Musicmystery
Posts: 30259
Joined: 3/14/2005 Status: offline
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Again, not at all. This employer offered to split the increase. They could have just passed it on. Further, to pretend that rates weren't going to continue to increase as they have in the past is sheer lunacy. Or were you counting on this "magic"? We don't have a health care system in the U.S. -- we have disease treatment system, and one paying largely for expensive crisis care in lieu of more reasonable health care maintenance. Among other reasons (because yes, research counts), that's why we pay more than any other country yet cover fewer people. As far as cost/benefits, I'd actually agree we tend to over-insure people. I, for example, could easily live on a $1000 annual deductible in exchange or a lower rate, and without dental and vision provisions, but I have to choose from what I'm offered. As for things that are indeed going to cost, like no more cancellations and lifetime caps, for example, it's about time. And while all this spells expense to you--it actually underscores how inefficient this is and why we should go to a single-payer system. P.S. -- Whether the cost curve goes down depends on where one lives and what existed previously. You live in California, if I remember correctly, where everything is a voter-created proposition of a mess.
< Message edited by Musicmystery -- 11/13/2010 8:24:52 AM >
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