Collarspace Discussion Forums


Home  Login  Search 

RE: $750 a month penality- Death care


View related threads: (in this forum | in all forums)

Logged in as: Guest
 
All Forums >> [Community Discussions] >> Dungeon of Political and Religious Discussion >> RE: $750 a month penality- Death care Page: <<   < prev  1 [2] 3   next >   >>
Login
Message << Older Topic   Newer Topic >>
RE: $750 a month penality- Death care - 3/23/2010 4:11:44 PM   
Thadius


Posts: 5091
Joined: 10/11/2005
Status: offline 		I was pleasantly surprised to see that my state of residence had joined in on the class action suit. I wasn't sure if Granholm would try to maneuver around to stop our AG Mike Cox from joining the suit.

_____________________________

When the character of a man is not clear to you, look at his friends." ~ Japanese Proverb

(in reply to pahunkboy)
Profile   Post #: 21
RE: $750 a month penality- Death care - 3/23/2010 4:16:30 PM   
Thadius


Posts: 5091
Joined: 10/11/2005
Status: offline
quote:

ORIGINAL: slvemike4u

quote:

ORIGINAL: Thadius


quote:

ORIGINAL: slvemike4u

All of which suggests that after the first couple of years buying the damm insurance would be cheaper than running afoul of the requirement.....in essence what the bill was crafted to encourage



I don't know what you are paying in premiums or you think premiums for the "minimum excepatable coverage" is going to cost, but in my eyes the fines at least in early phase in are still cheaper than that of buying a pollicy. I am sure many folks will think the same way, and for the first couple years of fine phase in the lack of new entries into the "exchange insurance pool" will push premiums even higher as the cost will not be spread across as many heads.

Just my opinion, and I think a fair look at the setup.
And yet,cheaper or not,one while paying the fines still doesn't have insurance...surely the advantage of actually having peace of mind would be worth the difference between fines and buying the insurance.


Many folks in their 20s and 30s feel invincible and usually don't even get a yearly physical, so the peace of mind argument would not apply to them, especially when it came to saving a couple thousand a year for fun stuff or bills. Further, they know that if they get hurt doing whatever, they can always hit the ER and don't even need cash to be treated.

_____________________________

When the character of a man is not clear to you, look at his friends." ~ Japanese Proverb

(in reply to slvemike4u)
Profile   Post #: 22
RE: $750 a month penality- Death care - 3/23/2010 4:28:02 PM   
slvemike4u


Posts: 17896
Joined: 1/15/2008
From: United States
Status: offline 		And these are the very people the system needs to bring cost down...we all know how insurance works right?


_____________________________

If we want things to stay as they are,things will have to change...Tancredi from "the Leopard"

Forget Guns-----Ban the pools

Funny stuff....https://www.youtube.com/watch?v=eNwFf991d-4


(in reply to Thadius)
Profile   Post #: 23
RE: $750 a month penality- Death care - 3/23/2010 4:35:29 PM   
Thadius


Posts: 5091
Joined: 10/11/2005
Status: offline
quote:

ORIGINAL: slvemike4u

And these are the very people the system needs to bring cost down...we all know how insurance works right?


Yep, theoretically the more folks added into the pool the lower the cost per individual in terms of premiums, that is of course based on the health and age of the folks being added.

If a young healthy person has a choice of paying a $300 fine out of their tax return, or paying $1200 - $3000 a year in premiums.... which do you think is more attractive? Especially, with the fact that they can jump into a policy as soon as something major comes up seeing as the insurance company will have to cover any pre-existing condition.

See it is a double edged sword.

_____________________________

When the character of a man is not clear to you, look at his friends." ~ Japanese Proverb

(in reply to slvemike4u)
Profile   Post #: 24
RE: $750 a month penality- Death care - 3/23/2010 4:35:47 PM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline
quote:

ORIGINAL: Thadius

I was pleasantly surprised to see that my state of residence had joined in on the class action suit. I wasn't sure if Granholm would try to maneuver around to stop our AG Mike Cox from joining the suit.


PA has as well.

(in reply to Thadius)
Profile   Post #: 25
RE: $750 a month penality- Death care - 3/23/2010 4:41:10 PM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline 		how much is 1 years worth of rent?

how much to keep a car on the road for 1 year?

once in the home- how much a year for electric?

Heat?

Water?

Phone?

Food?

now- what is a reasonable expectation of a salary per  month.

a simple cheap place to live- and an old car... nothing fancy.  .....lets say it can be done for 12k a year.

that is 1k a month for a roof- food- utilities- and transportation to work.

figure some for existing taxes.   we can even be cheap on that... figure 1k for the year.

ok- we are up to 13k.

how many jobs pay that?

we have not bought clothes- haircuts- or gone to the dentist yet....

(in reply to pahunkboy)
Profile   Post #: 26
RE: $750 a month penality- Death care - 3/23/2010 4:43:51 PM   
mnottertail


Posts: 60698
Joined: 11/3/2004
Status: offline 		Ja, but you are a nut, you don't have to work to pay for things.

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


(in reply to pahunkboy)
Profile   Post #: 27
RE: $750 a month penality- Death care - 3/23/2010 4:44:38 PM   
Thadius


Posts: 5091
Joined: 10/11/2005
Status: offline 		There are going to be 16,000 new IRS agents hired to help impose these mandates, so perhaps this is a job creating bill.

_____________________________

When the character of a man is not clear to you, look at his friends." ~ Japanese Proverb

(in reply to pahunkboy)
Profile   Post #: 28
RE: $750 a month penality- Death care - 3/23/2010 4:46:01 PM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline
quote:

ORIGINAL: mnottertail

Ja, but you are a nut, you don't have to work to pay for things.



I look for ways to do things cheaper- but I do think I am down to the bone.  Maybe I will die my hair blonde and get me a sugar daddy.  lol.   argh bad idea.


< Message edited by pahunkboy -- 3/23/2010 4:47:27 PM >

(in reply to mnottertail)
Profile   Post #: 29
RE: $750 a month penality- Death care - 3/23/2010 5:05:11 PM   
DomKen


Posts: 19457
Joined: 7/4/2004
From: Chicago, IL
Status: offline
quote:

ORIGINAL: jlf1961

I dont think the mandatory purchase of health insurance will stand up in the supreme court, at least I hope it doesnt, I am on a fixed income and couldnt afford to pay more than $25 a month for health insurance.

Assuming your statement is an accurate portrayal of your situation you will either be eligible for Medicaid, for incomes up to 133% of the federal poverty level, or subsidized health insurance premiums.

(in reply to jlf1961)
Profile   Post #: 30
RE: $750 a month penality- Death care - 3/23/2010 5:09:02 PM   
TreasureKY


Posts: 3032
Joined: 4/10/2007
From: Kentucky
Status: offline 		*sighs*  I got tired of waiting and went downstairs to look at the bill.

Regarding the requirement for businesses, it's all over the place, pretty detailed and going to take a while to decipher.  At first glance, here's what it appears to be...

Large employers (over 200 employees) will be required to automatically enroll employees in any health plan they offer.  Employees have to be informed of Health Care Exchange and they can opt out of the employer sponsored plan.

Employers (an average of 50 full-time employees) not offering a health care plan who have at least one full-time employee that has obtained insurance through the Exchange, will be assessed a tax in the amount equal to $62.50, times the number of full-time employees, per month.

If an employer's plan has a waiting period that exceeds 30 days, but less than 60 days, they will be taxed $400 per full-time employee.  If the waiting period exceeds 60 days, then the tax is $600 per full-time employee.

If an employer offers a health care plan and even one employee obtains insurance through the Exchange, then the employer will be fined per month an amount equal to the number of full-time employees times $250... up to a maximum of an amount equal to the number of full-time employees times $62.50.

An employer will be taxed per employee 40% of the difference between the cost of company coverage over $708 per month (for individual coverage) or $1916 per month (for family coverage).

That's pretty much it in a nutshell.  Hopefully I didn't massacre anything in the process of translation.

(in reply to TreasureKY)
Profile   Post #: 31
RE: $750 a month penality- Death care - 3/23/2010 7:58:05 PM   
thishereboi


Posts: 14463
Joined: 6/19/2008
Status: offline
quote:

ORIGINAL: Thadius

I was pleasantly surprised to see that my state of residence had joined in on the class action suit. I wasn't sure if Granholm would try to maneuver around to stop our AG Mike Cox from joining the suit.


Naw, she has bigger things on her plate...like should we have a bbq to offset the meatless saturday?


_____________________________

"Sweetie, you're wasting your gum" .. Albert


This here is the boi formerly known as orfunboi


(in reply to Thadius)
Profile   Post #: 32
RE: $750 a month penality- Death care - 3/23/2010 8:35:53 PM   
Silence8


Posts: 833
Joined: 11/2/2009
Status: offline
quote:

ORIGINAL: slvemike4u

quote:

ORIGINAL: Thadius


quote:

ORIGINAL: pahunkboy

...the taxes tho start right away.

Most of em do, but the serious fines and heavy handed levies don't begin until 2018, a couple years after the President would be out of office if he is reelected. Nothing unseemly about that, burden a future administration and congress with imposing such measures, while claiming credit for all the good stuffs.
Certainly not as unseemly as lowering taxes for the rich while running two wars....off the books so to speak.Yep Obama has along way to go to reach the chicanary level of the previous administration...thanks for pointing that out


Don't forget about Enron.

And the financial crisis (though this one is more obviously a joint production).

(in reply to slvemike4u)
Profile   Post #: 33
RE: $750 a month penality- Death care - 3/23/2010 8:37:07 PM   
Brain


Posts: 3792
Joined: 2/14/2007
Status: offline 		These penalties will not be enforced because virtually everyone will comply with the law. My experience is that these healthcare costs will be deducted weakly from your paycheck and the amount will approximate 5% of your gross salary. Unfortunately, posting this just misinforms and tries to scare people. People are going to realize  when this starts these Republican lies are not acceptable and they will be angry when they go to the voting booths in the future. The Republican party will pay dearly for the despicable behavior they have recently exhibited.

quote:

ORIGINAL: pahunkboy

The penalties associated with defying mandatory health care are staggering. From 2014 onwards, for every month that individuals or businesses with over 50 employees fail to carry a minimum level of health insurance, they will be hit with fines of up to $750 a month for individuals and $750 per uncovered employee for businesses. For a family of four, this could amount to a whopping $27,000 a year ($2250 a month for each household).

http://www.prisonplanet.com/the-cost-of-defying-obamacare-2250-a-month-and-irs-goons-pointing-guns-at-your-family.html


(in reply to pahunkboy)
Profile   Post #: 34
RE: $750 a month penality- Death care - 3/23/2010 8:41:01 PM   
rulemylife


Posts: 14614
Joined: 8/23/2004
Status: offline
quote:

ORIGINAL: jlf1961

I dont think the mandatory purchase of health insurance will stand up in the supreme court, at least I hope it doesnt, I am on a fixed income and couldnt afford to pay more than $25 a month for health insurance.


So then you don't have any now?

(in reply to jlf1961)
Profile   Post #: 35
RE: $750 a month penality- Death care - 3/23/2010 8:56:58 PM   
jlf1961


Posts: 14840
Joined: 6/10/2008
From: Somewhere Texas
Status: offline 		No I do not have health insurance now.

_____________________________

Boy, it sure would be nice if we had some grenades, don't you think?

You cannot control who comes into your life, but you can control which airlock you throw them out of.

Paranoid Paramilitary Gun Loving Conspiracy Theorist AND EQUAL OPPORTUNI

(in reply to rulemylife)
Profile   Post #: 36
RE: $750 a month penality- Death care - 3/23/2010 9:55:03 PM   
Termyn8or


Posts: 18681
Joined: 11/12/2005
Status: offline 		FR

Fukum, they can't even enforce auto insurance laws, I have proof. This post is proof in fact. I can tell you right now that I ain't payin' shit, not for health insurance nor their fines. They can put me in jail, I have no fear of it. How many days in jail you figure I'll get for not having health insurance. If it's long enough I can get a few things done. How about a facelift ?

What is the penalty for not paying those fines ? Or are you going to wait for me to tell you ? I am not paying and that is that. Fuck the DMV, the IRS, the government in toto. When they come for me I will just be gone.

T

(in reply to jlf1961)
Profile   Post #: 37
RE: $750 a month penality- Death care - 3/23/2010 10:19:45 PM   
MrRodgers


Posts: 10542
Joined: 7/30/2005
Status: offline
quote:

ORIGINAL: Thadius


quote:

ORIGINAL: slvemike4u

PA,I would like you to go back and read your own post once again...those fines fall on the buisness owner..so how do you turn around and do the "family of four" bit.
Those are ,if I'm reading and can trust,your numbers the fine schedules business owners will pay for not offering their employees coverage.Not fines for individuals who opt not to buy insurance!

Nah Mike, those are the fines imposed on individuals and families that don't follow the mandate, he may have mixed up the numbers though as I remember them being closer to $235 for an individual in 2014 phasing up to the 2.5% of gross income by 2018.

This is more of what I've seen and I am wondering if the 2.5% is for the year. If so, it is only $2,500 out of a $100,000. This has me wondering how it is that at that income level...they wouldn't have insurance anyway.

(in reply to Thadius)
Profile   Post #: 38
RE: $750 a month penality- Death care - 3/23/2010 10:27:37 PM   
Brain


Posts: 3792
Joined: 2/14/2007
Status: offline 		I will apologize profusely if I am wrong but I think you will find it very affordable and virtually free in keeping your economic or financial position. Please keep in mind the last thing they want is bad news horror stories about people who can't pay for health insurance having government agents demanding and enforcing payment.

quote:

ORIGINAL: jlf1961

I dont think the mandatory purchase of health insurance will stand up in the supreme court, at least I hope it doesnt, I am on a fixed income and couldnt afford to pay more than $25 a month for health insurance.

(in reply to jlf1961)
Profile   Post #: 39
RE: $750 a month penality- Death care - 3/23/2010 10:37:41 PM   
Thadius


Posts: 5091
Joined: 10/11/2005
Status: offline
quote:

ORIGINAL: MrRodgers

quote:

ORIGINAL: Thadius


quote:

ORIGINAL: slvemike4u

PA,I would like you to go back and read your own post once again...those fines fall on the buisness owner..so how do you turn around and do the "family of four" bit.
Those are ,if I'm reading and can trust,your numbers the fine schedules business owners will pay for not offering their employees coverage.Not fines for individuals who opt not to buy insurance!

Nah Mike, those are the fines imposed on individuals and families that don't follow the mandate, he may have mixed up the numbers though as I remember them being closer to $235 for an individual in 2014 phasing up to the 2.5% of gross income by 2018.

This is more of what I've seen and I am wondering if the 2.5% is for the year. If so, it is only $2,500 out of a $100,000. This has me wondering how it is that at that income level...they wouldn't have insurance anyway.



The 2.5% gets worked in via the reconcilliation from the house, as the law stands right now it would be $750 per individual ($375 for child dependants) + $750 times the cost of living increase from 1992 rounded down to the nearest $50.

_____________________________

When the character of a man is not clear to you, look at his friends." ~ Japanese Proverb

(in reply to MrRodgers)
Profile   Post #: 40
Page:   <<   < prev  1 [2] 3   next >   >>
All Forums >> [Community Discussions] >> Dungeon of Political and Religious Discussion >> RE: $750 a month penality- Death care Page: <<   < prev  1 [2] 3   next >   >>
Jump to:





New Messages No New Messages
Hot Topic w/ New Messages Hot Topic w/o New Messages
Locked w/ New Messages Locked w/o New Messages
 Post New Thread
 Reply to Message
 Post New Poll
 Submit Vote
 Delete My Own Post
 Delete My Own Thread
 Rate Posts




Collarchat.com © 2025
Terms of Service Privacy Policy Spam Policy

0.094