GoddessDustyGold
Posts: 2822
Joined: 4/11/2004 From: Arizona Status: offline
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quote:
ORIGINAL: greyangelus Anywhere from 22-36k is the breakpoint of the living wage, depending on the area of the country you live in. Fall below that point in income, and you will either need a second job or find someone else to provide a second income. 36.5 million people live well below that breakpoint below the poverty threshold; toss in the in-betweens and I would not be suprised if the total is over 100 million. I do agree with you that anyone making over 50k single or 90k married (or coupled or whatever) has got about diddly to complain about (at least from my age perspective and group, there might be some additional costs I'm not aware of to being older). A few things though, I'd like to point out. 85+% of people do not own thier cars, right about the time they get it paid off they yearly maintenance increase to the point where selling and buying a new/used one makes more financial sense ( I have no idea what model or year you drive, some cars go years past being paid off before its too expensive to fix them). That tacks on about 4-6k a year they need. Also, living on a single income tacks on about 30-40% percent more that they need (going by your post, I suspect your daughter is a contributor to the household income; 2 income homes need less per income in order to be a living wage). By making an educated guess that your income is 20-24, I would need to make 30-34 just to match your standard of living. Actually, toss in student loan repayments, its more like 32-36k. My paticular degree field is electronics, you'll never get rich off of it, but by and large its considered a good paying job field. My most likely starting yearly will be 22-24k after taxes in my area, and thats assuming a full 40 a week all year. I'll most likely continue needing a either a second part-time job or mandatory overtime every week along with a roommate to share the bills with, right after graduating from college with an Associates degree in a good paying technical job field. Hopefully, I'll get cost of living raises too (not a sure thing anymore, many companies do not ) just so I can stay at that level. I just checked your profile to see where you are living. I am not familiar with where in in Missouri you are, but I has always been My understanding (comparitively speaking and from what I read and hear) that the mid-west has a lower cost of living that the major cities in Arizona. I can't answer for the auto situation. I know that is a big expense, but I also know that there are ways to make your car last, and ways to pay it off sooner, if one has little self-discipline. Cars are going to cost regardless. Insurance, gas, regular maintenance, etc. But a good car that has been reasonably taken care of can still last for more years than the payment. You (other areas of the country) may have snow, but I have unbelievable heat and that can be very hard on cars also. Especially the tires. I would add that I do live in what would be considered one of the more expensive communities. It is actually cheaper (rent/mortgage wise) over-all to live in Phoenix than where I live. So I also consider that the cost of living is much higher in certain big cities, but the wages are usually higher also. In the end, I know too many people who have a lower house payment than the rent I pay, and a higher income (much higher in many situations), yet they are struggling. They also have an SUV as well as a nice sedan in their garage and they are worried about the car insurance coming due on "junior's" car. In the meantime, junior is a junior in high school and he doesn't even have a part time job. Why do these parents feel they have to make sure junior has wheels? *Sigh* That above is just one fairly typical example of the "struggles" of many people I talk to as they are barbequeing steaks on the built in grill in the backyard. And I hold My tongue. I see it all the time, so although there are always instances of "the exception to the rule and special circumstances beyond one's control", for the most part it is My considered opinion that it is a matter of self-discipline or the lack thereof. It is about the mentality of the American public and the need to consume, consume, consume and think about the cost tomorrow. Frankly, I am angry about the fact that I will need to switch to a more expensive light bulb (by law) at a certain point and that I will have to either purchase or buy a converter box when television goes "all digital". Does anybody ever really think about the hogwash that is being handed out while the big business and corporations you all complain about so much are getting their way every damn time? Example...I had to call Direct TV because they billed Me $70 for a "service call". That call was supposed to be at no charge and I was assureed of it. It was their DVR equipment that was screwed up and I pay a fee every month for that. Suddenly it was supposed to be My responsiiblity to make sure the DVR was okay or have some sort of maintenance insurance on the product. I laughed at the CS rep. I'm supposed to have a maintenance policy (another $5.99 per month) on their equipment? In addition they tried to increase My contract for another 2 years (12/07 - 12/09) when My contract with them was actually up with them in Jan 08. I asked for a supervisor. About 2 minutes holding and, sadly, no supervisor available. More arguments and then I advised that I would be happy to wait for a supervisor for as long as it took. Another 2 minutes holding and LO & BEHOLD! She found the note that said I was not to be charged and she also verified that I did not have any extensions on My contract and I had no obligation to the company if I cancelled. Did she really find the note? *shrug* It should have been there. I would not be surprised if it was not, but apparently I was a thorn in their side and it was easier to remove the $70 and My new supposed obligation for 2 more years. It took Me 45 minutes but I figure that was tantamount to earning $70 in that 45 minutes as well as not having a new contract obligation of which I was completely unaware prior to My call. How many people would have given up and paid the $70? How many people would not have bothered to call at all? That is an example of the customer being right and the company, if you are patient enough and I don't care how big they are, will do it the right way. But only if we take the time to insist. Instead we complain and ask nanny to pass yet another law which will increase the expenses of the corpooration. And don't think they are not going to figure out a way to get around it anyway! People have voices. Use them! My objection to some of this "living wage" stuff, is that nobody stops to think what a living wage is. It really depends on what you want and what you are used to having. It's about your style of life. My style of life is just fine and I am barely at the minimum. What do you need as opposed to what do you think you want and how much can you afford to pay for it? I don't like it when I hear nurses (just one example) who work 3 12 hour shifts per week at $30 per hour or better complaing that they can't make ends meet! My message to the almighty government...Give Me appropriate choices and I will be fine. Stay out of My life as much as you should, and I will be fine. Let Me make My own choices and it is okay for you to also let Me take the consequences of those choices. It's called critical thinking. It is not your job to bail Me out and it is not My entitlement to be taken care of. I grew up a long time ago. I no longer need a "nanny".
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Dusty They that give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety B Franklin Don't blame Me ~ I didn't vote for either of them The Hidden Kingdom
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