maybemaybenot
Posts: 2817
Joined: 9/22/2005 Status: offline
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To start with Pennsylvania has one of the highest percentage of elderly populations. I believe they are ranked in the top three states and New jersey follows a little behind that. In addition, Pennsylvania has the 5th highest out migration numbers in the country and those leaving the state at the highest rates are the under 65 group. They also fall way below the National average on population growth overall, so you have little " new blood " and alot of " aging blood " Medicare is not free health care. Medicare Part A generally covers inpatient services, while Medicare B covers outpatient services after you have met the deductables. Soooo.. let's say you are extremely ill and hopitalized : the deductable for the first 60 days is around $1000, then you pay around $250 per day for the next 30 days and $500 a day for anything longer than that. < I am basing that on Massachussets Medicare rates, and those were last years rates, they may have gone up some.> There are lots of exceptions in which you would pay 100% of the services if you do not meet a certain criteria. Example : ambulance to the hospital is only covered IF transport to the hospital in any other vehicle would endanger your health. Not everyone has both Medicare A&B. You pay pay for Medicare Part B. And in either case the best payout you get is Medicare pays 80% and you pay 20% of everything. Medicare does not pay for medications. You have to purchase another supplimental plan to get prescription drug coverge. Many seniors chose to buy a Medicare Supplimental Plan, which is more like a HMO and it is quite costly. mbmbn ETA: forgot to add this is a FR, not a reply to DS.
< Message edited by maybemaybenot -- 11/23/2010 8:26:40 AM >
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