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FTC To Take A Closer Look At Debtors Being Thrown In Jail - 7/16/2010 5:35:40 PM   
pahunkboy


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From: Central Pennsylvania
Status: offline 		FTC To Take A Closer Look At Debtors Being Thrown In Jail
and here
http://www.startribune.com/business/98570309.html?elr=KArksLckD8EQDUoaEyqyP4O:DW3ckUiD3aPc:_Yyc:aUUZ




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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/16/2010 7:03:24 PM   
thornhappy


Posts: 8596
Joined: 12/16/2006
Status: offline 		Uh oh.  Franken's involved.  Gotta be bad!! 

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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/16/2010 7:15:17 PM   
Brain


Posts: 3792
Joined: 2/14/2007
Status: offline 		Collectors are under a great deal of pressure from their managers and management to collect those debts and clear the accounts if they want to keep their jobs. The collectors will do whatever they have to do to get the money.
I guess the FTC can take away the collection agency license so they can't make any more telephone calls.
Bill

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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/16/2010 7:19:22 PM   
Brain


Posts: 3792
Joined: 2/14/2007
Status: offline 		I'm really surprised judges are putting people in jail for not paying their debts. I may be wrong but I don't think they can do that - they must be republican judges.

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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/16/2010 7:24:53 PM   
Lucylastic


Posts: 40310
Status: offline 		they mention the letters not getting to the  defendants, they miss their day in court so they get a bench warrant...failure to appear.
shouldnt happen, hope this stops it


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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/16/2010 9:07:46 PM   
ThatDamnedPanda


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quote:

ORIGINAL: Brain

I'm really surprised judges are putting people in jail for not paying their debts. I may be wrong but I don't think they can do that - they must be republican judges.


Well.... not to defend the practice, because it's despicable, but that's not exactly what's happening. What's happening is that the collection agencies are suing the debtors, and the debtors are ignoring the judgments and court orders. That's illegal, and that's what they're being jailed for.

< Message edited by ThatDamnedPanda -- 7/16/2010 9:08:12 PM >

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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/16/2010 9:36:21 PM   
thornhappy


Posts: 8596
Joined: 12/16/2006
Status: offline 		But the article said that some people didn't have any debts; others were unaware that they had a collection company after them.

I had that happen to me for $75 from a medical provider where I used to live.  They had a hiccup in their billing system that showed non-payment; I'd paid every single bill they sent me.  They sent the bill to a collection company.  Even though I left forwarding info through the phone company and had a valid forwarding address, those hosers at the collection agency never notified me.  I didn't find out about this until I applied for a mortgage.  That stupid $75 trashed my credit for 7 years.

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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/16/2010 9:51:13 PM   
ThatDamnedPanda


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Joined: 1/26/2009
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quote:

ORIGINAL: thornhappy

But the article said that some people didn't have any debts; others were unaware that they had a collection company after them.

I had that happen to me for $75 from a medical provider where I used to live.  They had a hiccup in their billing system that showed non-payment; I'd paid every single bill they sent me.  They sent the bill to a collection company.  Even though I left forwarding info through the phone company and had a valid forwarding address, those hosers at the collection agency never notified me.  I didn't find out about this until I applied for a mortgage.  That stupid $75 trashed my credit for 7 years.



Oh, I get that. I'm not speaking to individual cases in that specific article. I was just referring to the practice in general.

As an aside, I'm surprised you weren't able to get that taken off your credit report. That would certainly have been worthy of a dispute, in my opinion. I hope you've got it all worked out now, and it's not still following you around.


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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/17/2010 8:53:26 AM   
Termyn8or


Posts: 18681
Joined: 11/12/2005
Status: offline 		This has been brought up before.

All they have to do is impose a fine for non appearance. Then if you don't pay the fine you are in contempt of court. What to do now ?

T

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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/17/2010 9:00:59 AM   
Musicmystery


Posts: 30259
Joined: 3/14/2005
Status: offline 		Years ago I got a threatening notice from a collection agency about something that I didn't owe.

I wrote back asking for the documentation, and never heard another word.

Total shakedown scam.



< Message edited by Musicmystery -- 7/17/2010 9:01:32 AM >

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RE: FTC To Take A Closer Look At Debtors Being Thrown I... - 7/17/2010 9:39:50 AM   
thornhappy


Posts: 8596
Joined: 12/16/2006
Status: offline 		I didn't have any cancelled checks by then, and even though the collection company said they would notify the credit agencies, it hung around a goooooood long time.  It's gone now, thank all the gods.
quote:

ORIGINAL: ThatDamnedPanda

quote:

ORIGINAL: thornhappy

But the article said that some people didn't have any debts; others were unaware that they had a collection company after them.

I had that happen to me for $75 from a medical provider where I used to live.  They had a hiccup in their billing system that showed non-payment; I'd paid every single bill they sent me.  They sent the bill to a collection company.  Even though I left forwarding info through the phone company and had a valid forwarding address, those hosers at the collection agency never notified me.  I didn't find out about this until I applied for a mortgage.  That stupid $75 trashed my credit for 7 years.



Oh, I get that. I'm not speaking to individual cases in that specific article. I was just referring to the practice in general.

As an aside, I'm surprised you weren't able to get that taken off your credit report. That would certainly have been worthy of a dispute, in my opinion. I hope you've got it all worked out now, and it's not still following you around.


(in reply to ThatDamnedPanda)
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