Lucylastic
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aaaaaaaaaaaaaaah..I see, ok ... you are just discussing...checking tax records, then I apologise for getting that part wrong, lol
Washington is one of 14 states that went its own way, building its own site rather than relying on what turned out to be an error-plagued federal system. Although a computer glitch shut down the Washington Healthplanfinder website the first day, by Oct. 3, with the help of a broker, Sanford managed to enroll in a “gold”-level health plan offered by Premera Blue Cross.
The state health exchange publicly revealed a grevious error – its tax-credit calculations were all wrong. The state had been submitting monthly income information to the federal data hub, but the federal computers were expecting an annual figure. Suppose a person claimed an income of $50,000 a year — the tax credit was based on an income of $4,166 a year. The higher the income, the bigger the error. Brokers say they caught the mistake right off the bat and tried flagging it to the state’s attention, but for some reason it took the state three weeks to acknowledge it. So everyone who purchased a subsidized health insurance policy through the Washington state exchange prior to Oct. 23 was quoted too low a rate. The mistake involved 4,600 policies covering 8,000 people – Sanford’s policy was one of them.
Four days after President Obama made his address, The state sent a letter saying mistakes were made. And so she went back to her broker and tried again. They went over her income and made a more careful calculation of her business tax write-offs. But this time the website showed she qualified for a much lower tax credit, just $110.
Sanford had managed to save enough money for half of the first month’s payment when she got another letter from the state last week. It had goofed again. She qualified for no tax credit at all
The hitch was that the website told her that her income was low enough that she could enroll her son in the state Medicaid program for children of low-income families, known as Apple Health. For that she would have to pay a premium of just $30 a month. She could enroll him right away, and she did. But that created a problem. When she enrolled Ryan in Medicaid, she couldn’t count him toward a tax credit. Not that the website mentioned it. In fact, it gave her the opposite impression.
Once the new health insurance policy kicked in on Jan. 1, the premium was supposed to be $280 a month, plus, she assumed, the Medicaid premium. But after she signed up for a policy, and after she gave her credit-card information, she got a letter from the state last week saying that her income was too high to qualify for subsidies – the cutoff is $44,680 for a single adult, 400 percent of the federal poverty level. So she would get no help from the feds at all.
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