RE: 20 yr olds Medical bill...viral of the day (Full Version)

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Politesub53 -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 4:38:54 PM)


quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: susie
quote:

ORIGINAL: DesideriScuri
quote:

ORIGINAL: susie
quote:

ORIGINAL: DesideriScuri
The surgery is free of any cost?

I have had a fair amount of surgery recently, skin cancer, removal of brain tumour including radiotherapy and bowel surgery. I didn't pay anything apart from the NI I paid during the time I was working.

Two things:
1. I hope your recovery goes exceedingly well.
2. You didn't answer the question.

Which question did I not answer?


Just because it's free to you doesn't mean there isn't any cost associated with it.


Susie, no point arguing because he is too thick to get it (the concept) and just keeps repeating nonsense parrot fashion.




susie -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 4:40:18 PM)


quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: susie
quote:

ORIGINAL: DesideriScuri
quote:

ORIGINAL: susie
quote:

ORIGINAL: DesideriScuri
The surgery is free of any cost?

I have had a fair amount of surgery recently, skin cancer, removal of brain tumour including radiotherapy and bowel surgery. I didn't pay anything apart from the NI I paid during the time I was working.

Two things:
1. I hope your recovery goes exceedingly well.
2. You didn't answer the question.

Which question did I not answer?


Just because it's free to you doesn't mean there isn't any cost associated with it.


OK please tell me what costs you are talking about.

Think about this website. It is free to you. Yes there are costs associated with it which are paid for by the site owners. They are funded by income from advertising.




freedomdwarf1 -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 4:53:37 PM)

quote:

ORIGINAL: DesideriScuri
But, what no one can show, is that costs will drop from where they are today. We are spending upwards of 17% for medical care. I would much rather that number be a lot lower. There are only a handful of ways to effect that, really.

Desi... imagine ALL the profits, ALL the costs of PR and advertising are wiped off the costs of everything to do with healthcare.
Now add to that reduction, more than 50% drop in the price of meds and equipment and the cost of buildings.
Why?
Because the reason you lot are paying what you do is all down to profiteering by everyone down the line.
In a single-payer system, none of those costs exist!
Everything is negotiated by the government - including the wages of the staff and doctors doing the work.
And with all the eligible working population all paying into the healthcare pot, across the board with no exceptions, it pays for everything.
The major difference is - the government don't have to profit from anything in providing the services.

Even with Obummercare, everyone down the line right to the point where your government pay the Medicaid/Medicare/VA bills, is riddled with profits.
That is why you are paying 9% above GDP for it all.... greedy insurance companies.

In a single-payer system, those profits just aren't there to be claimed. Period.
And that is where most of the savings occur - no fucking profiteering all down the line.




DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 4:55:04 PM)

quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
I see. The NHS is funding the care.
Wait. Providing payment for the services is "buying" that care.
Is allocation done at the beginning of the year, or at the end? Is it a "reimbursement" system, or another method?

Yes... the NHS are funding the care, the meds, the staff, the doctors, the equipment, the buildings, the admin.... the whole nine yards of it.
The funds that are provided to the NHS come from the National Insurance (NI) contributions that most working people pay for from their salary/wages. If there is a shortfall, the extra revenue comes from the public purse (ie, the general tax bucket).
And the allocation is done at yearly intervals. Exactly when, I'm not exactly sure but I'm guessing it's done at the start of the fiscal year (April 6th here) and whenever there is a government mini-budget done by the chancellor.
I've explained all this several times before.
ETA: the cost of seeing your GP or a hospital visit and ambulance charges are also met from the NHS budget. GP's are paid a salary by the NHS, not by charges to the patient.


http://www.nhsconfed.org/priorities/political-engagement/Pages/NHS-statistics.aspx#funding
    quote:

    NHS funding
    • NHS net expenditure (resource plus capital, minus depreciation) has increased from £57.049 billion in 2002/03 to £105.254bn in 2012/13.
    • The money spent per capita on NHS services in England has risen from £1,287 in 2003/04 to £1,979 in 2010/11.
    • The NHS surplus for the 2011/12 financial year (including FTs) was £2.068bn.


Politesub53, please note that net expenditures rising from 2002/3 to 2012/3 is health care cost inflation.





freedomdwarf1 -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 5:05:17 PM)

quote:

ORIGINAL: DesideriScuri

    quote:

    NHS funding
    • NHS net expenditure (resource plus capital, minus depreciation) has increased from £57.049 billion in 2002/03 to £105.254bn in 2012/13.
    • The money spent per capita on NHS services in England has risen from £1,287 in 2003/04 to £1,979 in 2010/11.
    • The NHS surplus for the 2011/12 financial year (including FTs) was £2.068bn.


Politesub53, please note that net expenditures rising from 2002/3 to 2012/3 is health care cost inflation.

And??
It's less than double.... over a 10 year period??
I's say that wasn't too bad.
Do you know the spiralling costs of US healthcare for the same period??

And did you note that the 2012 had a surplus of over £2bn??
That means there's more money to allocate straight into the NHS to provide more/better services.
That just shows that the single-payer system not only works, it shows a profit that is plowed straight back into the system - it's self-sustaining. That means our costs to the tax payer (8.6%) are not going to rise - unlike the US system where premiums are rising continuously. Not only that, it means they can afford more stuff or even lower the NI contributions that we pay.
Can you say that about the US system??

You've just proved our point! [:D]





DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 5:18:33 PM)

quote:

ORIGINAL: Politesub53
quote:

ORIGINAL: DesideriScuri
Defining what I'm talking about is a bad term?!? Fine.
If look at the smurf of the smurfing smurfy smurf, then you'll smurf the smurf's smurf smurf.
I see how that's much clearer.

You said cost had increased due to inflation, now you claim you mean "medical cost inflation" whatever the fuck that is.
Do you mean medical cost inflation due to the inflation rate, do you mean medical cost inflation due to hospitals increasing costs, do you know what you mean ? because I sure as hell dont and I doubt anyone else does. So yes, medical cost inflation is a bad term since you cant or wont explain it. Saying it tmeans the price has increased is bollocks, since we all know prices increase, a stab at why they have increased might just help. [8|]
I see you still havent produced this bogus graph(s) you claim to have seen showing UK costs prior and after the birth of the NHS.


Which part didn't you get, Polite? The "medical cost" part, or the "inflation" part?

http://www.investopedia.com/terms/m/medical-expenses.asp
    quote:

    Definition of 'Medical Expenses'

    Any cost incurred in the prevention or treatment of injury or disease.


http://www.merriam-webster.com/dictionary/inflation
    quote:

    in·fla·tion noun \in-ˈflā-shən\
      : an act of inflating something : the state of being inflated
      : a continual increase in the price of goods and services


Now, let's see if we can figure out what "medical cost inflation" could possibly mean... [8|]

If we were talking about medical care costs (and we were), and if we were talking about the general rise of medical care costs (and we were), then medical cost inflation would be referring to that general rise in medical care costs (and it does!).

Now, you said something about a stab at why costs are increasing? Well, look at that, something I've been wanting to look at for a while now. Glad you finally got up to speed.

Correct me if I'm wrong, but the US system hasn't ever been a national system, right? Health care costs have, generally, been run under a "free market system," right? The US used to spend, roughly, 6% GDP on medical care costs, and that number is now, roughly, 18%. I'm more interested in finding out why our costs have tripled, and how we can Constitutionally effect a correction.





DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 5:22:25 PM)

quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
But, what no one can show, is that costs will drop from where they are today. We are spending upwards of 17% for medical care. I would much rather that number be a lot lower. There are only a handful of ways to effect that, really.

Desi... imagine ALL the profits, ALL the costs of PR and advertising are wiped off the costs of everything to do with healthcare.
Now add to that reduction, more than 50% drop in the price of meds and equipment and the cost of buildings.
Why?
Because the reason you lot are paying what you do is all down to profiteering by everyone down the line.
In a single-payer system, none of those costs exist!
Everything is negotiated by the government - including the wages of the staff and doctors doing the work.
And with all the eligible working population all paying into the healthcare pot, across the board with no exceptions, it pays for everything.
The major difference is - the government don't have to profit from anything in providing the services.
Even with Obummercare, everyone down the line right to the point where your government pay the Medicaid/Medicare/VA bills, is riddled with profits.
That is why you are paying 9% above GDP for it all.... greedy insurance companies.
In a single-payer system, those profits just aren't there to be claimed. Period.
And that is where most of the savings occur - no fucking profiteering all down the line.


You keep mentioning a 50% reduction in med's, etc. Where is your proof that this will happen? Do you have any proof that it has happened? If not, then what makes you think it will? If so, by all means, present it.




freedomdwarf1 -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 5:23:25 PM)

quote:

ORIGINAL: DesideriScuri
Now, you said something about a stab at why costs are increasing? Well, look at that, something I've been wanting to look at for a while now. Glad you finally got up to speed.

Correct me if I'm wrong, but the US system hasn't ever been a national system, right? Health care costs have, generally, been run under a "free market system," right? The US used to spend, roughly, 6% GDP on medical care costs, and that number is now, roughly, 18%. I'm more interested in finding out why our costs have tripled, and how we can Constitutionally effect a correction.



I just qualified why your costs are sooo high. See post #85.




freedomdwarf1 -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 5:25:02 PM)

quote:

ORIGINAL: DesideriScuri
You keep mentioning a 50% reduction in med's, etc. Where is your proof that this will happen? Do you have any proof that it has happened? If not, then what makes you think it will? If so, by all means, present it.


I just have desi - read what I wrote!!




DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 5:59:49 PM)

quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
    quote:

    NHS funding
    • NHS net expenditure (resource plus capital, minus depreciation) has increased from £57.049 billion in 2002/03 to £105.254bn in 2012/13.
    • The money spent per capita on NHS services in England has risen from £1,287 in 2003/04 to £1,979 in 2010/11.
    • The NHS surplus for the 2011/12 financial year (including FTs) was £2.068bn.

Politesub53, please note that net expenditures rising from 2002/3 to 2012/3 is health care cost inflation.

And??
It's less than double.... over a 10 year period??
I's say that wasn't too bad.
Do you know the spiralling costs of US healthcare for the same period??
And did you note that the 2012 had a surplus of over £2bn??
That means there's more money to allocate straight into the NHS to provide more/better services.
That just shows that the single-payer system not only works, it shows a profit that is plowed straight back into the system - it's self-sustaining. That means our costs to the tax payer (8.6%) are not going to rise - unlike the US system where premiums are rising continuously. Not only that, it means they can afford more stuff or even lower the NI contributions that we pay.
Can you say that about the US system??
You've just proved our point! [:D]


I made no claim when I posted that info. I'm not really all that impressed with the surplus (though it is much better than a deficit), as it's roughly 2% of your yearly allocation.

http://www.hmrc.gov.uk/statistics/receipts/receipts-stats.pdf

Beware, it's an eye-straining pdf. 2012/2013 NIC revenues: £102.037B

So, the NHS is a net negative program (by, roughly, £3.25B). That means, the UK is allocating - out of the aggregate tax revenues - more than it's bringing in through NIC's. If it were to be funded solely from the NIC's, it would be running a deficit.

Also on that site, it was stated that there are a few (I think it was only 8%) of providers were reporting deficits (meaning 92% received enough from the government to cover annual costs).

When care costs rise, you have stated before that more money is taken from the aggregate revenues. That's all well and good, but what happens to the other programs run out of the aggregate revenues? Is the UK budget running a surplus?




DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 6:00:52 PM)

quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
You keep mentioning a 50% reduction in med's, etc. Where is your proof that this will happen? Do you have any proof that it has happened? If not, then what makes you think it will? If so, by all means, present it.

I just have desi - read what I wrote!!


You keep pushing conjecture. No examples. No proof.




susie -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 6:03:20 PM)


quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
I see. The NHS is funding the care.
Wait. Providing payment for the services is "buying" that care.
Is allocation done at the beginning of the year, or at the end? Is it a "reimbursement" system, or another method?

Yes... the NHS are funding the care, the meds, the staff, the doctors, the equipment, the buildings, the admin.... the whole nine yards of it.
The funds that are provided to the NHS come from the National Insurance (NI) contributions that most working people pay for from their salary/wages. If there is a shortfall, the extra revenue comes from the public purse (ie, the general tax bucket).
And the allocation is done at yearly intervals. Exactly when, I'm not exactly sure but I'm guessing it's done at the start of the fiscal year (April 6th here) and whenever there is a government mini-budget done by the chancellor.
I've explained all this several times before.
ETA: the cost of seeing your GP or a hospital visit and ambulance charges are also met from the NHS budget. GP's are paid a salary by the NHS, not by charges to the patient.


http://www.nhsconfed.org/priorities/political-engagement/Pages/NHS-statistics.aspx#funding
    quote:

    NHS funding
    • NHS net expenditure (resource plus capital, minus depreciation) has increased from £57.049 billion in 2002/03 to £105.254bn in 2012/13.
    • The money spent per capita on NHS services in England has risen from £1,287 in 2003/04 to £1,979 in 2010/11.
    • The NHS surplus for the 2011/12 financial year (including FTs) was £2.068bn.


Politesub53, please note that net expenditures rising from 2002/3 to 2012/3 is health care cost inflation.



It is hardly surprising that costs have increased over that period. I assume you understand that staff get salary increases. New more advanced equipment has been bought. New operating theatres and treatment centres have opened. They all cost money. However there has been little change in the NI payment made by employees.




DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 6:24:35 PM)

quote:

ORIGINAL: susie
quote:

ORIGINAL: DesideriScuri
quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
I see. The NHS is funding the care.
Wait. Providing payment for the services is "buying" that care.
Is allocation done at the beginning of the year, or at the end? Is it a "reimbursement" system, or another method?

Yes... the NHS are funding the care, the meds, the staff, the doctors, the equipment, the buildings, the admin.... the whole nine yards of it.
The funds that are provided to the NHS come from the National Insurance (NI) contributions that most working people pay for from their salary/wages. If there is a shortfall, the extra revenue comes from the public purse (ie, the general tax bucket).
And the allocation is done at yearly intervals. Exactly when, I'm not exactly sure but I'm guessing it's done at the start of the fiscal year (April 6th here) and whenever there is a government mini-budget done by the chancellor.
I've explained all this several times before.
ETA: the cost of seeing your GP or a hospital visit and ambulance charges are also met from the NHS budget. GP's are paid a salary by the NHS, not by charges to the patient.

http://www.nhsconfed.org/priorities/political-engagement/Pages/NHS-statistics.aspx#funding
    quote:

    NHS funding
    • NHS net expenditure (resource plus capital, minus depreciation) has increased from £57.049 billion in 2002/03 to £105.254bn in 2012/13.
    • The money spent per capita on NHS services in England has risen from £1,287 in 2003/04 to £1,979 in 2010/11.
    • The NHS surplus for the 2011/12 financial year (including FTs) was £2.068bn.

Politesub53, please note that net expenditures rising from 2002/3 to 2012/3 is health care cost inflation.

It is hardly surprising that costs have increased over that period. I assume you understand that staff get salary increases. New more advanced equipment has been bought. New operating theatres and treatment centres have opened. They all cost money. However there has been little change in the NI payment made by employees.


Fully aware of it. NIC is less than the allotment for the NHS, though, as I pointed out in a response to eulero.




freedomdwarf1 -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 6:33:58 PM)

quote:

ORIGINAL: DesideriScuri
You keep pushing conjecture. No examples. No proof.

I have given you many examples over several posts.
I even quoted an explicit example of a scanner bought by my local NHS hospital that another local private hospital couldn't afford to buy - because the NHS paid less than half the price!!
I have also explained why you are paying so much and all the single-payer systems don't pay anywhere near the US costs for those very same products and services.

It's not conjecture.

And by your own stats that you quoted, 8% were in deficit.
That means 92% provided enough profit to cover those deficits.
Remember, these aren't individual companies - all the resources come from ONE healthcare pot and all the profits go back INTO that same healthcare pot.

And by showing a surplus, that means it isn't, as a whole, running at a loss.
And it wouldn't matter if it did as any shortfall comes from the general tax bucket.

You need to get your head out of the individualism, profiteering, insurance-based model.
Think of it as a single, non-profit company where it is backed by government-funded tax payers.
This is probably why you just can't visualise the concept.




DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 6:49:23 PM)

quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
You keep pushing conjecture. No examples. No proof.

I have given you many examples over several posts.
I even quoted an explicit example of a scanner bought by my local NHS hospital that another local private hospital couldn't afford to buy - because the NHS paid less than half the price!!
I have also explained why you are paying so much and all the single-payer systems don't pay anywhere near the US costs for those very same products and services.
It's not conjecture.


Yes, it's still conjecture. Your claim that what is the case in the UK now, will be the case if the US makes it's way to a UK-style system. And, you make the assumption that the offers by the Government are going to be accepted by the companies that make the medical equipment. You could only be working under the assumption that there is enough profit in those companies now to absorb a price reduction like that. I highly doubt it. Business won't be able to survive if their costs are higher than what they can sell their products for.

quote:

And by your own stats that you quoted, 8% were in deficit.
That means 92% provided enough profit to cover those deficits.
Remember, these aren't individual companies - all the resources come from ONE healthcare pot and all the profits go back INTO that same healthcare pot.
And by showing a surplus, that means it isn't, as a whole, running at a loss.
And it wouldn't matter if it did as any shortfall comes from the general tax bucket.


It sure can operate at a loss. Let's say NI brings in 100 units. The UK decides to allocate 110 units from the general tax bucket to the NHS. The NHS spends 108 units. Since the NHS spent less than it's allocation, it, technically, is running a surplus. However, if you compare the NHS spending to the NI revenues, there is a net 8 unit deficit.

quote:

You need to get your head out of the individualism, profiteering, insurance-based model.
Think of it as a single, non-profit company where it is backed by government-funded tax payers.
This is probably why you just can't visualise the concept.


Right. I can't visualize the concept. [8|]




LookieNoNookie -> RE: 20 yr olds Medical bill...viral of the day (1/5/2014 7:24:56 PM)


quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: susie
quote:

ORIGINAL: DesideriScuri
Clearly refuse? Yeah, you have a clue who I am.
Enjoy ignoring anything else I post. I have a feeling it won't bug me.
Btw, doesn't the US Government have "buying power" when it comes to Medicare reimbursements? How's come those costs are still ridiculously high? What kind of leverage will the government have, anyway? How many knee replacements are they going to guarantee to "buy," in exchange for a lower cost? What about dialysis treatments? How many laser eye surgeries? How many impacted wisdom teeth are they going to guarantee will be pulled in exchange for a lower price?

Please explain what you mean by "buy". Who are you buying the surgery from?
In the UK the hospital does not buy a laser eye surgery. They buy the components of that surgery.
By having the buying power the NHS has they have the ability to purchase drugs, equipment etc at a lower rate than an individual hospital.


No one is buying the surgery? The surgery is free of any cost?





Des, it's one of those "but wait, if you order now, we'll double the order" kind of things.

You sell the extra, pay for the services. Voila. Free health care.

And, health care costs have not risen, in fact, they're falling precipitously.

Here's how that works:

When a Congressman tells you he cut the budget by 3%, it basically means he lowered the cost of the pending increases by 3%.

Health care that used to (for example) cost 500 bucks a month, 10 dollar copay and a $750.00 a year deductible, can now be had for as little as 375 bucks a month with a 60 dollar copay and a $5,000.00 deductible.

See? Health coverage is now cheaper.

(Gawd, we're all gonna save soooo much).




freedomdwarf1 -> RE: 20 yr olds Medical bill...viral of the day (1/6/2014 1:40:37 AM)

quote:

ORIGINAL: DesideriScuri
Yes, it's still conjecture. Your claim that what is the case in the UK now, will be the case if the US makes it's way to a UK-style system. And, you make the assumption that the offers by the Government are going to be accepted by the companies that make the medical equipment. You could only be working under the assumption that there is enough profit in those companies now to absorb a price reduction like that. I highly doubt it. Business won't be able to survive if their costs are higher than what they can sell their products for.

You really don't get it do you??

The actual price difference between cost of product and the final price to the US market is HUGE!!
How do you think these companies make sales to single-payer systems and still make a profit on those products?
Its all in the numbers and the buying power of the single-payer systems to dictate the price.
That box of pills you pay £140 for costs 10 cents or less to make. The rest of the price is all profits down the line by everyone involved with it. That's why, even with the cost of additional transport, import duties and the like, those companies can still sell to single-payer systems at 50 cents and still make a profit.
So when a single-payer system buys them at 50 cents, that's the cost - not the $140 the company is selling them for in the US.
And they are still making a profit. Sure, they aren't making $139.90 a box for a few hundred million; but when they sell to a whole country on a bulk-buy scheme, they are selling billions of them on a fixed-price contract. That means they know their income and profits for the next X years.
And the whole gamut of costs on everything to do with the healthcare is organised like that.
You guys are ripped-off from beginning to end because of greedy profiteering by insurance companies.

It's not assumption or conjecture.

We have shown you that these mega-price cuts happen in all the single-payer systems.
Not just one or two - ALL of them! And by a wide margn too.
Even with the Australian model (which is 50/50), those costs are dramatically cut.
If the US law-makers did the job properly and swept away the dependency on the insurance model, those prices WILL tumble.

Like my earlier example with the tin of beans and the dynamite, why are you asserting that the outcome will be different just because it's the US??
We cannot quote any more proof than all other single-payer systems as an example to show you how it works and explain where the savings are made and how it's all funded.
We cannot show you how it'll work in the US because the US haven't done it yet - that would indeed be guesswork.
But, as I said earlier, *IF* they do it right and chose a working model, there is no reason to assume that the model wouldn't work in exactly the same way.

quote:

ORIGINAL: DesideriScuri
It sure can operate at a loss. Let's say NI brings in 100 units. The UK decides to allocate 110 units from the general tax bucket to the NHS. The NHS spends 108 units. Since the NHS spent less than it's allocation, it, technically, is running a surplus. However, if you compare the NHS spending to the NI revenues, there is a net 8 unit deficit.

And as I keep repeating.... there's no such thing as a "loss" if it's government funded.
It isn't a commercial enterprise. It doesn't have to make a profit to continue.
The only way it ever runs at a loss is when the tax pot runs dry and they can't fund it any more.
And the only way that can happen is if the vast majority of people aren't being taxed enough and there is no money in the pot for anything. And guess what the government would do? Yep, they would raise the taxes.
But, as you have been shown umpteen times now - the tax burden on the individual would be miniscule.
At one time decades ago, the NI was 7%. It rose to 9% and in recent years has actually been cut to 8.6%.
That's a real-life example of how it works.
We have newer and better equipped hospitals which account for the rise in costs.
Even so, the US costs during that same period for the same stuff has risen by far more than that.

quote:

ORIGINAL: DesideriScuri
quote:

You need to get your head out of the individualism, profiteering, insurance-based model.
Think of it as a single, non-profit company where it is backed by government-funded tax payers.
This is probably why you just can't visualise the concept.


Right. I can't visualize the concept. [8|]


You are stuck in a commercial model.
A single-payer systems doesn't work like that.
How many examples do you need to see?

I'm not just advocating the UK model - there are many out there to choose from and all are different.

Every single single-payer system in the world is waay cheaper than the US.
Everyone around the world is buying meds and equipment from the same tiny handful of companies.




Politesub53 -> RE: 20 yr olds Medical bill...viral of the day (1/6/2014 3:44:34 AM)


quote:

ORIGINAL: DesideriScuri

Which part didn't you get, Polite? The "medical cost" part, or the "inflation" part?

http://www.investopedia.com/terms/m/medical-expenses.asp
    quote:

    Definition of 'Medical Expenses'

    Any cost incurred in the prevention or treatment of injury or disease.


http://www.merriam-webster.com/dictionary/inflation
    quote:

    in·fla·tion noun \in-ˈflā-shən\
      : an act of inflating something : the state of being inflated
      : a continual increase in the price of goods and services


Now, let's see if we can figure out what "medical cost inflation" could possibly mean... [8|]

If we were talking about medical care costs (and we were), and if we were talking about the general rise of medical care costs (and we were), then medical cost inflation would be referring to that general rise in medical care costs (and it does!).

Now, you said something about a stab at why costs are increasing? Well, look at that, something I've been wanting to look at for a while now. Glad you finally got up to speed.

Correct me if I'm wrong, but the US system hasn't ever been a national system, right? Health care costs have, generally, been run under a "free market system," right? The US used to spend, roughly, 6% GDP on medical care costs, and that number is now, roughly, 18%. I'm more interested in finding out why our costs have tripled, and how we can Constitutionally effect a correction.




Yep same old meme, just keep posting more bullshit.

Lets get this clear though, you said "Inflation" which when challenged changed to "Medical costs inflation" which in turn has morphed into Medical costs.

And...... shock and horror.... still no bogus graph.

And I`m more interested in sticking with the Op and not going down your side street. If you want a thread on why costs have gone up so much, then start one.




Politesub53 -> RE: 20 yr olds Medical bill...viral of the day (1/6/2014 3:50:56 AM)

quote:



Politesub53, please note that net expenditures rising from 2002/3 to 2012/3 is health care cost inflation.

Hardly, its an increase in expenditure, not the same as an increase in the cost of an operation.

Much of the rise is due to a large increase in population by those arriving from other parts of the EU.




DesideriScuri -> RE: 20 yr olds Medical bill...viral of the day (1/6/2014 7:20:08 AM)

quote:

ORIGINAL: freedomdwarf1
quote:

ORIGINAL: DesideriScuri
Yes, it's still conjecture. Your claim that what is the case in the UK now, will be the case if the US makes it's way to a UK-style system. And, you make the assumption that the offers by the Government are going to be accepted by the companies that make the medical equipment. You could only be working under the assumption that there is enough profit in those companies now to absorb a price reduction like that. I highly doubt it. Business won't be able to survive if their costs are higher than what they can sell their products for.

You really don't get it do you??
The actual price difference between cost of product and the final price to the US market is HUGE!!
How do you think these companies make sales to single-payer systems and still make a profit on those products?
Its all in the numbers and the buying power of the single-payer systems to dictate the price.
That box of pills you pay £140 for costs 10 cents or less to make. The rest of the price is all profits down the line by everyone involved with it. That's why, even with the cost of additional transport, import duties and the like, those companies can still sell to single-payer systems at 50 cents and still make a profit.
So when a single-payer system buys them at 50 cents, that's the cost - not the $140 the company is selling them for in the US.
And they are still making a profit. Sure, they aren't making $139.90 a box for a few hundred million; but when they sell to a whole country on a bulk-buy scheme, they are selling billions of them on a fixed-price contract. That means they know their income and profits for the next X years.
And the whole gamut of costs on everything to do with the healthcare is organised like that.
You guys are ripped-off from beginning to end because of greedy profiteering by insurance companies.
It's not assumption or conjecture.


It is assumption and conjecture. You're assuming there is enough profit in the system to absorb the drastic price cap. Unless you have proof of that, it's conjecture.

quote:

We have shown you that these mega-price cuts happen in all the single-payer systems.
Not just one or two - ALL of them! And by a wide margn too.
Even with the Australian model (which is 50/50), those costs are dramatically cut.
If the US law-makers did the job properly and swept away the dependency on the insurance model, those prices WILL tumble.


You have shown no price cuts. Zero. All you have pointed out, is current lower costs. I have asked over and over, for proof of price reductions. You can't count compare current prices in the UK to current prices in the US and use that as proof. You can, however, use prices right before a national system was adopted and prices after the national system was adopted. The only proof anyone has shown, is that the rate of the inflation of the medical costs is lower than that of the US.

quote:

Like my earlier example with the tin of beans and the dynamite, why are you asserting that the outcome will be different just because it's the US??
We cannot quote any more proof than all other single-payer systems as an example to show you how it works and explain where the savings are made and how it's all funded.
We cannot show you how it'll work in the US because the US haven't done it yet - that would indeed be guesswork.
But, as I said earlier, *IF* they do it right and chose a working model, there is no reason to assume that the model wouldn't work in exactly the same way.


Where have you shown that prices have dropped? Adopting a national system now doesn't automatically put us in the same situations as countries with a national system. The way your models have worked, as far as I can tell, is that inflation of medical costs are lower than in the US, which explains the difference in costs.

quote:

quote:

ORIGINAL: DesideriScuri
It sure can operate at a loss. Let's say NI brings in 100 units. The UK decides to allocate 110 units from the general tax bucket to the NHS. The NHS spends 108 units. Since the NHS spent less than it's allocation, it, technically, is running a surplus. However, if you compare the NHS spending to the NI revenues, there is a net 8 unit deficit.

And as I keep repeating.... there's no such thing as a "loss" if it's government funded.
It isn't a commercial enterprise. It doesn't have to make a profit to continue.
The only way it ever runs at a loss is when the tax pot runs dry and they can't fund it any more.
And the only way that can happen is if the vast majority of people aren't being taxed enough and there is no money in the pot for anything. And guess what the government would do? Yep, they would raise the taxes.
But, as you have been shown umpteen times now - the tax burden on the individual would be miniscule.
At one time decades ago, the NI was 7%. It rose to 9% and in recent years has actually been cut to 8.6%.
That's a real-life example of how it works.
We have newer and better equipped hospitals which account for the rise in costs.
Even so, the US costs during that same period for the same stuff has risen by far more than that.


Is the UK operating with a budget surplus? If not, then at least part of that deficit is due to NI not bringing in enough revenues to cover the NHS allocation. That means that program is not self-supporting.

quote:

quote:

ORIGINAL: DesideriScuri
quote:

You need to get your head out of the individualism, profiteering, insurance-based model.
Think of it as a single, non-profit company where it is backed by government-funded tax payers.
This is probably why you just can't visualise the concept.

Right. I can't visualize the concept. [8|]

You are stuck in a commercial model.
A single-payer systems doesn't work like that.
How many examples do you need to see?
I'm not just advocating the UK model - there are many out there to choose from and all are different.
Every single single-payer system in the world is waay cheaper than the US.
Everyone around the world is buying meds and equipment from the same tiny handful of companies.


From what I've seen here and looked into, the UK system sure seems like it's a very effective system. As far as national systems go, I'm leaning towards that as my favorite. That might just be due to knowing more about it, but that's my leaning.







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