papassion -> RE: OBAMA LIED!!! (10/29/2013 12:29:01 PM)
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quote:
ORIGINAL: DomKen quote:
ORIGINAL: DesideriScuri So, the whole idea that you could keep your plan if you like it was not true, except for the first year (while it was grandfathered). The Administration knew this stuff, but continued to peddle the line. That, Ken, is what we call a lie. No. If you had a plan and it did not change at all you can keep it indefinitely. However the insurance companies never leave a plan alone so eventually they change it enough that the grandfathering no longer applies. However that is entirely up to the insurance companies. If they wanted you to be able to keep your plan they could leave it alone, they are aware of the law after all. Blaming this on the President is bullshit. And keep in mind the changes that remove the grandfathered status are all changes that negatively affect the policy holder. All documents, including insurance change to reflect changes in the law, etc. beyond the control of the insurance company. They must change the wording, exclusions, etc to conform to what the insurance commissions requires. The GOVERNMENT dictates what the policy MUST have then blame the insurance company for making changes? Why would an insurance company want to piss off, and possibly lose, 40 to 70% of its PAYING customers? Customers that are NOT high risk and high cost to maintain ? Knowing that an insurance policy MUST change to be currenty legal, and then saying if it changes, it cannot be grandfathered is bullshit. Nice try though.
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