) and some of my California pottery... I also collect restaurant plates.. the old kind that you can bake with... such high quality stuff. I have a complete set of depression glass acid etched goblets that are worth a mint that my mom gave me too. I just love old old stuff.

sub4hire -> RE: "Saving" Money. (4/11/2007 5:14:28 PM)
quote: ORIGINAL: popeye1250 Bountyhunter, yeah, I do that too. I've got $1,000 in $1 bills in a 2 lbs coffee can that I've saved over the last year and almost 2 of them filled with mixed change, pennies, nickols, dimes, quarters. I empty the change out of my pockets every night and toss it in a can. I never spend any change. I do the same, empty it into a jar every night. When the jar gets full I take it to the bank for loose change. Yes, I have one of those. It is usually 300 a jar...and it amounts to about 2000 a year saved. Save dollar bills as well when I end up carrying around too many of them. Friends used to laugh when I would iron and starch them so they stored better. That is until someone needed money in a pinch and I didn't have any but one dollar bills to loan. They borrowed 750 from me in ones.

Griswold -> RE: "Saving" Money. (4/11/2007 6:23:58 PM)
quote: ORIGINAL: popeye1250 This is kind of an adjunct to the "Walmart" thread. Justheather said we are a nation of "consumers" and that's just what the big companies want. I don't buy a lot of junk myself. That's not to say that my condo is bare or anything just that I only buy what I "need." Also, I'm a saver, I try to bank money each month. Some months I can't do it but over the course of a year I manage to save about $500-$600 per month. I could probably do better if I stopped buying lottery tickets, I spend about $150 per week on them. Two days ago I hit a scratch ticket which I don't buy that often for $250 and a few months ago I hit a "Cash Five" ticket for $1,200, one more number and I would have won $400,000! I'd rather spend money on lottery tickets than on junk from stores that I don't need. At least when I lose I know that the money goes to the schools and I don't have a house full of plastic junk from China. I was brought up to save money every week from my (very) meager allowance. I think that it's important to teach kids to save their money. It gives them good habits for the rest of their lives. I don't know if I ever would have become responsible about money without good saving habits in my youth. I'm planning a trip for next year (July 2008) to Sweden, Denmark and Ireland which I couldn't do if I wasn't able to save. I'd much rather do something like that than blow money buying "stuff" from a big box store. How about you, are you a "saver?' I don't think I've ever seen a longer... more "me, me, me" post, getting to a "hi, how are you" post in my life! The answer is "yes".

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