DesideriScuri
Posts: 12225
Joined: 1/18/2012 Status: offline
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quote:
ORIGINAL: Politesub53 quote:
ORIGINAL: DesideriScuri OMG!! An 80% savings because he was insured?!? That's awesome!!! Then again, one has to wonder what that bill would have been in, say, Germany, or another area. And, I'm not talking about the cost to the consumer, but the cost to the financier. I didn't see any listing of what the "negotiated costs" were. There is the cost of the service, the cost the insurance company negotiates with the provider, and then there is the covered amount. It doesn't look like there is a breakdown of cost and negotiated cost, unless the "Allowance Insurance C/A" is the negotiated cost. Aetna paid roughly $6500, and the patient is on the hook for $11000. It's entirely possible that the insured hasn't met the deductible limit yet, which would drive up the patient's portion of the bill, too. It could be that the insured has met the deductible, and that after the deductible, it's 80/20, but if the "negotiated cost" is included in the 80% the insurance company is covering, that's a scam, imo. I have bolded another bullshit red herring, the whole debate IS about costs to the CONSUMER. i digress though, since you wanted to compare costs. In the UK it would cost around £2,300 on the NHS or £3,400 via Insurance and private treatment. That works out to about $55,000 Stateside...........lmfao Some of you need to quit bashing Obama, blame the real culprits for high costs, Wake up and smell the fucking coffee. Source for UK costs. http://www.dailymail.co.uk/health/article-72012/Me-operation-appendix.html Not a red herring at all, Polite. My argument is that medical costs in the US are too high. That isn't about who is paying for it, as it's too high when government pays for it, insurance pays for it, or the patient pays for it. Nowhere in my post was Obama mentioned, let alone blamed for the high costs. If the cost of procedures and services in the US were 50% lower, more people could afford care, and/or insurance themselves. And, you do understand, do you not, that whatever government pays, is coming from the taxpayers, who likely include the consumer, right?
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What I support: - A Conservative interpretation of the US Constitution
- Personal Responsibility
- Help for the truly needy
- Limited Government
- Consumption Tax (non-profit charities and food exempt)
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