Mercnbeth -> RE: kinky people and health (5/15/2007 12:29:27 PM)
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quote:
Just curious whether Y/you have an hmo or ppo? i have a ppo and i never have had to wait that long for any of my tests. i had a stress test done in two days after i got the referral. minnetar, Interesting that you bring this up. Until this year's renewal, in March, I had a PPO. When the renewal came up I asked my agent why? He reminded me that back when I initiated coverage, my dependent children did not live in CA so the only way to get them covered was to have a PPO. The cost of the PPO was more. Now that all dependents live in CA I asked him if there was any reason to stay on a PPO. Of course, this "expert", friend, and former insurance agent for my company, said no. The 'former' reference to him as my Company's health insurance agent; a direct result of my bad insurance experience with beth. I'm in the process of changing the company and coverage for my entire staff and whoever the new company is, the PPO option will most likely be my choice. When I was fighting the battle for a quicker test, I used the fact that as a male, my colonoscopy was approved and could have been scheduled for the next day. I had NO symptoms. beth, with symptoms and a potential major problem, was subject to a few day approval process and 'fitting' into a HMO schedule. I pointed out to everyone I talked to that there appeared to be some gender bias involved.
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