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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 12:57:58 PM   
farglebargle


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quote:

ORIGINAL: MileHighM

Solvent? Denial is frightening. It wasn't supposed to be pay as you go. The government was supposed to save your tax dollars till you retired.


Um. Do you have any idea how Insurance works? As in Social Security Insurance. They don't call it Social Security Savings for a reason.

Maybe the Social Security Administration has some remedial education pamphlets which can help bring you up to speed.


_____________________________

It's not every generation that gets to watch a civilization fall. Looks like we're in for a hell of a show.

ברוך אתה, אדוני אלוקינו, ריבון העולמים, מי יוצר צמחים ריחניים

(in reply to MileHighM)
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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 1:11:59 PM   
willbeurdaddy


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quote:

ORIGINAL: MileHighM

Solvent? Denial is frightening. It wasn't supposed to be pay as you go.


Actually it was designed as a hybrid, initially paygo and then intended to evolve into a self-funded program.

As far as solvency goes, if those who claim it is solvent in its current form are willing to forego their benefits and let others have them then maybe it IS solvent.

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Profile   Post #: 62
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 1:27:07 PM   
MileHighM


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quote:

ORIGINAL: Lucylastic

quote:

ORIGINAL: MileHighM

Listen, if you knew the actual rate of fraud, that would mean that you are in control of it. Nearly every discussion that comes up with regard to system fraud leads to the same excuse being made by the state agencies in charge. They nealy always complain that they are understaffed and cannot adequately monitor their cases on an individual basis. That is because they ARE desperately understaffed..Have you ever worked with a social agency?? I mean, on the front lines day in and day out not just read an article or ten or here say ?? Well, the wife does every day. All in the cases of victims assistance, child health and custody case, as well as social service evaluations etc. I help her with the paperwork and compliance issues for her business. The system is fucked. The case loads they claim are the result of over staffing are about the same per month as she sees and deals with on monthly basis. yet she is looking for an even greater case load
You dont want to pay money for bigger government, you dont want to pay decent wages to people working for social agencies, but you demand they HAVE to perform on cracking fraud numbers

This is bad, because there isn't a quantifiable or accurate understanding of how bad the problem is or isn't. How often do you give someone a raise before they do a better job. Only in the government, do people claim they can't do a better job till they get a raise. Everywhere else you have to do the better job first.
So you admit, your "guess" about fraud is just that, an ill informed guess Personal experience would dictate otherwise
However, any underegulated program is rife with fraud because it attracts the greedy and so forth (isn't that the same arguement you make against greedy underregulated capitalists?). the financial amounts and corruption are far larger in scope and depth. Plus have you ever seen the paperwork required for "unregulated social programs?"Fraud is fraud big or small, scale excuses nothing. Yes I have seen the paperwork. IT pales in comparison to getting a Class 3 liscence from the government.


quote:

name one person who has called for reform, that didnt include cuts to any benefit?


Irrelevant, I am not even going to look into it, because it doesn't preclude you from be open to any discussion of reform. You are acting like a teabagger with statements like that.
Belive me I am no bagger.... I would feel insulted, but Ive been insulted by much smarter than you. mhm there goes any chance of reform then I guess because YOU
dont want to discuss it..why? its irrelevent??????...not to me it isnt.
Why are only YOUR points worth discussing?? its certainly not because they are any more important or true than mine.
I would discuss your point if you were making one. It doesn't matter if some politician has or hasn't done something. That is a distraction from addressing fundemental need reform. You didn't make a point you tried to get into a my politician is better than your hypethetical politician arguement.
Can't raise taxes, no way, Raise taxes on those who can afford them, those who rode the backs of the workers that they threw out of their jobs as soon as they need to make more money, creating the unemployed and unemployable Fact: even if you taxed all wage above 1mil a year you still wouldn't close the budget gap, its that big.
then refuses to discuss how the gov't can pay its debts. If the system were perfect the issues with poverty would be solved, therefore, it is always open to reform arguements.
No country has perfected the art of getting rid of poverty, when you blame the wrong people, you will never find the answerGreat you admit it. That means we should constantly be evolving and trying to improve the system.

quote:

how many cuts have been made to benefit recipients since the republicans got back into congress
how many benefit recipients have gotton an increase thru republican bills since november


Well, none. Congress hasn't done shit on the front of Welfare in the past year (I think at most there is one being kicked around in some committee).
What about the coming cuts to benefit recipients, how many millions in budget cuts, how many food programs have been cut, how many millions were up for ransom at the deadline clusterfuck? This is the result of broad not specific cuts. These are not limited to aid programs...I thought you wanted to be specific. The actual cuts in welfare have been at the state level, and can be attributed to democrats and republicans. IM not disputing that, but how many womens health programs have been cut by dems...compared to republicans?wqould you like to say anything about the cuts to the poor , women and families affected by the attempts to shut down planned parenthood? Everything with you is D v. R, as if that makes for moral justice. The lesser of two evils is still evil. Untill you learn to break from the lockstep of one side or the other you will always be supporting some evil in some way or another. Your arguement is based on whether I agree with the Republicans, I dissagree with both the Rs and Ds. Taking the position of a D does not in anyway put me in the R camp.

Notably, California (Dem gov, dem legislature), has been slashing the time one can be on welfare. The state has a very high tax rate and yet major budget deficits. State wide deficits and requirements that they balance their budgets are the driving force for welfare benefit cuts, not political agendas.


please read the below comments from the CBO
An Update on State Budget Cuts At Least 46 States Have Imposed Cuts That Hurt Vulnerable Residents and the Economy

The cuts enacted in at least 46 states plus the District of Columbia since 2008 have occurred in all major areas of state services, including health care (31 states), services to the elderly and disabled (29 states and the District of Columbia), K-12 education (34 states and the District of Columbia), higher education (43 states), and other areas.
States made these cuts because revenues from income taxes, sales taxes, and other revenue sources used to pay for these services declined due to the recession. At the same time, the need for these services did not decline and, in fact, rose as the number of families facing economic difficulties increased.

These budget pressures have not abated. Because unemployment rates remain high — and are projected to stay high well into next year — revenues are likely to remain at or near their current depressed levels. This has caused a new round of cuts. Based on gloomy revenue projections, legislatures and governors have enacted budgets for the 2011 fiscal year (which began on July 1, 2010 in most states). In many states these budgets contain cuts that go even further than those enacted over the past two fiscal years.
Cuts to state services not only harm vulnerable residents but also worsen the recession — and dampen the recovery — by reducing overall economic activity. When states cut spending, they lay off employees, cancel contracts with vendors, reduce payments to businesses and nonprofits that provide services, and cut benefit payments to individuals. All of these steps remove demand from the economy. For instance, at least 44 states and the District of Columbia have reduced overall wages paid to state workers by laying off workers, requiring them to take unpaid leave (furloughs), freezing new hires, or similar actions. State and local governments have eliminated over 400,000 jobs since August 2008, federal data show. Such measures are reducing not only the level and quality of services available to state residents but also the purchasing power of workers’ families, which in turn affects local businesses and slows recovery.

rape and pillage isnt any better because both sides do it..its a bloody disgrace.
Now explain to me again why, what I feel, is irrelevant?

Why is what you feel irrelevant to me? because it is wreckless. While the right is claiming the programs should be eliminated (something I disagree with), you and many other lefties are in denial about the state of these programs. Both positions are dangerous. While one would effectively create shanty town and desperation overnight, the turn a blind eye to the problems approach, slowly devalues the system, fosters corruption and ignores the true needs of the people on the system (many of whom are not looking for money to be just thrown at them but to get actual help and guidance on how to be successful and independent). The arguements you offer me are based on the moral relativism. You assume I belong solely to one political camp. Then you assume virtue by associating yourself with people who have been slightly less evil by your moral code. I am looking at this from the stand point of: It can be better, lets find a way. If you actually looked at what I was saying with some objectivism you would see we happen to agree on a number of points, but since we disagree on a some others you throw me into the enemy camp and selectively read what I have to say. Both you and tweak saw one sentence I wrote out of many and went off the handle. I will not appologize because it wouldn't offend any honest person who isn't out to defraud the system. It doesn't claim or generalize that everyone is out to defraud the system, and it points out that people of true need are getting edged out of limited resources because there are others on the system who shouldn't be there. I would imagine that you would agree that anyone of legitimate should not be denied help.


(in reply to Lucylastic)
Profile   Post #: 63
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 1:44:29 PM   
Lucylastic


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everything is R & D with you, only arguing the R side
see how that works??
did you not see where I said I wasnt disputing facts but you "assume" Im a liar anyway.
There goes your last chance .you are as bad as sanity:) congratulations. You couldnt come up with anything to back up your claim aside from here say, so you put down everything Ive said, and what Tweak said

Neither tweak or I went overboard..we asked you for figures, you havent got them
admit it dont pollute it with hyperbole. EOS bubbye


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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 1:54:46 PM   
willbeurdaddy


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quote:

ORIGINAL: MileHighM


While the right is claiming the programs should be eliminated


Who on the right is claiming SS should be eliminated?

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 1:58:35 PM   
mnottertail


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The privatization proposals are exactly equivalent to elimination.

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:06:20 PM   
MileHighM


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I only appear to argue the R side because everyone right of Marx is a Republican to you. Just like anyone Left of Limbaugh is a Democrat to Sanity.

I didn't call you a liar.

You didn't refute my claims either. And both of you as I said, did go overboard, because you didn't read the scope of the arguement and even attempt to comprehend it. You isolated something, misinterpretted it and then asked my to back up your misinterpretation.

So Bubbye to you

(in reply to Lucylastic)
Profile   Post #: 67
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:07:47 PM   
MileHighM


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quote:

ORIGINAL: willbeurdaddy


quote:

ORIGINAL: MileHighM


While the right is claiming the programs should be eliminated


Who on the right is claiming SS should be eliminated?



Um hasn't even Rush called for its eventual phase out? That's elimination

(in reply to willbeurdaddy)
Profile   Post #: 68
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:09:59 PM   
willbeurdaddy


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quote:

ORIGINAL: MileHighM


quote:

ORIGINAL: willbeurdaddy


quote:

ORIGINAL: MileHighM


While the right is claiming the programs should be eliminated


Who on the right is claiming SS should be eliminated?



Um hasn't even Rush called for its eventual phase out? That's elimination


Rush is a fucking radio personality. Who in actual leadership on the right has called for its elmination?



< Message edited by willbeurdaddy -- 8/31/2011 2:10:30 PM >


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Profile   Post #: 69
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:13:22 PM   
Lucylastic


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quote:

ORIGINAL: MileHighM

I only appear to argue the R side because everyone right of Marx is a Republican to you. Just like anyone Left of Limbaugh is a Democrat to Sanity.

I didn't call you a liar.

You didn't refute my claims either. And both of you as I said, did go overboard, because you didn't read the scope of the arguement and even attempt to comprehend it. You isolated something, misinterpretted it and then asked my to back up your misinterpretation.

So Bubbye to you

Bollocks, Ive lived in the UK and Canada, I know more differences between the shades of red and blue than you will ever know.Ive lived them my whole life so unless you have some kind of international political science doctorate , you havent got the intelligence to tell me what I believe a republican is.
You also have no right to expect anything but what you give
and you have given shit.


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(in reply to MileHighM)
Profile   Post #: 70
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:14:43 PM   
MileHighM


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quote:

ORIGINAL: farglebargle


quote:

ORIGINAL: MileHighM

Solvent? Denial is frightening. It wasn't supposed to be pay as you go. The government was supposed to save your tax dollars till you retired.


Um. Do you have any idea how Insurance works? As in Social Security Insurance. They don't call it Social Security Savings for a reason.

Maybe the Social Security Administration has some remedial education pamphlets which can help bring you up to speed.



Even insurance companies need a certain amount of capitalization (one of the major factors used to rate them). They can't all be based on pay-as-you go or a major event could wipe out years of future revenue ending the company. SS is undercapitalized, and as Will said, it was supposed to evolve in a self funding program. Problem is, one, they have spent the money on other things, Second, it can't pay-as-you-go fund with the baby boomers retiring. There isn't the tax revenue to handle it anymore. Hell, Al Gore understood this better than you.

(in reply to farglebargle)
Profile   Post #: 71
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:17:15 PM   
MileHighM


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How about Ron Paul, does he count?
quote:

ORIGINAL: willbeurdaddy

quote:

ORIGINAL: MileHighM


quote:

ORIGINAL: willbeurdaddy


quote:

ORIGINAL: MileHighM


While the right is claiming the programs should be eliminated


Who on the right is claiming SS should be eliminated?



Um hasn't even Rush called for its eventual phase out? That's elimination


Rush is a fucking radio personality. Who in actual leadership on the right has called for its elmination?




(in reply to willbeurdaddy)
Profile   Post #: 72
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:22:40 PM   
MileHighM


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quote:

ORIGINAL: Lucylastic


quote:

ORIGINAL: MileHighM

I only appear to argue the R side because everyone right of Marx is a Republican to you. Just like anyone Left of Limbaugh is a Democrat to Sanity.

I didn't call you a liar.

You didn't refute my claims either. And both of you as I said, did go overboard, because you didn't read the scope of the arguement and even attempt to comprehend it. You isolated something, misinterpretted it and then asked my to back up your misinterpretation.

So Bubbye to you

Bollocks, Ive lived in the UK and Canada, I know more differences between the shades of red and blue than you will ever know.Ive lived them my whole life so unless you have some kind of international political science doctorate , you havent got the intelligence to tell me what I believe a republican is.
You also have no right to expect anything but what you give
and you have given shit.


Having never lived inside the US gives you some great insight to our political system? now who's fooling who? I don't need a doctorate to see whether someone isn't firmly in entrenched in a particular arena of political thought.

I will take a shit in your honor then. That ought to even things up for you.

(in reply to Lucylastic)
Profile   Post #: 73
RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:25:15 PM   
Lucylastic


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absolutely
LMFAO

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:25:37 PM   
willbeurdaddy


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quote:

ORIGINAL: MileHighM



Even insurance companies need a certain amount of capitalization (one of the major factors used to rate them). They can't all be based on pay-as-you go or a major event could wipe out years of future revenue ending the company. SS is undercapitalized, and as Will said, it was supposed to evolve in a self funding program. Problem is, one, they have spent the money on other things, Second, it can't pay-as-you-go fund with the baby boomers retiring. There isn't the tax revenue to handle it anymore. Hell, Al Gore understood this better than you.


Even they call SS "insurance", and it does have some elements of insurance, that was just poli-speak. Social "Assurance" would have been a more proper description.

A few things in this paragraph though:

It DID evolve into a self-funded program for a couple of decades, until advances in medicine and roller coaster economies threatened that. And it is projected to become self-funded again, even at current tax rates. The problem is the bubble of payments to baby boomers.

They spent "the" money on other things...no, they spend money, not "the" (ie SS) money. . If Treasury hadnt borrowed SS money they would have borrowed it on the open market. Non-SS spending has nothing whatsoever to do with SS.

And finally, because of the shortfall in payroll tax revenues it MUST be paygo. Either it is funded through a payroll tax increase (that certainly wouldnt be large enough to prefund future generations), it is funded from general revenues (again on a paygo basis) or benefits are cut to the point where revenues are sufficient on a paygo basis.

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:39:41 PM   
MileHighM


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quote:

They spent "the" money on other things...no, they spend money, not "the" (ie SS) money. . If Treasury hadnt borrowed SS money they would have borrowed it on the open market. Non-SS spending has nothing whatsoever to do with SS.


So you are advocating that deficit spending is OK, as long as the debt came from a happy place?

quote:

And it is projected to become self-funded again, even at current tax rates. The problem is the bubble of payments to baby boomers.


The problem is speculation on economic growth and tax revenue. That's all it is is speculation. They haven't hedged their bets one damn bit. The money they loaned themselves is now erroneously hinged on whether or not we won't have to go through a debt restructuring. If that happens, we the tax payer take it in the ass and loose most any future benefit. Didn't the CBO say the paygo unfunded liability of Medicare and SS is in the neighborhood of 50-60 Trillion till 2050? That's substantial. We are really going to have to jack up payroll taxes without any other reforms.

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:45:46 PM   
farglebargle


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So? Take off the payroll tax limits and let someone earning 400 million a year pay his fair share. Problem solved.

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ברוך אתה, אדוני אלוקינו, ריבון העולמים, מי יוצר צמחים ריחניים

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:48:28 PM   
willbeurdaddy


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quote:

ORIGINAL: MileHighM

quote:

They spent "the" money on other things...no, they spend money, not "the" (ie SS) money. . If Treasury hadnt borrowed SS money they would have borrowed it on the open market. Non-SS spending has nothing whatsoever to do with SS.


So you are advocating that deficit spending is OK, as long as the debt came from a happy place?

quote:

And it is projected to become self-funded again, even at current tax rates. The problem is the bubble of payments to baby boomers.


The problem is speculation on economic growth and tax revenue. That's all it is is speculation. They haven't hedged their bets one damn bit. The money they loaned themselves is now erroneously hinged on whether or not we won't have to go through a debt restructuring. If that happens, we the tax payer take it in the ass and loose most any future benefit. Didn't the CBO say the paygo unfunded liability of Medicare and SS is in the neighborhood of 50-60 Trillion till 2050? That's substantial. We are really going to have to jack up payroll taxes without any other reforms.


No, I didnt say anything for or against deficit spending. I said that deficit spending is unrelated to SS, and it is. If you want an answer on deficit spending, some is appropriate, some isnt, the key being whether the spending benefits future generations or the current generation only. Eg. "infrastructure spending", to the extent it is both necessary and cannot be privately funded, is perfectly approrpriate deficit spending. Todays generation should not be footing the entire bill for something that benefits future generations.

CBO is worthless for many reasons. At best they are a computer that spits out answers based on input..but when the input is as flawed (and politically motivated) as it usually is, GIGO. Even calling most of the projected shortfalls in SS and Medicare "liabilities" is incorrect. If the benefits havent been earned yet, they arent liabilities. In the case of Medicare the only true liabilities are for those currently receiving benefits. The Trustees Report presents a much clearer picture of SS than the CBO.

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:49:10 PM   
MileHighM


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That's a start, but you would still have to come up with more---besides most people making 400 mill aren't paying payroll taxes on it, becasue that money isn't payroll. Its not wages. They made it thorough investments etc. I don't think you can avoid the problem with tax hikes alone, I think you have to increase the retirement age as well

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RE: Tryng to understand the Right's attacks on Social S... - 8/31/2011 2:50:20 PM   
tweakabelle


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Far be it from me to introduce some reality to this discussion but here are some real figures that demonstrate the real factual level of welfare fraud:

"The UK Department for Work and Pensions estimated that in 2008–09, approximately 2.2 percent of all benefit expenditures, or £3b, was overpaid as a result of fraud and error (DWP 2009). Half of this, about £1.1b, was attributed to fraud, although this was based on a sampling procedure rather than convictions. The figure represented an increase, from a low of £0.6b in 2005–06, despite concerted efforts by the department to stop fraud (NAO 2008).

In the United States in 2008–09, the Social Security Administration Office of the Inspector General (2009) received 129,495 allegations of fraud and closed 8,065 cases, with 1,486 criminal prosecutions. These activities involved over US$2.9b in ‘questioned costs’; with US$23.3m in recoveries, US$2.8m in fines and a further US$25.5m in settlements, judgement and restitution orders
."

In Australia in 2008-9, out of a total of 6.84 million SS customers, there were 26,084 fraud-related investigations, resulting in 3,354 convictions - a fraud rate of c0.05% (according to my unreliable maths).

Quote and all figures are from the Australian Institute of Criminology; http://www.aic.gov.au/publications/current%20series/tandi/421-440/tandi421.aspx

To put those figures in some perspective;
the total amount of suspected SS fraud ("questionable costs") in the US is far less that the tax refunds (corporate welfare) paid to any single one of the many corporations who received tax rebates of $3 billion or more in any given year. Or the cost of a few days war in Iraq or Afghanistan.

The figures demonstrate conclusively that the level of actual SS fraud is minuscule and in no way justify the public furore about levels of alleged or suspected fraud. The levels of alleged fraud expressed by critics (and widely believed to be true) are pure hysteria - they have virtually no basis in fact. The urgency of the 'problem' exists almost solely because of the neuroses of right wing SS critics. This entire discussion is possible only because of the gross ignorance of the real situation by those who are voicing criticisms and driving the discussion.

It is a crying shame that marginalised are further disadvantaged as a consequence of the ignorant delusions of politically- and ideologically-motivated critics of welfare. While all the time, the rich get more tax rebates, corporate welfare grows exponentially and neither of these serious social ills gets the attention it deserves.

If people are genuinely concerned about the budgetary implications, please remember this: Cancelling corporate welfare for a single large corporation would more than pay for the entirety of welfare fraud in a single year. Just imagine how much could be saved by withdrawing corporate welfare from all corporations - and focus your energies there. Your energies would be far more productive, the budgetary outcome far more favourable.

MileHigh please go and learn some facts. Leave the hysteria, falsehoods and delusions to the Willburs of this world.

< Message edited by tweakabelle -- 8/31/2011 3:00:08 PM >


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