quote:

ORIGINAL: Rochsub2009

I'm completely confused by your question.  I'm not saying that it didn't happen, but I am not sure how it would have happened.

Let me give you a little background info on myself.  I own a store in a mall.  I accept credit cards.  So I have a credit card processor that I deal with.  I also operate multiple on-line retail sites.  I have merchant accounts for each of those as well.  I also accept payment via Paypal, so I have accounts there also.

Regardless of the payment gateway that I use, my transaction is fairly invisible to them.  They don't see what I sell.  They simply get a financial transaction.  For example, they will see that I am charging someone's credit card for $120.  But the merchandise  attached to that transaction is completely invisible to the credit card processor.  So I am having a hard time understanding how the credit card company would even be aware of what merchandise was involved in the particular transaction.  That information is not available to them.

Moreover, they make money by processing transactions.  Why would they refuse transactions for moral reasons?

You say that you heard this story secondhand.  I think that it was not communicated to you properly.  What I've read so far doesn't make sense, and I am both an on-line and a brick-and-mortar retailer.

There is obviously a detail that is missing in this story.

quote:

ORIGINAL: xxblushesxx

As someone involved in adult entertainment, I can assure you that the merchants who accept "high risk" vendors do pay rather close attention to exactly what sort of transactions are being conducted, and what exactly is being sold.

quote:

ORIGINAL: xxblushesxx

Well, try finding a payment processor for an adult business. It's quite the trick these days. It can be done, but you have to know how to do it.

quote:

ORIGINAL: Lucylastic

tsk, well yeah thats just as good, BUTTTTTTTTTTTTT .....ermmmmm ok I gots nothing
snickers and winks at Cali

quote:

ORIGINAL: amaster5


All right, here's something that I think should be discussed, and I'm putting it here although I'm sure someone will decide it is controversial in nature.
So, allow me to ask a very sarcastic question to open this matter up for discussion.
Can anyone please, explain to me how, morally and ethically at least, as obviously they have a legal right, credit card companies can decide not to allow people to purchase certain bdsm oriented paraphernalia and products online by refusing to complete the transaction, and further, going so far as to force online retailers to remove certain items from their online catalogs if they want to continue doing business with that credit card company?
What's next, you can't order slave collars online because they find it morally objectionable?
(Yes, that was a complicatedly worded question, okay technically two, but the second was just to hammer home my point; I apologize. If I need to explain my sarcastic question in more detail, please let me know).

quote:

ORIGINAL: jennylandis

we've been processing credit cards for 5 years, never had an issue with anything like that

i know that paypal doesn't allow adult websites subscriptions, but even paypal allows any type of adult good processed

is this based from actual experience? can u be more specific?