RE: What is the worst credit card companies can do if you default on your account and won't pay? (Full Version)

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Toppingfrmbottom -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/26/2013 6:21:18 PM)

See my above post.



TheLilSquaw -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/26/2013 6:27:04 PM)


quote:

ORIGINAL: Toppingfrmbottom


So if you're trying to imply that places that foster out dogs have standards I will never meet because I am disabled and I do not have tons of money, or that I have no life, or that my house is not always clean, you're barking up the wrong implication tree.


If I have mis read the intent of your post , I apologize.




You being on disability wouldn't stop you from fostering with the rescues "I" have gone through but if your house was a mess (i'm not talking just lived in but MESSY) it wouldn't have passed the safety inspections that they conducted.

And if I want to say something I will, I don't IMPLY anything.
I am pretty damn blunt always have been.
Always will be.


Me telling you that I think you shouldn't have a pet isn't an attack because your in disability or because you don't have a lot of money. It's because from YOUR words having an animal puts a financial hardship on you and your household. From YOUR words you can not always give them what they need right away or you have to borrow to do it or rack up debt. To me that is just plain selfish and irresponsible.





TheLilSquaw -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/26/2013 6:28:45 PM)


quote:

ORIGINAL: Toppingfrmbottom

See my above post.



You edited your last post when I was responding to you.
But I did read your post.




Toppingfrmbottom -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/26/2013 6:45:24 PM)

yes, I did edit it. I forgot I had promised not to take them to dog parks or that calley had to be the only dog in the home. so I edited to say that.
quote:

ORIGINAL: TheLilSquaw



You edited your last post when I was responding to you.
But I did read your post.






LafayetteLady -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/26/2013 8:12:21 PM)

Does your pet need to go to the vet for some "preventive" care every month, or is that a once a year kind of thing? Quite frankly, I have owned animals all my life, and they got their shots as puppies or kittens and were taken to the free rabies clinic. As long as they didn't get sick, they didn't need to see the vet. I know very few people who are prepared for catostrophic medical bills for themselves, let alone their pet.

Yes, many rescues are looking for higher qualifications to foster or adopt animals and make it more difficult than trying to adopt a child. In any case, the place that TFB fostered both animals from, she voluteers at, so they know her, and she knows them. They know what she is and is not capable of with an animal and I'm sure that is taken into consideration when considering her as a foster home for a dog.

As Sandra and I have said, in TFB's case, that dog is very important and improves TFB's quality of life. The animal gets the vet care it needs, not arbitrary bullshit visits to the vet designed specifically to put money in the vet's pocket. Because based on the life that this dog has with TFB, there are shots Callymay doesn't need. She isn't around other dogs, so she doesn't need those shots.

Yes, she has issues, and problems and is disabled in both a mental and physical capacity. So improving her quality of life, which is what this dog does is vitally important. She finds a way to make it work.



Toppingfrmbottom -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/26/2013 8:48:15 PM)

She goes as issues come up. But no, she doesn't go every month for a oh she should have this, or oh she really needs that, she needs to be on suppliments, you should bring her in. Most their costs are like once a year, or some special thing like she got an ear infection, or she got an anal gland infection.

She gets flea and heart worm pills every month and that's vital to her well being. But that's the only every month vet cost she has.
quote:

ORIGINAL: LafayetteLady

Does your pet need to go to the vet for some "preventive" care every month, or is that a once a year kind of thing? Quite frankly, I have owned animals all my life, and they got their shots as puppies or kittens and were taken to the free rabies clinic. As long as they didn't get sick, they didn't need to see the vet. I know very few people who are prepared for catostrophic medical bills for themselves, let alone their pet.






absolutchocolat -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/27/2013 4:28:12 AM)

Keep your dog! Oh my gosh, my little Phoenix brought me out of the worst depression of my life. My company was going through lawsuits, creditors calling, I'd left school, fighting with my folks, and this little puppy came into my world and just changed me. Dogs are the best medicine...right up there with therapy, in my book.[:)]



Aileen1968 -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/27/2013 4:51:03 AM)

quote:

ORIGINAL: Toppingfrmbottom

They'll call you a shit ton of times, and they'll sell your account to a debt collectors, but after that? what if it's been like 5 months and you won't answer your phone or talk to them?


Forget the middle man who promises to help you, but only takes their fees.
Make a realistic budget based on all of your income and all of your monthly expenses.
Stick to it. No exceptions.
Use this concept and your debt will be gone over time while preserving your credit rating.

Edited to add...not only will you be debt free eventually, you will have learned to live within your means.



Phoenixpower -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/27/2013 5:06:05 AM)

quote:

ORIGINAL: servantforuse

I am very familiar with tfb on this forum. She is always looking for an easy way out. She wants to lose weight but buys cases of soda and frozen pizzas. She wants a job but won't go to a class to improve herself. She wants to excersize but says she can't walk around the block. She even wanted someone to clean her house once. In her mind once it was clean she would then keep it clean (not happening). Now they have thousands in credit card debt and she starts another thread about detailing her 'daddys' car. My posts might seem on the harsh side but I am trying to get though to her. I now know that I never will..She doesn't get it and she never will..


yet at the same time she does not try to ridicule people in their own opened topics nor does she talks down to people claiming how oh so much better and oh so much more responsible she would be than others....which, quite frankly, lets her shine in a much nicer way than you do [:)]



Toppingfrmbottom -> RE: What is the worst credit card companies can do if you default on your account and won't pay? (1/27/2013 9:03:30 AM)

my childhood dog might have saved my life.


My homelife was really abusive and I considerd a few times running away and do what I dont know. I just thought it had to be better than at home. But I loved my dog so much I wouldnt run away and leave him, and I couldnt take him with me. So I stayed put. I also get so lonely alone all the time, id be far more depressed and maybe be tempted to hurt myself if I didnt habe hercompanionship. Calley may is my joy, my world , the light and love and everythimg that is good when nothing else is good.
quote:

ORIGINAL: absolutchocolat

Keep your dog! Oh my gosh, my little Phoenix brought me out of the worst depression of my life. My company was going through lawsuits, creditors calling, I'd left school, fighting with my folks, and this little puppy came into my world and just changed me. Dogs are the best medicine...right up there with therapy, in my book.[:)]



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