Fightdirecto -> The truth about those against the Affordable Health Care law? (4/2/2012 7:04:31 AM)
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The sub-text when people claim "The government has no right to madate that I buy health insurance"?: [image]local://upfiles/42188/4F6A1D64B9B64892A02C0583949F8768.jpg[/image] Many health care mandates already exist in US quote:
The individual insurance requirement that the Supreme Court is reviewing is not the first federal mandate involving health care. There is a Medicare payroll tax on workers and employers, for example, and a requirement that hospitals provide free emergency services to indigents. Health care is full of government dictates, some arguably more intrusive than President Obama’s overhaul law. It is a wrinkle that has caught the attention of the justices. Most of the mandates apply to providers such as hospitals and insurers. For example, a 1990s law requires health plans to cover at least a 48-hour hospital stay for new mothers and their babies. Such requirements protect some consumers while indirectly raising costs for others. One mandate affects just about everybody: Workers must pay a tax to finance Medicare, which collects about $200 billion a year. It is on your W-2 form, line 6, “Medicare tax withheld.’’ Workers must pay it even if they don’t have health insurance. Employees of a company get to split the tax with their employer. The self-employed owe the full amount, 2.9 percent of earnings. Lindsey Donner, a small-business owner from San Diego, pays the Medicare tax although she and her husband are uninsured. Donner, 27, says she doesn’t see much difference between the mandate that workers help finance Medicare and the health care law’s requirement that nearly everyone has to have some sort of health insurance. “My understanding of what is going on in the Supreme Court is that it seems to be something of a semantics issue,’’ she said. “Ultimately, I don’t see the big difference. If I am paying for Medicare, why can’t I also be paying into something that would help me right now or in five years if I want to have children?’’ Donner is a copywriter for businesses; her husband specializes in graphics design. In the past they had a health plan with a high deductible, but they found they were paying monthly premiums for insurance they never used - something she said they couldn’t afford on a tight budget. Under the law, people such as Donner and her husband would have to get insurance or pay a fine. But they may qualify for federal subsidies to help pay premiums for policies that would be more comprehensive. Preventive care would be covered with no copayments. “We have jobs, we pay our bills, we pay our taxes,’’ said Donner. “Yet it is very difficult to find affordable, reasonable health care.’’ There is no question the Medicare payroll tax is a government mandate, said Mark Hayes, former chief health counsel for the Republican staff of the Senate Finance Committee. If it is un-Constitutional to mandate individuals must get health insurance - is it not also un-Constitutional to mandate hospitals provide free emergency services to those who do not have health insurance, effectively mandating that those people who do have health insurance must pay for those who do not have health insurance?
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