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ORIGINAL: Thadius

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ORIGINAL: slvemike4u

And these are the very people the system needs to bring cost down...we all know how insurance works right?

Yep, theoretically the more folks added into the pool the lower the cost per individual in terms of premiums, that is of course based on the health and age of the folks being added.

If a young healthy person has a choice of paying a $300 fine out of their tax return, or paying $1200 - $3000 a year in premiums.... which do you think is more attractive? Especially, with the fact that they can jump into a policy as soon as something major comes up seeing as the insurance company will have to cover any pre-existing condition.

See it is a double edged sword.

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ORIGINAL: Brain

These penalties will not be enforced because virtually everyone will comply with the law. My experience is that these healthcare costs will be deducted weakly from your paycheck and the amount will approximate 5% of your gross salary. Unfortunately, posting this just misinforms and tries to scare people. People are going to realize  when this starts these Republican lies are not acceptable and they will be angry when they go to the voting booths in the future. The Republican party will pay dearly for the despicable behavior they have recently exhibited.

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ORIGINAL: pahunkboy

The penalties associated with defying mandatory health care are staggering. From 2014 onwards, for every month that individuals or businesses with over 50 employees fail to carry a minimum level of health insurance, they will be hit with fines of up to $750 a month for individuals and $750 per uncovered employee for businesses. For a family of four, this could amount to a whopping $27,000 a year ($2250 a month for each household).

http://www.prisonplanet.com/the-cost-of-defying-obamacare-2250-a-month-and-irs-goons-pointing-guns-at-your-family.html

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ORIGINAL: MrRodgers

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ORIGINAL: Thadius

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ORIGINAL: slvemike4u

And these are the very people the system needs to bring cost down...we all know how insurance works right?

Yep, theoretically the more folks added into the pool the lower the cost per individual in terms of premiums, that is of course based on the health and age of the folks being added.

If a young healthy person has a choice of paying a $300 fine out of their tax return, or paying $1200 - $3000 a year in premiums.... which do you think is more attractive? Especially, with the fact that they can jump into a policy as soon as something major comes up seeing as the insurance company will have to cover any pre-existing condition.

See it is a double edged sword.

Well not quite. There must be some medical history to previous conditions and sufficient for your new insurance co. to come up with a profitable premium offering and a fairly high deductible. Plus that new pool of policy buyers will be windfall profits for insurance companies. BTW that's millions of new policy holders that aren't sick at all.

Sometimes even that doesn't work. A friend of mine bought health insurance from Kaiser for her and her two teenagers. Her daughter had a long known pre-existing respiratory condition.

They thus knew all of the specifics of her condition and based their premiums in all three members of the family's health history.

I believe 'full' coverage including hospital services and surgery, had her paying $1,200/mo. in premiums. Now that she has hosp./dr. bills for her daughter so far and running up of some $16,000, you've got it..."well your daughter had a pre-existing respiratory issue...we no pay."

• it is cheaper
  
• if they need care they can purchase insurance at the time of need
  
• the insurance companies will not be able refuse to pay because of pre-existing conditions
  

• most of the new enrollees will be those that require it for health reasons
  
• most young healthy folks will not enroll except as needed
  
• because of the base of folks that will enroll premiums will in fact go higher across the board
  
• folks like me will not enroll, so that we have some standing to challenge the constitutionality of the mandate
  

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I could be wrong and young folks may put the mandated insurance purchase above cash in hand for other needs and wants.

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ORIGINAL: Musicmystery

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I could be wrong and young folks may put the mandated insurance purchase above cash in hand for other needs and wants.

They might, especially with influence from parents. I worried about not having insurance when I was young, but just couldn't afford it on my own. Affordable options would have changed that.

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I see the way they go about the current car insurance mandates, they pay for the first month of a policy, get the card showing a year of coverage, then let the premiums lapse, only to purchase a month from another company a year later or if they have to go to court. Why would this be any different?

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ORIGINAL: Thadius
I see the way they go about the current car insurance mandates, they pay for the first month of a policy, get the card showing a year of coverage, then let the premiums lapse, only to purchase a month from another company a year later or if they have to go to court. Why would this be any different?

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ORIGINAL: Musicmystery

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I see the way they go about the current car insurance mandates, they pay for the first month of a policy, get the card showing a year of coverage, then let the premiums lapse, only to purchase a month from another company a year later or if they have to go to court. Why would this be any different?

I've never even heard of this, and I work with young drivers.

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ORIGINAL: Musicmystery

In New York, your registration is revoked, and you have to turn in your plates. Law enforcement has all this information from the car laptop.

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Do they actively seek out those autos in New York?

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ORIGINAL: Musicmystery

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Do they actively seek out those autos in New York?

A chance to pick up fee money in cash strapped New York...???



Hell, they've even checked up on dog licenses.