defiantbadgirl
Posts: 2988
Joined: 11/14/2005 Status: offline
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There are many low income workers and their families who can't afford medical care because their health insurance deductibles are $4000+ and yearly out of pocket max is $10,000+. They're paying for insurance they can't use. Instead of letting them get subsidized insurance on the exchange so they can afford medical care, the law makes them ineligible for subsidies so they continue paying for policies they can't use and continue being unable to afford medical care. The 9.5% affordability rule only applies to premiums and only the employer subsidized premiums of the worker are counted, not the often unsubsidized premiums of covered family members. An IRS number I called turned out to be the government office that makes the decisions on eligibility for federal health insurance subsidies, at least according to the person I spoke with. I was told that if enough people called them and complained, they would have to look at the issue again and possibly change requirements for subsidy eligibility. I asked the person I spoke with if their committee or whatever was authorized to make such changes without Congress and was told yes, they can. So a very substantial flaw in the law can be fixed without Congress. All people have to do is call in and complain. The more people who know about this, the more complaints there will be. So this definitely needs to go viral.
< Message edited by defiantbadgirl -- 9/17/2013 11:53:18 AM >
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Only in the United States is the health of the people secondary to making money. If this is what "capitalism" is about, I'll take socialism any day of the week. Collared by MartinSpankalot May 13 2008
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