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joether -> RE: Obama Care (3/14/2014 1:45:29 AM)
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quote:
ORIGINAL: Phydeaux
Score in Colorado:
84,000 people signed up.
249,000 people cancelled.
Net: 160,000 people lose insurance. And of course tax payers are on the hook for the subsidies.
And is there a source to which your acquiring all of these numbers from?
Curious of all this is how uninformed the average American is on the topic. It was not the President who cancelled those policies, nor the Democrats. It wasn't the Republican/Tea Party (shocking, eh?). It was not even the ACA. No, the group to blame for the cancellations are the lawyers that worked directly or indirectly for the insurance companies. Basically the insurance companies got really good advise that the new health care law placed new rules on how insurance is bought, maintained, and managed in the United States. The law stated criteria that had to be met for a particular plan to remain in effect after the Jan 1, 2014 deadline. Those plans that met this criteria were 'grandfathered' under the law.
However, those plans that remained had differing levels of 'grey matter' to be sorted out. The lawyers advised their clients that any amount of 'grey matter' could land the company into a bad court case in which the judge/jury rules in favor of the insurance company's clients (i.e. the people holding the polices). Obviously, none of these insurance companies wanted any sort of 'grey matter' that could interfere with their primary business purpose: making a profit. So the plans were cancelled out and others created using the new set of rules to potential customers. This is stuff not heard from by most Americans, even though after hearing it, most nod their head and understand it makes good business sense. Those that have an obvious agenda to this business understanding, will claim the cancellations are not how I just stated, but some weird conspiracy to undermine the health of every American in the country (or some other crack-pot and/or flaky idea in fantasy).
Those people that lost their insurance because the insurance companies ended them, will have to pick up a new insurance plan or settle for a penalty.
It is important to note not every state took the expanded Medicaid plan. Many of the 'red states' opted out in 'protest' of the ACA. Meanwhile their citizens will simply suffer all manner of problems. The biggest is the Cost to the States Themselves. I've heard that thanks to the 'brilliant minds' in the Florida Republican party, the 4th hospital in that state has closed due to funding issues. The sort of funds that would have been used through the expansion of Medicaid....
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