Termyn8or
Posts: 18681
Joined: 11/12/2005
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There are a couple of things to iron out.
First of all I don't like the idea of any health care being shoved down my throat. There has to be an out option, but of course only usable under certain certain circumstances. There could also be an added side effect of reducing the tax base slightly as more companies find those loopholes either by being unincorporated or staying a small S. Millions of small businesses do that in this country. Your idea does not take into account a few factors, and while they don't scrap the whole idea, they must be resolved before implementation. At best, it would cause more people to go into the 'temp service" agency business and handle the requirements there. This would encourage competition in a field I believe needs more competition. What I have seen, these people are gouging. Some criteria must be built into this system to encourage the correct result. These companies could do alot better, by offering a lower 'spread' and providing group coverage in lieu of the actual employer doing it, but the actual employer would ultimately pay for it, and of course it follows, the customers, who pay for everything.
Another thing I see as an important point - if you use the force of government in this way, then there is another thing that needs to be addressed. Offshore outsourcing. Without jobs, the whole thing is down the drain. None of what you propose does anything to stimulate any real growth. For years growth in the economy has been tainted by the inclusion of money made via speculation and other off the wall investment options. Even the ones that are not a scam merely push the same pile around, the pile is not growing. We must, if we take this turn, as I see as a turn away from actual freedom, use the government's force in a way to get to the root of the problem. What I would propose is heavy taxation on anything offshored, unless the company responsible can prove certain things. For one they must have made a good faith effort to source the materials domestically. And that's just for starters. Otherwise there is that additional tax.
The problem here is that the necessary exclusions and their requirements would make for a very long bill. It might be easier just to institute some serious tax breaks for companies that provide health insurance, plus a disincentive to avoid paying, such as being required to at least pay the base rate for someone who is unemployed.
Now, as I said, we must provide incentive. This coverage would have to meet certain minimum requirements, just like auto liability to qualify. As people try to chisel each other down, and they will, things should fall into place. It's just that the plan must meet or exceed the requirements, or you pay.
In essence though, what you propose, IMO, exceeds the authority of the government in a few ways. Therefore to get the required results you speak in the loudest voice possible. And we all know what that is. You want to do business here ? Well here's the rules. You want a Mom and Pop convenience store, OK. You want to be a handyman ? You want to pick up dogshit ? This must all be allowed in this country. To do otherwise is a form of tyrrany, no matter what the result or intended result.
T
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RE: Tonight's Opportunity For a New Party to be Born - 
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