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RE: Illegal to close a bank account? - 10/16/2011 5:35:40 AM   
Lucylastic


Posts: 40310
Status: offline 		video of the inside of the bank
yeah dangerous mo fos them people
http://www.youtube.com/watch?v=l2vtXJ0k7AA&feature=youtu.be

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RE: Illegal to close a bank account? - 10/16/2011 8:23:56 AM   
xssve


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Status: offline 		Shit, Lehman was destroyed by a run - by other banks.

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RE: Illegal to close a bank account? - 10/16/2011 9:02:44 AM   
slvemike4u


Posts: 17896
Joined: 1/15/2008
From: United States
Status: offline 		"it would fall under disturbing the peace.The rest is simple logic"
Simple logic would include,would it not,actually knowing what you are talking about ,no?
You referenced some dubious charge of "inciting a run on a bank" ...or some such nonsense....now you are placing it under the umbrella of disturbing the peace...which has nothing at all to do with a bank run.Table the snark until you have your own ducks in a row.
By the way the whole law and order,nypd blue thing was sarcasm....so I am going to pass on trying to get a legal education from watching "It's a Wonderful Life " ...I would suggest you do the same.

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RE: Illegal to close a bank account? - 10/16/2011 4:25:21 PM   
popeye1250


Posts: 18104
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From: New Hampshire
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quote:

ORIGINAL: DarkSteven

Regardless of whether it's legal or not, this is a PR nightmare for Citi.  Customer service at its worst, and there will be no sympathy for them should they need another bailout.  How did people so fucking stupid get to run a bank, anyway?


Steven, one word, "degrees."
And guess what? They're running our country too!


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RE: Illegal to close a bank account? - 10/16/2011 5:21:42 PM   
Masta808


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quote:

ORIGINAL: Lucylastic

video of the inside of the bank
yeah dangerous mo fos them people
http://www.youtube.com/watch?v=l2vtXJ0k7AA&feature=youtu.be


At least they came un-armed this time.



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RE: Illegal to close a bank account? - 10/16/2011 5:46:12 PM   
Master504u


Posts: 12
Joined: 12/13/2008
Status: offline 		All the individuals in this country could not begin to take down a bank if they closed their accounts. It would require the major corporations along with wall street and other retirement groups to pull their funds before a bank would go under.

As for the tape of what happenned inside the bank, once the police became involved it either had to be turned over to them or the prosecuters or the charges against everyone in the bank would have to be dropped. It would be nothing but he said she said in court for any charges to stick.

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RE: Illegal to close a bank account? - 10/16/2011 9:39:54 PM   
hlen5


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quote:

ORIGINAL: LafayetteLady

There is a something that no one seems to be thinking about here. I agree that the banks are causing a mess right now, BUT, has anyone thought of some of the ramifications of closing the accounts?

The goal is obviously to close enough accounts the bank goes under. Highly unlikely that may be, if it were achieved, has anyone thought about the ramifications of that? What about people who have mortgages with those banks? In a scramble to get back on board, there would be more foreclosures and other loans called in.

At the end of the day, doing this is just going to make the problem worse if they were to be successful.


They were protesting. 20+ people closing their account wouldn't even be noticed monetarily.


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RE: Illegal to close a bank account? - 10/16/2011 9:50:38 PM   
hlen5


Posts: 5890
Joined: 3/2/2008
Status: offline 		After watching the video from inside the bank, I'd have to say the protesters were in the wrong. The speaking protester was interrupting business.

Is it Citibank's fault that they and/or their parents financed a college education with loans? They signed on the dotted line, didn't they?

I think the banks and Wall Street suck, but I can't get behind the protesters on this one.



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RE: Illegal to close a bank account? - 10/16/2011 10:22:26 PM   
Hippiekinkster


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quote:

ORIGINAL: LafayetteLady


quote:

ORIGINAL: tazzygirl

Sorry, that wasnt googled. Can you show me in the law where you cannot close your account please? You will also note I mentioned these people were held and arrested. I asked on what grounds. Im sure you, being a lawyer, can explain those grounds.


I did explain it. You didn't read it. They went in enmasse, which the bank could feasibly cause a run on the bank. Is that really do difficult to understand?
What, you think B of A has only one branch?

"Gee whiz, Mr. MBAholdingdumbassbankmanager, all these people want to take out their Ten Dollars and close their accounts! Wharever shall we do?"
"Not to fear, Msobviouslyablondeidiotteller, we shall ARREST THEM ALL!!! Mwuahahahaha!"


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RE: Illegal to close a bank account? - 10/16/2011 10:32:08 PM   
jlf1961


Posts: 14840
Joined: 6/10/2008
From: Somewhere Texas
Status: offline 		Okay, the same thing happened in Santa Cruz California, two women who were part of the occupy santa cruz protest entered a B of A branch and the manager threatened to lock the doors and call the police on them, his reasoning was that they cannot be costumers and protesters at the same time.

I got fed up with B of A years ago and moved my account to citi bank, which is not that much better, but at least when I call customer service I dont get a line of bullshit.


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RE: Illegal to close a bank account? - 10/16/2011 11:15:10 PM   
NeedToUseYou


Posts: 2297
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From: None of your business
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quote:

ORIGINAL: Lucylastic

video of the inside of the bank
yeah dangerous mo fos them people
http://www.youtube.com/watch?v=l2vtXJ0k7AA&feature=youtu.be


I hate the megabanks, but these people were asked to leave, they weren't closing accounts. They should all be arrested.

And then I won't even start about that welfare baby whining about her OPTIONAL 100K loan she doesn't want to have to pay back. I mean seriously, she is acting like she couldn't break out a calculator and do a rough estimate, she knew damn well what the bill would be, and chose to accumulate so much debt. ZERO SYMPATHY TO HER.

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RE: Illegal to close a bank account? - 10/16/2011 11:26:35 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline 		This is the video I found of inside the bank. Do you have one that is different?

http://digg.com/news/politics/occupy_wall_street_citibank

I saw a peaceful protest.

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RE: Illegal to close a bank account? - 10/17/2011 12:55:39 AM   
xxblushesxx


Posts: 9318
Joined: 11/3/2005
From: Kentucky
Status: offline 		What the hell is peaceful about going into a place of business, and causing a scene? I watched about five seconds of it and I was "Oh, HELL no!" They wanna protest? Let them go get jobs or start businesses (I know...a radical concept!) and protest inside their own damn business.

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RE: Illegal to close a bank account? - 10/17/2011 2:14:58 AM   
littlewonder


Posts: 15659
Status: offline 		Ok so I watched the video and when I worked at a courthouse and we'd get protestors like this coming in to our office, we would ask them to leave. If they did not we would call the sheriff from the office upstairs to come down and escort them out. If they refused to walk out then they were arrested by the sheriff.

So while I am not agreeing with the policies of the banks these days, I am going to agree with them on the situation of protestors entering into their place of business, private property,  and causing disruptions.




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RE: Illegal to close a bank account? - 10/17/2011 3:01:07 AM   
SpanishMatMaster


Posts: 967
Joined: 9/28/2011
Status: offline
quote:

ORIGINAL: LafayetteLady
At the end of the day, doing this is just going to make the problem worse if they were to be successful.
Hello, Lady. Nice alias.

Ok... to be successful is, for them, to change the behavior of the bank. Not to cause a bankruptcy. Their goal is not to destroy banks, it is to change their behavior.
In the improbable case that the bank saw it coming (thousands of people cancelling their accounts...) and does not react changing its behavior the way the activists want, then the other banks would do. That would also be a success.
So, the result of any "success" is a complete change in the behavior of the banking system, regarding loans, financial markets, lobby-ism, etc.
With three main scenarios: Success without any bankruptcy, success with bankruptcy of many big banks (and therefore rise and growth of the other ones), and success with bankruptcy of all current banks (but appearance of new ones which would occupy their place).

Concentrating of the damage of a bankruptcy is simply not appropriate, because it does not consider the effects on the whole system, and because it is not the target of the activists.

BTW: I am not entering in the subject of criminal charges against the protestors. I haven't seen the video. If they were disturbing they could be expelled. If they decided not to go, they could be charged. If not, if they were only speaking normally and coming in masse to cancel their accounts, they should not be charged nor expelled... as long as the bank does not suspend convertibility, that is, then they could be expelled (but not charged, as long as they go peacefully). This is all, I don't know which applies in this concrete case.

Best regards.

< Message edited by SpanishMatMaster -- 10/17/2011 3:56:01 AM >

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RE: Illegal to close a bank account? - 10/17/2011 3:43:09 AM   
StrangerThan


Posts: 1515
Joined: 4/25/2008
Status: offline
quote:

ORIGINAL: tazzygirl

This is the video I found of inside the bank. Do you have one that is different?

http://digg.com/news/politics/occupy_wall_street_citibank

I saw a peaceful protest.


Yeah, and that's the problem. You saw a protest inside. The video from the OP certainly looked like Charlton Heston's jack-booted thugs, but guy wears a backpack inside, occupies center stage with a rambling manifesto like speech - seems to me nothing to do with closing your account, but the method used to do so.

And to me, it's not so much the business aspect of it. Like I said above, guy brings a backpack into a business, starts a rambling speech targeting that business - I mean you got maybe seconds to decide, is this a protester? A bomber? A disgruntled customer who's gonna start pulling weapons from the backpack?

Bank people aren't going to sit around waiting for you to make your point once you start stuff like that. Someone is going to be kneeing that hot wire to the police.

And once they're there, it can boil down to simple disruption of the peace I guess, but that's what this is about, not closing your account.


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RE: Illegal to close a bank account? - 10/17/2011 4:47:43 AM   
Termyn8or


Posts: 18681
Joined: 11/12/2005
Status: offline 		FR

Well I must say that my initial opinion of this issue has changed since reading the whole thread. First of all the video from digg indicates that these people are not that smart. I used to own a TV shop and if someone came in there saying not to buy my TVs because I make alot of money there would be a gun in their mouth forthwith. If they were asked to leave and did not they were tresspassing. In that particular case the bank should've given them their money, have them up to the desk with the cops, close the account and get their check. And then try to use it to bail themselves out. I don't want customers that are pissed off at me.

Especially when it is not my fault. This bailout and all that is their faul, no doubt, they fucked up and the bank run should've started the day after the TARP disbursments. Of that there is no doubt. The public should've wrecked the place. Yes that would meant that the tax money would go down the drain but WTF is new about that ? At least their way to fuck us over even more would be gone.

But the problem here is these people are bitching about college loans. First of all, if I am not mistaken the federal government sponsors deferred interest loans for college student, correct ? In some cases there is no interest for a certain amount of time.

Why did these people go to colleges they can't afford ? Over here we got Tri-C and you can go part time, take and pay for classes ala carte' and make it while you work. It's a cheap college and you won't be President like if you went to Harvard. But some people need to go to a fancy school. If your fucking aptitude was so damn good you would get scholarships. I know someone who did it, college of choice, and accepted to all 12 to which he applied. All he had to work for was food and beer, and he doesn't drink much. Had he paid, who knows what the debt would be, easily into six figures for sure. But he had the aptitude, and was humble about it despite being a wiseass. He said he wsn't smarter, he just worked harder.

So all these people go to school to become well to do, perhaps run a bank - to become like those whom they now protest. Because they didn't make it.

Because they didn't make it. Y'know, if someone wanted to completely destroy Citibank I would probably chip in a few bucks or something. They are complete motherfuckers, leeches on society, a fucking disease. The twenty grand I fucked them out of spent well..... I have no love for the banks, believe me, but these fuckers in there were just off base, and out of line. You come into where I work, or where most of us work and start an oration, you will be asked to leave. If you do not, you are trespassing. It is that simple.

So, if these people had Citibank accounts why didn't they just get in line and close the accounts ? Because they're squatting on a venue with a soapbox. The title of this thread is somewhat misleading. If you don't think so consider this : you and a couple dozen people are pissed off at a library because the librarian makes too much money in your opinion. So you go in there and start some shit like this. What do you think will happen ?

Believe me I think the banksters should be lined up and executed. (not by shooting, not painful enough) But these protesters were just,,,,,, dumb.

Yes, their student loans should be forgiven, because they are simply not educated. The "schools" should issue a full refund. See how easy it could be resolved ?

T^T

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RE: Illegal to close a bank account? - 10/17/2011 5:24:21 AM   
farglebargle


Posts: 10715
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Status: offline 		Branch Managers don't hold MBAs. In fact, please keep in mind that the people in the Banking Centers aren't the 1% that are fucking things up.

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RE: Illegal to close a bank account? - 10/17/2011 5:26:09 AM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
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quote:

ORIGINAL: xxblushesxx

What the hell is peaceful about going into a place of business, and causing a scene? I watched about five seconds of it and I was "Oh, HELL no!" They wanna protest? Let them go get jobs or start businesses (I know...a radical concept!) and protest inside their own damn business.


"Let them go get jobs".... lol

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RE: Illegal to close a bank account? - 10/17/2011 5:32:14 AM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
quote:

ORIGINAL: littlewonder

Ok so I watched the video and when I worked at a courthouse and we'd get protestors like this coming in to our office, we would ask them to leave. If they did not we would call the sheriff from the office upstairs to come down and escort them out. If they refused to walk out then they were arrested by the sheriff.

So while I am not agreeing with the policies of the banks these days, I am going to agree with them on the situation of protestors entering into their place of business, private property,  and causing disruptions.





The question still unanswered is... were they allowed to leave or were they locked up inside as they claim?

And what of the woman who was arrested outside the building?

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RIP, my demon-child 5-16-11
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Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

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Profile   Post #: 60
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