sappatoti -> RE: a rant: goodbye universal health care (1/30/2008 1:46:26 PM)
|
quote:
ORIGINAL: kdsub Hi defiantbadgirl I think the type plans that Obama and Clinton have proposed have a far better chance of getting through congress then a universal no pay plan. It does no good to put a plan on the table that the Republicans will not support… they will kill it outright… what good does that do? I think everyone who can afford to…should pay for his or her health insurance. Those that can’t, under the proposals, will receive subsidies. The important thing is to be practical and get something rather than stubborn and get nothing. Butch While I understand perfectly what you are saying, and I agree that a compromised insurance policy is better than one that gets killed immediately, it still doesn't address the point that the OP was trying to make. That being, private insurance plans will not pay for services, treatments, or medications THEY deem to be experimental. Using my case as an example, I was paying for health insurance through my paycheck deductions. For the sake of simplicity, it was around $200 per month. What I am afflicted with was not covered by the private insurance plans offered by my employer. So, whenever I needed to be treated, not only were the hospital and office visits coming out of my pocket, but the cost of monthly medications were as well. The medications alone amounted to $600 per month, with the discounts by using generics (when they were available). So, let's add this up. I was paying $200 for insurance that didn't pay for anything in my case, plus at least another $600 for medications alone (not counting visits, etc). $800/month for medical. What was I paying the $200/month for? This is the real problem with private health insurance... they get to decide who they're going to pay, what they're going to pay for, and when they're going to pay. The consumers don't get a say... the medical practitioners don't get a say... and the government isn't going to get involved. Forcing people to pay for health insurance sure looks good on paper... "no one is uninsured!"... but if the insurance they have doesn't pay out for the real afflictions that people have, what's the point? Who's fleecing who here?
|
|
|
|