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RE: US Health Care Insanity - 8/24/2011 10:15:01 PM   
Hippiekinkster


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Joined: 11/20/2007
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quote:

ORIGINAL: LafayetteLady

States can make rules only to a point. It is not a matter of the federal government saying "here is a chunk of money for medicare/medicaid, use it how you see fit." They have rules the states must adhere to as well.

Regardless, the point is that there is nothing in this article about the woman seeking any kind of help when losing her insurance, why she doesn't have Cobra coverage, only that she has cancer and so decided to have garage sales to make money to help cover the costs. A lot of information is missing in that regard. The writer of the article wants the reader to feel sorry for this woman having cancer and being told to shut down her garage sale. Personally, if she was unable to get charity care, disability or medicaid, the article would make me feel bad for her. As written, I feel bad she has cancer, but not that she can't conduct a business in her back yard.
Evidently (gleaned from the links) she didn't have insurance. One cannot get COBRA unless one has had company-sponsored insurance, and then it's only for 6 months, and THEN it's more expensive than the previous company insurance.

COBRA is a fucking joke (for Tweaky: COBRA stands for Comprehensive Omnibus Budget Reconciliation Act... I don't remember the year (btw, I owe you a couple e-mails; sorry, sweetie)).

Also, evidently, she was only very recently diagnosed. Do you have any idea how long it takes to get Disability? Minimum 2 years. Do you think you can just pop in to the medicaid office of your state and start receiving checks? If she owns more than $2000 of assets, she's probably fucked, especially in the Konfederate States of Merka.

Really, woman, do you have any idea of how wide the GAPS are that we Americans (like me, who has NEVER had any kind of public assistance) are falling through?

Edit: I take that back. I had Basic Grants to help offset my early college classes.


< Message edited by Hippiekinkster -- 8/24/2011 10:16:58 PM >

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Profile   Post #: 81
RE: US Health Care Insanity - 8/24/2011 11:27:28 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
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quote:

ORIGINAL: LafayetteLady

States can make rules only to a point. It is not a matter of the federal government saying "here is a chunk of money for medicare/medicaid, use it how you see fit." They have rules the states must adhere to as well.

Regardless, the point is that there is nothing in this article about the woman seeking any kind of help when losing her insurance, why she doesn't have Cobra coverage, only that she has cancer and so decided to have garage sales to make money to help cover the costs. A lot of information is missing in that regard. The writer of the article wants the reader to feel sorry for this woman having cancer and being told to shut down her garage sale. Personally, if she was unable to get charity care, disability or medicaid, the article would make me feel bad for her. As written, I feel bad she has cancer, but not that she can't conduct a business in her back yard.


There is a minimum coverage all states are required to cover. 

http://www.policyalmanac.org/health/archive/hhs_medicaid.shtml

cancer, from what I can tell, isnt one of them, though it may be covered under the optional group.

Beyond that, it might help you to know that a web site to help this woman has been set up.

http://janclinecancerfight.bbnow.org/donate

As of 8/22, they have raised $35,300 since the 16th.  Remarkable work, actually.

I do hope the money goes directly to this woman.

Seems, according to the facebook page...

https://www.facebook.com/pages/Help-Jan-Cline-Fight-Cancer/138078242948791?sk=wall

They are setting up a booth at the state fair.

This definitely appears to be a community who is rallying around one of their own.

Just thought you should know.

< Message edited by tazzygirl -- 8/24/2011 11:32:29 PM >

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Profile   Post #: 82
RE: US Health Care Insanity - 8/25/2011 12:42:43 AM   
willbeurdaddy


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quote:

ORIGINAL: Iamsemisweet

I don't know enough about Oregon state or federal indigent programs to say. I am hoping that someone who does will try to help. OR used to have a pretty good low income health safety net, I don't know if they still do.



They have a high risk pool with premium rates that are about the same as regular indiviudal policies, but no subsidies.

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RE: US Health Care Insanity - 8/25/2011 12:44:40 AM   
willbeurdaddy


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quote:

ORIGINAL: outhere69

Maybe because COBRA is very expensive, especially if you already had cancer.


COBRA rates are the same for all former employees...maximum of the unsubsidized group rate plus administrative expenses. It doesnt vary by preexisting conditions you had while in covered employment.

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Profile   Post #: 84
RE: US Health Care Insanity - 8/25/2011 5:20:34 AM   
DomYngBlk


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quote:

ORIGINAL: tj444


quote:

ORIGINAL: DomYngBlk
So do carry your Alberta social insurance card and get extra insurance or have you thrown caution to the wind and are dealing with the US system

If you are asking if i am one of those spongy & despised immigrants living off US citizen taxpayers, the answer is no. I take care of my own medical, eyes, dental, meds, etc. If i was diagnosed with something expensive then I can always move back to Canada and get treatment, any time i want, if i want. Nice to have that option.

I am pretty healthy tho, and take care of myself, dont smoke, I exercise, eat pretty healthy, very rarely drink, dont do drugs, dont do stupid things.. so my risk is much reduced.


So you are for people paying their own way....buuuuuuuuuuuut..............if you get in trouble personally you will run back to the Canadian Nationalized system...intresting

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Profile   Post #: 85
RE: US Health Care Insanity - 8/25/2011 5:29:43 AM   
DomYngBlk


Posts: 3316
Joined: 3/27/2006
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quote:

ORIGINAL: pahunkboy

quote:

ORIGINAL: DomYngBlk

Per the normal pa. When you figure out why all those Oil Companies love to give ole Ron money for his campaigns..holla


WRONG



lol poor pa, can't imagine that your "god" would be taking funds from BP, Exxon, Halliburton to name a few.....They are in his district. They have tax breaks voted on by the congress. Mr. Paul has not voted against them....

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Profile   Post #: 86
RE: US Health Care Insanity - 8/25/2011 9:10:19 AM   
tj444


Posts: 7574
Joined: 3/7/2010
Status: offline
quote:

ORIGINAL: DomYngBlk
quote:

ORIGINAL: tj444
quote:

ORIGINAL: DomYngBlk
So do carry your Alberta social insurance card and get extra insurance or have you thrown caution to the wind and are dealing with the US system

If you are asking if i am one of those spongy & despised immigrants living off US citizen taxpayers, the answer is no. I take care of my own medical, eyes, dental, meds, etc. If i was diagnosed with something expensive then I can always move back to Canada and get treatment, any time i want, if i want. Nice to have that option.

I am pretty healthy tho, and take care of myself, dont smoke, I exercise, eat pretty healthy, very rarely drink, dont do drugs, dont do stupid things.. so my risk is much reduced.


So you are for people paying their own way....buuuuuuuuuuuut..............if you get in trouble personally you will run back to the Canadian Nationalized system...intresting

Nope, you are trying to put words into my mouth again. I never said i was for all people paying their own way, I dont have any opinion on what other people do or dont do.. All I said was that I pay my own way.

I dont see getting into trouble and if i have the money for whatever that cost is then i will pay myself rather than take a chance with going back and being put on a list, even if that would save me a shit load of dough. The only time that wouldnt happen is if it was more money than I had. But I dont see going back should i really need to as a problem since i paid into the fucking system for many, many years! And that is what its there for in the first fucking place.

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Profile   Post #: 87
RE: US Health Care Insanity - 8/25/2011 9:23:47 AM   
DomYngBlk


Posts: 3316
Joined: 3/27/2006
Status: offline 		But, the point is, is that we as americans don't have that ability that you have of knowing if the car goes off the road I can always go back to Alberta and get treated. Car goes off the road here..you are in the ditch till you. No help. Huge difference in how Canadians and Americans see Health Care. You don't worry about it cause you have that fail safe in place. We worry each and every day that if something happens to someone we love whether we can afford to treat it or not.

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Profile   Post #: 88
RE: US Health Care Insanity - 8/25/2011 9:33:23 AM   
tj444


Posts: 7574
Joined: 3/7/2010
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quote:

ORIGINAL: DomYngBlk
But, the point is, is that we as americans don't have that ability that you have of knowing if the car goes off the road I can always go back to Alberta and get treated. Car goes off the road here..you are in the ditch till you. No help. Huge difference in how Canadians and Americans see Health Care. You don't worry about it cause you have that fail safe in place. We worry each and every day that if something happens to someone we love whether we can afford to treat it or not.

But whats that got to do with me? I only have control over me, I have no control over you or your US system. It's all up to voting Americans, either that or get yourself rich asap and then you can do whatever the fuck you want to do.

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Profile   Post #: 89
RE: US Health Care Insanity - 8/25/2011 9:43:03 AM   
Lucylastic


Posts: 40310
Status: offline 		you sound just like a right wing american, congrats!

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Profile   Post #: 90
RE: US Health Care Insanity - 8/25/2011 9:48:36 AM   
tj444


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quote:

ORIGINAL: Lucylastic

you sound just like a right wing american, congrats!

I guess thats a bad thing?

This is a forum, my opinions count for squat... they arent gonna miraculously change anyone's life.

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Profile   Post #: 91
RE: US Health Care Insanity - 8/25/2011 10:09:23 AM   
DomYngBlk


Posts: 3316
Joined: 3/27/2006
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quote:

ORIGINAL: tj444

quote:

ORIGINAL: DomYngBlk
But, the point is, is that we as americans don't have that ability that you have of knowing if the car goes off the road I can always go back to Alberta and get treated. Car goes off the road here..you are in the ditch till you. No help. Huge difference in how Canadians and Americans see Health Care. You don't worry about it cause you have that fail safe in place. We worry each and every day that if something happens to someone we love whether we can afford to treat it or not.

But whats that got to do with me? I only have control over me, I have no control over you or your US system. It's all up to voting Americans, either that or get yourself rich asap and then you can do whatever the fuck you want to do.


Just demonstrating for you the differences in mindset between us and you. Sure, you maybe "take care" of yourself but you know deep down you can always hop back and be covered. Isn't the case here. And, you can carp about getting rich all you want. Know what? Doesn't always happen here.

I guess I'd like to know. If you are ok with our system why not tear up your Social Insurance Card and be rich like us?

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Profile   Post #: 92
RE: US Health Care Insanity - 8/25/2011 12:26:42 PM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline
quote:

ORIGINAL: tj444


quote:

ORIGINAL: Lucylastic

you sound just like a right wing american, congrats!

I guess thats a bad thing?

This is a forum, my opinions count for squat... they arent gonna miraculously change anyone's life.


WRONG



You are one of the more interesting posters here.

(in reply to tj444)
Profile   Post #: 93
RE: US Health Care Insanity - 8/25/2011 2:40:02 PM   
tj444


Posts: 7574
Joined: 3/7/2010
Status: offline
quote:

ORIGINAL: DomYngBlk

quote:

ORIGINAL: tj444

quote:

ORIGINAL: DomYngBlk
But, the point is, is that we as americans don't have that ability that you have of knowing if the car goes off the road I can always go back to Alberta and get treated. Car goes off the road here..you are in the ditch till you. No help. Huge difference in how Canadians and Americans see Health Care. You don't worry about it cause you have that fail safe in place. We worry each and every day that if something happens to someone we love whether we can afford to treat it or not.

But whats that got to do with me? I only have control over me, I have no control over you or your US system. It's all up to voting Americans, either that or get yourself rich asap and then you can do whatever the fuck you want to do.


Just demonstrating for you the differences in mindset between us and you. Sure, you maybe "take care" of yourself but you know deep down you can always hop back and be covered. Isn't the case here. And, you can carp about getting rich all you want. Know what? Doesn't always happen here.

I guess I'd like to know. If you are ok with our system why not tear up your Social Insurance Card and be rich like us?

Again, putting words in my mouth.
I never said I was ok with the US system. I actually like Canada's system except for one thing, and that is if I want to pay for a medical procedure then I am not allowed to (unless my situation fits into one of those loopholes I mentioned earlier). When I lived in Canada I would have much rather pay the lower cost there and keep my money working at home, rather than export it to the US or UK or some other country and support some other economy. Canadians wont allow that tho.

If you really need emergency medical care in the US you are not to be denied that either. I know thats not a perfect system, people fall thru the cracks in the US just as people can fall thru the cracks in Canada, but its there for you if you really need it. I can't comment on Obamacare, I have not looked into it at this point. Sorta been waiting for the dust to settle first..

Getting rich anywhere, the US, Canada, UK, France, wherever, there is never a guarantee that one will. But I believe in free enterprise and that those that put it all on the line, that struggle working hard 80+ hours a week, that start in their garage with nothing, that dont see their family nearly as much as they would like to, that mortgage their home and take that financial, emotional, physical risk,.. if they succeed, they should be rewarded and encouraged, not called rich like there is something wrong with that and treated like they are ripping someone off (or how else could they have gotten rich?).

And Lucy, I am not nearly as much of a righty as you think I am, I took one of those political tests a couple of years ago and it said I was a liberal leaning conservative..

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Profile   Post #: 94
RE: US Health Care Insanity - 8/25/2011 2:45:58 PM   
Lucylastic


Posts: 40310
Status: offline 		seriously Tj, it IS your opinion... while I definitely disagree with it, you have a heart (youve proved that on many many other posts)So that gives you many many bonus points, I didnt mean to come off so harshly. Personally Im crazy about a republican, its whats in the soul not the label.


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Profile   Post #: 95
RE: US Health Care Insanity - 8/25/2011 2:50:53 PM   
tj444


Posts: 7574
Joined: 3/7/2010
Status: offline
quote:

ORIGINAL: Lucylastic

seriously Tj, it IS your opinion... while I definitely disagree with it, you have a heart (youve proved that on many many other posts)So that gives you many many bonus points, I didnt mean to come off so harshly. Personally Im crazy about a republican, its whats in the soul not the label.


.. thats life, imo, you never agree with someone 100%, and really, if you did, it would be like looking in a mirror... whats left to talk about?

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Profile   Post #: 96
RE: US Health Care Insanity - 8/25/2011 2:53:58 PM   
DomYngBlk


Posts: 3316
Joined: 3/27/2006
Status: offline
quote:

ORIGINAL: tj444


quote:

ORIGINAL: DomYngBlk

quote:

ORIGINAL: tj444

quote:

ORIGINAL: DomYngBlk
But, the point is, is that we as americans don't have that ability that you have of knowing if the car goes off the road I can always go back to Alberta and get treated. Car goes off the road here..you are in the ditch till you. No help. Huge difference in how Canadians and Americans see Health Care. You don't worry about it cause you have that fail safe in place. We worry each and every day that if something happens to someone we love whether we can afford to treat it or not.

But whats that got to do with me? I only have control over me, I have no control over you or your US system. It's all up to voting Americans, either that or get yourself rich asap and then you can do whatever the fuck you want to do.


Just demonstrating for you the differences in mindset between us and you. Sure, you maybe "take care" of yourself but you know deep down you can always hop back and be covered. Isn't the case here. And, you can carp about getting rich all you want. Know what? Doesn't always happen here.

I guess I'd like to know. If you are ok with our system why not tear up your Social Insurance Card and be rich like us?

Again, putting words in my mouth.
I never said I was ok with the US system. I actually like Canada's system except for one thing, and that is if I want to pay for a medical procedure then I am not allowed to (unless my situation fits into one of those loopholes I mentioned earlier). When I lived in Canada I would have much rather pay the lower cost there and keep my money working at home, rather than export it to the US or UK or some other country and support some other economy. Canadians wont allow that tho.

If you really need emergency medical care in the US you are not to be denied that either. I know thats not a perfect system, people fall thru the cracks in the US just as people can fall thru the cracks in Canada, but its there for you if you really need it. I can't comment on Obamacare, I have not looked into it at this point. Sorta been waiting for the dust to settle first..

Getting rich anywhere, the US, Canada, UK, France, wherever, there is never a guarantee that one will. But I believe in free enterprise and that those that put it all on the line, that struggle working hard 80+ hours a week, that start in their garage with nothing, that dont see their family nearly as much as they would like to, that mortgage their home and take that financial, emotional, physical risk,.. if they succeed, they should be rewarded and encouraged, not called rich like there is something wrong with that and treated like they are ripping someone off (or how else could they have gotten rich?).

And Lucy, I am not nearly as much of a righty as you think I am, I took one of those political tests a couple of years ago and it said I was a liberal leaning conservative..


See that is where you've got it wrong. I may not be denied but there is a bill waiting for me when I am done. And, they expect payment. If they don't get payment...guess what...your on your way to the poor house.  I can't stress the differences enough. When you decide to leave a job in Canada you don't even think about health insurance. If you have a pre-existing condition in the US....you are staying put cause the next job ..you won't get coverage. In this way Canadians are much more free than Americans

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Profile   Post #: 97
RE: US Health Care Insanity - 8/25/2011 3:27:19 PM   
tj444


Posts: 7574
Joined: 3/7/2010
Status: offline
quote:

ORIGINAL: DomYngBlk
See that is where you've got it wrong. I may not be denied but there is a bill waiting for me when I am done. And, they expect payment. If they don't get payment...guess what...your on your way to the poor house.  I can't stress the differences enough. When you decide to leave a job in Canada you don't even think about health insurance. If you have a pre-existing condition in the US....you are staying put cause the next job ..you won't get coverage. In this way Canadians are much more free than Americans

Its a freedom all taxpaying Canadians pay for. We pay for it in our taxes and in some provinces monthly fees in addition as well. I dont know the exact amount but i recall reading that about 1/3 or so of what people pay in tax to the province goes to support health care there. So Canadians do pay, its just spread out year after year for their entire tax paying life. So, imo, its like buying private medical insurance is in the US, just in Canada its thru the govt.

It also only pays for the basics, if you need a Chiropractor that is out of your pocket, if you need glasses, dental work, prescription meds, etc, you pay that yourself. If you are on welfare (or a senior I think?) then you get those things covered. And there are long wait times for some procedures which add to the stress, especially as I mentioned before for something like heart procedures, etc. Some things are funded in one province but not another. There was one family, their child needed special help due to something like autism but BC didnt cover the $80,000/yr cost but Alberta did. The father was a scientist of some sort and had to quit his job and move his family to Alberta, he did what he had to do, if not his child either would not have gotten the help at all or it would have come out of his own pocket. Again, falling thru the cracks, and he was lucky that Alberta covers that or he would have been in the same shape as if he lived in the US.

You know, you can always apply to immigrate to Canada if you wish..

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Profile   Post #: 98
RE: US Health Care Insanity - 8/25/2011 4:34:30 PM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline 		Canada is not  "more free".


GET REAL!

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Profile   Post #: 99
RE: US Health Care Insanity - 8/25/2011 4:40:00 PM   
mnottertail


Posts: 60698
Joined: 11/3/2004
Status: offline 		WRONG

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Profile   Post #: 100
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