DesideriScuri -> RE: Why is US medical care so expensive? (3/5/2012 2:04:43 AM)
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ORIGINAL: tazzygirl quote:
Don't need to. I take your posts on the threads that I read and respond to. Now, if you're going to tell me that your beliefs are different from what you've been posting here, that's one thing. I highly doubt that, so I might know more about your beliefs than you think. Your arrigance is showing yet again. Allow me to enlighten you. I want a National Health Care System. I am done with insurance companies dictating hospital protocol. Got sick of it when Kaiser started pushing port partum women out of OB 8 hours after delivery. Insurance costs are driven up by those who do not have insurance. Something I have stated for years.... But of course you believe you know my views after a few short posts. [8|] But yet, you believe you know me already. A few short posts? Gimme a break. I'm not going to argue against the fact that the uninsured play a part in raising costs. I will argue that simply having everyone covered will lower costs. Having everyone covered isn't even the point of PPACA. PPACA isn't going to cover everyone. I believe it was supposed to increase coverage by 10M, which still leaves millions not covered. It still does not address enough of the underlying pillars that drive up costs. Let's say we go to a National Health Care Single Payer (Government) System. How is Government going to solve the problem of reimbursement rates? Simply pay what Government chooses? If it's not enough for the providers [as determined by the providers], how do we keep enough providers to keep up with patient load? Are we going to force people to work? This will not significantly lower costs. At most, it will give a short-term plateau to rising costs. Then what? Eventually, you'll have people deciding to not work at all rather than expose themselves to rising tax rates. Reduce the tax base while tax needs continue to rise and you'll have to keep raising taxes on a smaller and smaller base to pay for stuff. quote:
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At what point does that answer address how long you have the right to live? You have a crystal ball? Do you get to determine how long anyone has a right to live? Insurance companies do.. and thats what people are so fed up with. That still doesn't answer my question, either. My point is that we don't have some set age that we are all allowed to live to. Since that is absolute truth, how is health care a right? quote:
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Or, if you don't live to your "rightful" age, whether or not your survivors can sue? People have sued.. and won. Families have sued.. and won. You believe that will stop? I do like your fantasy world. Too bad it isnt reality. I'm going to assume that you are referring to "wrongful death" lawsuits. Isn't it accurate to say that those who caused the death be the ones that are held responsible? If you die of cancer, who do you sue? There is no 100%, guaranteed cure for cancer, so all the treatment in the world might not stop what is actually killing you. Until you can define how long you have the right to live for, how can anyone be sued, unless they took actions to end your life? quote:
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Sorry, wrong again. It wasn't Capitalism that was unchecked. It was (and still is, btw) Corporatism that has been and still is unchecked. Corporatism that is rampantly supported by both parties. The regulators were asleep at the switch, well, they were too busy watching porn on our dimes, actually. The regulations were in place already. The Congressional report even states it. The Congressional Report even went so far as to finger the Federal Reserve as the ones who are tasked with preventing this sort of thing and that they failed to do that. Ah yes, Ma Bell, a perfect example. [;)] Ma Bell? Please do explain how Ma Bell had something to do with our current financial issue. quote:
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You want to go into the horrible institutions that are Fannie Mae and Freddie Mac? You want to go into how they fucked us and are still fucking us? Yet these real sins have been largely overlooked in favor of imagined ones. Over at the conservative American Enterprise Institute, two resident scholars, Peter Wallison and Edward Pinto, have concocted what has since become a Republican meme: namely, that Fannie Mae and Freddie Mac were ground zero for the entire crisis, leading the private sector off the cliff with their affordable housing mandates and massive subprime holdings. The truth is the opposite: Fannie and Freddie got into subprime mortgages, with great trepidation, only in 2005 and 2006, and only because they were losing so much market share to Wall Street. Among other things, the Wallison-Pinto case relies on inflated data — Pinto classifies just about anything that is not a 30-year-fixed mortgage as “subprime.” The reality is that Fannie and Freddie followed the private sector off the cliff instead of the other way around. http://www.nytimes.com/2011/12/20/opinion/nocera-an-inconvenient-truth.html?_r=1 So, to get back into the game, Fannie and Freddie jump into the game and practically tell lenders that they'll buy whatever paper is written, just to write it up and let them at it. As Fannie and Freddie continued to do that, what do you think lenders are going to do? The risk to the lender is essentially, zero, so the risk models have changed. If there isn't any risk, interest rates get lower. Why is there no risk? Because Fannie and Freddie are going to buy the paper before the ink dries. What about the risk to Fannie and Freddie? Not the lender's problem. That can't be, though, right? Have your mortgage experts talk to mine and we'll see what comes out of it. I have my info directly from mortgage brokers during the run up, and eventual collapse. But, what do they know, right? quote:
Free-market capitalism Main article: Free market See also: Laissez-faire Free market capitalism consists of a free-price system where supply and demand are allowed to reach their point of equilibrium without intervention by the government. Productive enterprises are privately owned, and the role of the state is limited to protecting the rights to life, liberty, and property. There are people here far more knowledgable about laissez-faire and the housing bubble than I. My field is medical.. I have no doubt they will come along soon enough. Now, answer my question... I do not have the faith in free market that you do. Free Market Capitalism Since we dont have one, can you point to a country that does so I can compare? Just one country that has a free market capital system... just one. Obviously, you already know that answer to be no. There isn't one out there. We were as close to a completely free market as anyone. And, I don't support completely free Markets. There is some necessity of Government regulation. I freely admit and agree with that. I also freely admit that the benefits of Government regulation do not continue to rise as regulation levels rise. I also fully believe we've past that tipping point where more intervention reduces the benefits of intervention. The people driving the bus to have Government be in control of more, more, more have yet to show where that bus is going to stop. Is it going to stop at a European style of governance? Or, is it going to stop at socialism or communism? Love to see where either of those has worked. Do you not pay any attention to what is happening in Europe? The riots in Greece, Britain, Spain, Italy, or France when their Government starts to make changes to keep financial matters in check? Anything? The disquiet in Germany over having to spend more to help out Eurozone country/ies? Before you get to Europe, you will have to understand the European mindset. Germans actually have a very fiscally conservative personal manner. I was surprised by some of the stories I hear from a friend who is working over there. Very eye-opening, both in his care costs (he has to pay and get reimbursed by his US-based insurance) and in the conservative consumption over there. You can't have our level of Freedom and Liberty along with a European-style national health care system. They are incompatible. In actuality, if we had the conservative consumption qualities of the Germans, it is my opinion that health care would not cost quite as much, and more people would be able to afford their own care simply because they have more of their own money.
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