sappatoti -> RE: a rant: goodbye universal health care (1/30/2008 7:01:32 PM)
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ORIGINAL: EponasChylde Universal health care is the WORSE thing that could ever happen to the middle class American. What will happen is EVERYBODY (including the lazy bums, crack ho's, etc) will have health care but the health care quality overall will be mediocre and they'll be less and less likely to cover elective procedures. Right now, those of us with decent jobs have great health care and the losers have nothing...which is fine with me. It's called Capitalism and it's the cornerstone of America. Those who work hard and do well succeed and prosper...the lazy ones suffer and are miserable. The last thing we need is to give the government more power over our lives. Want good health care? Get a good job. Or suffer. Doesn't matter one way or another to me, because I happen to have excellent health care that only costs me $66/month. Do not ask me to pay taxes to cover the health care of drug addicts, crack whores, and lazy people who don't want to work. I did have an excellent job. Good pay and health insurance costs shared by the employer and employees. It cost about $200/month. The company received a notice from it's insurer that it was no longer covering smaller businesses with fewer than 50 people, and they would have to find another carrier. My employer searched and found out that just about all of the major carriers suddenly had a similar policy, so the search went to smaller insurers who did not have the clout to make the same deals with medical practitioners as did the big carriers. My employer had no choice and signed up; result was my cost of health insurance went from $200/month to $350/month, and so did my employer's contribution go up. I had a relapse of my continuing medical problems, and when the bills hit the insurer, they cancelled my employer's policy. The reason was that had the insurer known that I was "one of those" with chronic neurological problems, they would have not insured me. So, my employer's hunt for another carrier went on. They finally found one who would insure the company, but only if I, personally, would agree to waivers that I would not submit any medical claims having anything to do with my neurological condition to them. I did so knowing that at least the rest of the company would have insurance. I moved on to another job in another city. When it came time for me to sign up for insurance after the probationary period, I was informed that their health insurance carrier, a large company, had reviewed my records and considered me "uninsurable." That company was bought out by another and I was one of the first to be downsized. Since then, on every job interview I have been on, my credentials look good right up to the point where they run a background check on my medical past. It's a terrible thing to be turned down for a job because the employer is being told by their insurance company that I am "uninsurable," despite my willingness to sign waivers. So, please tell me how this is Capitalism working at its best? I certainly did not have a say when this neuro condition afflicted me, and I certainly have no control over the fact that neurologists cannot agree on the best method to bring it under control. So, because of factors beyond my control, I am forever determined to be "uninsurable." That's not Capitalism... that's borderline fascism.
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