DesideriScuri -> RE: Suing over not wanting to pay $18/month for health insurance! (10/23/2013 8:11:52 AM)
|
quote:
ORIGINAL: hlen5 quote:
ORIGINAL: DesideriScuri What if you're not a driver? Do you have to have insurance? Being a human, at SOME point you will need healthcare. The whole point of having insurance is to cover eventualities. Because you didn't answer the question, I'm going to guess that the answer is "no, you don't need to have insurance if you're not going to drive." Now that we have that squared away, what if someone chooses to never drive? Obviously, that person would never need to buy auto insurance. What would be wrong with a person choosing to pay for the health care he/she needs rather than pay for health care that he/she may never need? If I go to the Doctor, I pay for the visit. If I require a medication, I buy that medication. If I think that I'm going to need expensive medical care, I take the necessary steps to make sure that care can be paid for. I can choose to bank large sums of money. I can also choose to purchase insurance. Ohio Financial Responsibilty law (auto)Individuals must maintain one of the following to comply with the FR requirements:- A motorist liability insurance policy. Insurance cards are issued by an insurer to the policy holder for each motor vehicle insured under a motor vehicle liability insurance policy;
- A $30,000 bond issued by an authorized surety or insurance company;
- A certificate of proof of financial responsibility signed by an insurance agent on a form prescribed by the Ohio BMV;
- A certificate issued by the BMV, after proper application and approval, indicating that money or a government bond in the amount of $30,000 is on deposit with the Ohio State Treasurer;
- A certificate of bond issued by the BMV, after proper application and approval, in the amount of $30,000 signed by two individuals who own real estate having equity of at least $60,000;
- A certificate of self-insurance issued by the BMV, after proper application and approval, to those with more than 25 motor vehicles registered in their name or a company's name.
So, in Ohio, you don't have to buy an insurance policy to legally drive. You do have to have proof of financial responsibility to drive, but part of that stems from driving being a privilege. The State can rescind that privilege (see? Not a right) In your opinion, why do the costs for procedures in the US cost so much more than anywhere else?
|
|
|
|