RE: recent obamacare news (Full Version)

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MrRodgers -> RE: recent obamacare news (12/20/2015 1:07:38 PM)

quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: MrRodgers
As I have written repeatedly, the ACA is simply a mandate for everybody to purchase health care insurance, thus including the young and healthy that would not otherwise purchase it. This is a proviso that becomes then a catering to the for-profit health care market and results in a windfall to the biggest firms that are able to spread the risk among the most policy holders. (all insurance is merely a transfer of risk)
Many millions simply cannot afford to purchase this insurance, healthy or not. So govt. steps in, not to guarantee insurance anymore than to guarantee a profit as a direct result of subsidizing what would otherwise be...un-affordable premiums. The major effects of which are then no different then if there was no mandate and only those who can afford healthcare would be held to the mandate. The subsidy is merely a dominant requirement to justify the complete mandate and to provide those profits.
The act is misnamed no differently than all of the job growth and economic growth named tax cuts that resulted in the worse 8 year (2 term) job creation period on record from fiscal 2001 to 2009.
The overall debate of a mandated collective health insurance regime otherwise known as govt. run single payer system, is rendered and propagandized as something alien to the alleged preference of that illusory free market benefit when govt. will not even insure...there is a free market complete with full competition. This even in the knowledge that for the country as a whole (and economy) such a regime is more cost effective but from a resulting lower return in profits.
This debate is deliberately held separate to the obvious and rather expensive illusory benefits of our collective social contributions to say, defense, banking and agric. which we are told is necessary for the protection of the economy, the country and the unpredictability of agriculture without the fallaciousness of it being more cost effective which of course because...it is not and quite deliberately so.
The ACA thus is not health care reform at all. It is the 'Health Care Market Mandate and Subsidized Windfall Profit Act.' What could possibly be better than government not only forcing you to buy [my] service but even subsidizing anyone's inability to pay my high profit-prices ?
Call it right or left for whatever politically partisan motivations you may have. (same mandate offered by the repubs in 92/93) I call it very, very profitable which is the only reason we are here. Gotta love free market capitalism. [sic]


I truly believe the only way single-payer is going to happen here, and costs go down, is if government actually ends up owning the providers, too (like the NHS in the UK). Current hospitals won't accept the reduced reimbursements needed to bring our costs in line with other gov't-run health care systems. They'll opt out of accepting government insurance instead and only accept cash or private insurance. Talk about a clusterfuck, if that were to happen.

I truly do think government is going to have to take the whole damn thing over, including being the employer of the workforce., for this to work here. And, I still don't think there is Constitutional authority for government to do that. There would need to be a Constitutional Amendment for that. And, as crazy as it might sound, I'd support the Amendment.

Well [it] will never happen here because of the financial/political power of the profiteers. But you are wrong, govt. doen't have to own the providers. Look at Germany's multi-layered, multi-payer system. There are 3 forms of competing providers, private for-profit, non-profit and govt. providers.

Then there are about 130 competing insurance cos. competing for your business even though it is mostly the govt. paying them. They compete on what they will provide, how fast and how skillful. Depending upon who you read, between 10-12% opt out and have private insurance.

So it's possible to have a market-based for profit health insurance regime where through payroll deduction and some pay on the edges in a govt. mandated system that is much more cost-effective than the US system without govt. ownership of the means of provision. (production)

Govt. insures and provides for defense, banking and agric. without owning those market producers.





KenDckey -> RE: recent obamacare news (12/20/2015 1:31:43 PM)

quote:

Nancy Pelosi

But we have to pass the bill so you can find out what is in it, away from the fog of the controversy.
Read more at http://www.brainyquote.com/quotes/authors/n/nancy_pelosi.html#b0BVBJugdIBVEpPO.99


I am still awaiting the controversy to go away, and I feel it won't for a very long long time.

I have always agreed that all SHOULD have medical coverage, but have never been convinced that all SHALL have it.

ACA passed as a Tax. If/when Congress gets rid of the tax parts, I believe it will again go to SCOTUS and probably will fail.

The government took approx 1/10 of out GDP and put it into the hands of companies that are dedicated to profit. There is no limit, and I am not convinced that there should be, a limit on profits. Problem as described above is that if a company wants more profits, all it has to do is to charge/allow to be charged more. Look at the drug company (I can't remember its name) that I think is being investigated for raising the price of a med something like 2000% because it was protected under current trademark/copyright laws. More profit, then charge more. It is a win win for investors.

Nationalization is also a problem. We can mandate that everyone belong to a national health system (I would object) but we could. Then it would be run, I believe, similar to the VA where patients aren't patients but numbers that don't get the treatment needed, but are just run through the system and bonuses are paid to cut costs (usually to the detrement of the individual).

quote:

https://en.wikipedia.org/wiki/Price_controls
Although price controls are sometimes used by governments, economists usually agree that price controls don't accomplish what they are intended to do and are generally to be avoided.






KenDckey -> RE: recent obamacare news (12/20/2015 2:04:18 PM)

http://news.yahoo.com/mumia-abu-jamal-testify-hearing-medical-care-061411384.html

Government controlled healthcare.




freedomdwarf1 -> RE: recent obamacare news (12/20/2015 2:13:01 PM)


quote:

ORIGINAL: KenDckey

http://news.yahoo.com/mumia-abu-jamal-testify-hearing-medical-care-061411384.html

Government controlled healthcare.

Nope. Healthcare controlled by profiteering insurance companies.
The government don't control the healthcare, the insurance companies do.




jlf1961 -> RE: recent obamacare news (12/20/2015 2:32:05 PM)

Freedomdwarf, there is one flaw in your argument.

The filibuster only is allowed in the senate.

The practice can be thrown out in one of two ways.

1) at the beginning of each session (period of weeks in which the senate is to meet) the senate has to agree on the rules. All it would have taken was one democrat making the motion to change the rules so a simple majority could break a filibuster.

The Dems were afraid to do that (its called the nuclear option) because if they ever lost the majority in the senate they would have been screwed.

The threat of the filibuster was there even before the new and reelected senators were sworn in before the session began that dealt with the health care bill.

So the Dems failed to take the teeth out of the GOP threat. In this case it was an EPIC fail.

The second is if during a break for the senate, such as a vacation or holiday, the president called for a special session, they would have had the chance to pass a temporary no filibuster rule.

So there the President fucked up.

Finally, Obama could have acted like he had a set, and told the GOP that unless they stopped their shit, he would veto every pet bill of the GOP that crossed his desk.

Which he didnt.

So, we had a self-castrated president working not for the people of the US but for his own image and place in history.

Of course the GOP didnt help, but they saw the first black president more concerned with his image than with his beliefs, and used it against him.

Which, unfortunately, is the biggest problem with the democrats today. They are a bunch of people more concerned with public image than public welfare. They have no balls for a fight, no spine for standing up for what the believe in, and then, to top it off, come up with some of the biggest bullshit stupid as fuck ideas to solve problems that any one with half a brain knows either wont pass or wont work.

We have one political party and one clusterfuck of assholes pretending to be a political party in the United States.

Obama was a guest on the Oprah Winfry show as a freshman senator. On that show, he outlined what he would like to see in the way of health care reform.

A plan that just about everyone at the time agreed would be feasible, reasonable and garner support from both sides.

What he asked of congress was nothing close to what he said years before he wanted.

What he presented was a hodge podge of ideas that had no chance of working.

Yeah, blame the GOP for their crap, but if Obama had stuck to his guns, and told them to fuck off, we would not have this mess.

The GOP tried an idea to see if the man would blink. He not only blinked, he tucked his tail, dropped his pants and presented his ass for a royal fucking with no argument.




freedomdwarf1 -> RE: recent obamacare news (12/20/2015 2:47:16 PM)

Wherever it happened, it was threatened.
Whatever Obama wanted to do, it got vetoed by the GoP.

The Obama plan sounded good. Even plausible.
By the time the GoP finished re-writing it, it was trash of the biggest order.
It got turned from 'something for everyone and affordable' plan into 'everyone must BUY a better, more expensive healthcare plan and if you don't we'll fine you' plan.

From what we heard over here, it was a case of their way or no way.
He got well and truly railroaded with no options - not if he wanted to get something on the table.

ETA: If Obama had stuck to his guns, you wouldn't have anything at all because the GoP blocked everything.




DesideriScuri -> RE: recent obamacare news (12/20/2015 3:45:37 PM)

quote:

ORIGINAL: ifmaz
quote:

ORIGINAL: DesideriScuri
...
I truly do think government is going to have to take the whole damn thing over, including being the employer of the workforce., for this to work here. And, I still don't think there is Constitutional authority for government to do that. There would need to be a Constitutional Amendment for that. And, as crazy as it might sound, I'd support the Amendment.

Your signature mentions your support for a "limited government", how does the government taking over healthcare fit into that?


It all depends on how you define "limited." In this case, I want government to be limited by a conservative interpretation of the US Constitution. I want government to be limited to only those few things it has the authority for.

If the US Constitution authorized the Fed's to take over healthcare and they did, it would still be a government limited by a conservative interpretation of the Constitution.






DesideriScuri -> RE: recent obamacare news (12/20/2015 4:11:31 PM)

quote:

ORIGINAL: NorthernGent
quote:

ORIGINAL: DesideriScuri
quote:

ORIGINAL: MrRodgers
As I have written repeatedly, the ACA is simply a mandate for everybody to purchase health care insurance, thus including the young and healthy that would not otherwise purchase it. This is a proviso that becomes then a catering to the for-profit health care market and results in a windfall to the biggest firms that are able to spread the risk among the most policy holders. (all insurance is merely a transfer of risk)
Many millions simply cannot afford to purchase this insurance, healthy or not. So govt. steps in, not to guarantee insurance anymore than to guarantee a profit as a direct result of subsidizing what would otherwise be...un-affordable premiums. The major effects of which are then no different then if there was no mandate and only those who can afford healthcare would be held to the mandate. The subsidy is merely a dominant requirement to justify the complete mandate and to provide those profits.
The act is misnamed no differently than all of the job growth and economic growth named tax cuts that resulted in the worse 8 year (2 term) job creation period on record from fiscal 2001 to 2009.
The overall debate of a mandated collective health insurance regime otherwise known as govt. run single payer system, is rendered and propagandized as something alien to the alleged preference of that illusory free market benefit when govt. will not even insure...there is a free market complete with full competition. This even in the knowledge that for the country as a whole (and economy) such a regime is more cost effective but from a resulting lower return in profits.
This debate is deliberately held separate to the obvious and rather expensive illusory benefits of our collective social contributions to say, defense, banking and agric. which we are told is necessary for the protection of the economy, the country and the unpredictability of agriculture without the fallaciousness of it being more cost effective which of course because...it is not and quite deliberately so.
The ACA thus is not health care reform at all. It is the 'Health Care Market Mandate and Subsidized Windfall Profit Act.' What could possibly be better than government not only forcing you to buy [my] service but even subsidizing anyone's inability to pay my high profit-prices ?
Call it right or left for whatever politically partisan motivations you may have. (same mandate offered by the repubs in 92/93) I call it very, very profitable which is the only reason we are here. Gotta love free market capitalism. [sic]

I truly believe the only way single-payer is going to happen here, and costs go down, is if government actually ends up owning the providers, too (like the NHS in the UK). Current hospitals won't accept the reduced reimbursements needed to bring our costs in line with other gov't-run health care systems. They'll opt out of accepting government insurance instead and only accept cash or private insurance. Talk about a clusterfuck, if that were to happen.
I truly do think government is going to have to take the whole damn thing over, including being the employer of the workforce., for this to work here. And, I still don't think there is Constitutional authority for government to do that. There would need to be a Constitutional Amendment for that. And, as crazy as it might sound, I'd support the Amendment.

Just like to add a small point here:
The government do not own the NHS; the people own it.


That's confusing, NG. lol

NHS Wiki
    quote:

    The English NHS is controlled by the UK government through the Department of Health (DH), which takes political responsibility for the service. Resource allocation and oversight was delegated to NHS England, an arms-length body, by the Health and Social Care Act 2012. NHS England commissions primary care services (including GPs) and some specialist services, and allocates funding to 211[18] geographically-based Clinical Commissioning Groups (CCGS) across England. The CCGs commission most services in their areas, including hospital and community-based healthcare.[19]


The #19 source in that quoted section is from the NHS.uk site.
    quote:

    Overview of organisations and their role

    The Secretary of State for Health


    The Secretary of State has overall responsibility for the work of the Department of Health (DH). DH provides strategic leadership for public health, the NHS and social care in England.

    The Department of Health

    The Department of Health (DH) is responsible for strategic leadership and funding for both health and social care in England. The DH is a ministerial department, supported by 23 agencies and public bodies. For detailed information, visit the DH website.

    NHS England

    NHS England is an independent body, at arm’s length to the government. It's main role is to improve health outcomes for people in England. It:
    • provides national leadership for improving outcomes and driving up the quality of care
    • oversees the operation of clinical commissioning groups (CCGs)
    • allocates resources to CCGs
    • commissions primary care and specialist services


Does the NHS have nearly complete autonomy from the government? How much control does the Department of Health have on the NHS.

Before I forget, thank you for the correction.

quote:

Of course were you to abandon your voice then the government will own it, that much is obvious.
And, in that circumstance they can take it in whatever direction they so desire.
But, one thing that is a cast iron fact is that in the United States you are encouraged to visit the doctor or the hospital no matter the seriousness of the ailment, absolutely anything is within bounds because as long as you are there you are being charged; whereas in England you are encouraged to not turn up with no more than a common cold because it is public funds footing the bill and there is only so much of public funds to go around.


Who is encouraging people to visit care providers in the US? Last time I went to the Dr. was in October for my annual wellness visit (garners me a 15% reduction on my premium fees through work). Before that was January because I was sick as fuck. lol

quote:

I think generally that business is a better bet in running most things, even though I have been in business long enough to know that the theoretical invisible hand is absolute nonsense and there are a boat load of sycophants and politicians in business that make it inefficient in its own way. It ain't no meritocracy.
But, health is one area that really should not be ran by business and the United States is a very good example of why that is the case.


Part of the problem isn't that it's run by business, but that it's been demonstrated to be very lucrative business. It's going to be very difficult to get that genie back in the bottle. The amount physicians get paid here is huge compared to Germany and the UK. NHS physicians make pretty good money, but not the kind of money made in the US by a comparable physician.

How much does private insurance run in the UK?




jlf1961 -> RE: recent obamacare news (12/20/2015 4:14:30 PM)


quote:

ORIGINAL: freedomdwarf1

Wherever it happened, it was threatened.
Whatever Obama wanted to do, it got vetoed by the GoP.

The Obama plan sounded good. Even plausible.
By the time the GoP finished re-writing it, it was trash of the biggest order.
It got turned from 'something for everyone and affordable' plan into 'everyone must BUY a better, more expensive healthcare plan and if you don't we'll fine you' plan.

From what we heard over here, it was a case of their way or no way.
He got well and truly railroaded with no options - not if he wanted to get something on the table.

ETA: If Obama had stuck to his guns, you wouldn't have anything at all because the GoP blocked everything.



No, the GOP threatened and OBAMA caved.

the plan he submitted wasnt even a plan, it was a 20 page set of goals, NONE OF WHICH WERE MET.

And, fyi, only the president has the veto power, and the house has the power to over ride the veto.

The GOP did nothing more than see how far they could push opposition and he backed down like a scared rabbit. He caved on the first threat. Did absolutely nothing to call their bluff.

He bailed out and ran with his tail between his legs




DesideriScuri -> RE: recent obamacare news (12/20/2015 4:31:18 PM)

quote:

ORIGINAL: MrRodgers
quote:

ORIGINAL: DesideriScuri
quote:

ORIGINAL: MrRodgers
As I have written repeatedly, the ACA is simply a mandate for everybody to purchase health care insurance, thus including the young and healthy that would not otherwise purchase it. This is a proviso that becomes then a catering to the for-profit health care market and results in a windfall to the biggest firms that are able to spread the risk among the most policy holders. (all insurance is merely a transfer of risk)
Many millions simply cannot afford to purchase this insurance, healthy or not. So govt. steps in, not to guarantee insurance anymore than to guarantee a profit as a direct result of subsidizing what would otherwise be...un-affordable premiums. The major effects of which are then no different then if there was no mandate and only those who can afford healthcare would be held to the mandate. The subsidy is merely a dominant requirement to justify the complete mandate and to provide those profits.
The act is misnamed no differently than all of the job growth and economic growth named tax cuts that resulted in the worse 8 year (2 term) job creation period on record from fiscal 2001 to 2009.
The overall debate of a mandated collective health insurance regime otherwise known as govt. run single payer system, is rendered and propagandized as something alien to the alleged preference of that illusory free market benefit when govt. will not even insure...there is a free market complete with full competition. This even in the knowledge that for the country as a whole (and economy) such a regime is more cost effective but from a resulting lower return in profits.
This debate is deliberately held separate to the obvious and rather expensive illusory benefits of our collective social contributions to say, defense, banking and agric. which we are told is necessary for the protection of the economy, the country and the unpredictability of agriculture without the fallaciousness of it being more cost effective which of course because...it is not and quite deliberately so.
The ACA thus is not health care reform at all. It is the 'Health Care Market Mandate and Subsidized Windfall Profit Act.' What could possibly be better than government not only forcing you to buy [my] service but even subsidizing anyone's inability to pay my high profit-prices ?
Call it right or left for whatever politically partisan motivations you may have. (same mandate offered by the repubs in 92/93) I call it very, very profitable which is the only reason we are here. Gotta love free market capitalism. [sic]


I truly believe the only way single-payer is going to happen here, and costs go down, is if government actually ends up owning the providers, too (like the NHS in the UK). Current hospitals won't accept the reduced reimbursements needed to bring our costs in line with other gov't-run health care systems. They'll opt out of accepting government insurance instead and only accept cash or private insurance. Talk about a clusterfuck, if that were to happen.
I truly do think government is going to have to take the whole damn thing over, including being the employer of the workforce., for this to work here. And, I still don't think there is Constitutional authority for government to do that. There would need to be a Constitutional Amendment for that. And, as crazy as it might sound, I'd support the Amendment.

Well [it] will never happen here because of the financial/political power of the profiteers. But you are wrong, govt. doen't have to own the providers. Look at Germany's multi-layered, multi-payer system. There are 3 forms of competing providers, private for-profit, non-profit and govt. providers.
Then there are about 130 competing insurance cos. competing for your business even though it is mostly the govt. paying them. They compete on what they will provide, how fast and how skillful. Depending upon who you read, between 10-12% opt out and have private insurance.
So it's possible to have a market-based for profit health insurance regime where through payroll deduction and some pay on the edges in a govt. mandated system that is much more cost-effective than the US system without govt. ownership of the means of provision. (production)
Govt. insures and provides for defense, banking and agric. without owning those market producers.


Agriculture is fucked up. Price supports lead to some farmers being paid to NOT farm land (anecdote: I used to call on a farmer in a former job. He had hundreds of acres, but also took care of his neighbor's small acreage (30-40 acres, if memory serves) as it was right next to his own. His neighbor would let him plant and then they shared the revenue from the crop. Some years, his neighbor would not let his land be farmed because he was getting paid by the Feds to not plant that year.) Because of all sorts of price floors and guarantees, the Federal government spends an incredible amount of money where it shouldn't be. Yes, food prices would rise, but then, we'd actually have a more free market for food.

Banking? The Federal Reserve runs the banking industry. The FDIC might insure funds in banks (up to a cap), but the government isn't insuring or providing for banking.

Defense is an authority granted the Federal Government by the Constitution, so it's quite a bit different. I know we can't prove or refute this, but how much would stuff cost if the Federal Government took over the making of the equipment for defense?




TieMeInKnottss -> RE: recent obamacare news (12/20/2015 4:38:18 PM)

This is an interesting article about healthcare costs in America. It is a couple of years old and from Time so some may have seen it is the past

http://www.uta.edu/faculty/story/2311/Misc/2013,2,26,MedicalCostsDemandAndGreed.pdf




KenDckey -> RE: recent obamacare news (12/20/2015 4:54:21 PM)


quote:

ORIGINAL: freedomdwarf1


quote:

ORIGINAL: KenDckey

http://news.yahoo.com/mumia-abu-jamal-testify-hearing-medical-care-061411384.html

Government controlled healthcare.

Nope. Healthcare controlled by profiteering insurance companies.
The government don't control the healthcare, the insurance companies do.

Let see. I have Tricare (That is US Military, a part of the Government) Medicare (which is required for me to maintain my Tricare by Federal Law and is a part of the Government), The cited case is Department of Corrections of the US Government, and then there is the VA (which is a part of the Government). None of which are run by insurance companies.




jlf1961 -> RE: recent obamacare news (12/20/2015 4:59:21 PM)

DesideriScuri, the reason farmers are paid not to plant is only partially due to price.

The main reason is that American farmers produce too much, and in the past that was a good thing.

The problem now is that grain crops are setting in storage elevators for two and sometimes as much as four years before being used. One local grain elevator had to start piling grain on concrete pads due to no room in the elevator itself.

The stored grain is more than demand can handle.

This wasnt a bad thing when we were selling wheat, corn, and other grains to the Soviets during the cold war, problem is that after the cold war ended, they got a few American farmers to go over and show them how to grow enough grain crops for their population, with more than enough to export.

Of course, that is about to change dramatically, due to the prolonged droughts in the US grain belt, which is only partially due to Climate Change or global warming, and 98% due to the fact that the US Farmers have wrecked the natural water system.

The grain belt sits on one of the largest aquifers in the world. After WW2, farmers took to drilling wells to tap that resource. Cities took to drilling wells to tap that resource.

And with more water, more crops were planted.

All well and good, except...

During years of drought, there are no rains to replenish that underground water supply, so it takes deeper and deeper wells to reach it.

A lessen I learned last year when my well started sucking mud. I had to go down an additional 150 feet to hit stable water flow to the pump.

There are a lot of reasons that natural water cycle has been impacted, and directly blamable on humans.

First, there is deforestation. Less rain forest, less rain.

Want proof? Look at the history of the Sahara desert, it has alternated between lush savanah and desert for the last half million years.

Then there is the fact that a lot of farm land world wide is played out, thanks in a large part to the chisel point plow.

By turning the entire top soil layer of farm land, much of it was lost to wind (much like the dust bowl years.)

Then you have the fact that the US basically built 35000 dams on major river networks. When you impede the flow of a river, you impact much more than the water level down stream. Water evaporates off the river the entire its entire length.




MercTech -> RE: recent obamacare news (12/20/2015 6:04:40 PM)

I'm still of an opinion that the health care reform we really need is a SEC rule that makes for profit health insurance companies owning all or in part health care providers a forbidden business practice.

With Bernie Sanders invoking the spirit of Teddy Roosevelt when talking of breaking the multi billion dollar health insurance industry that is conflating health care costs... I'm starting to like that crazy guy.




TieMeInKnottss -> RE: recent obamacare news (12/20/2015 6:27:56 PM)

Strange as this sounds...they will never be able to kick corporations out of healthcare because...they are one of the largest employers in the country. Effectively, it would unemploy over 15 million people (and that is leaving another couple of million still employed in the field but now working for the government).




MrRodgers -> RE: recent obamacare news (12/20/2015 6:40:10 PM)


quote:

ORIGINAL: bounty44

here is more or less the essential question almost every one either dances around or completely ignores.

if a handful of people want to get together and willingly participate in cost sharing, either themselves, or through the market in some way, I see that as being free.

if the government steps in and forces its citizens to do so, then some freedom is lost.

to me, the collectivists need to give those who oppose them a convincing philosophical argument as to how this is moral.

Defense, banking and agric. (ethanol ?) are, just to name three industries where the govt. doesn't ask the people if they are to collectively get the bill to insure their function. (and the taxpayer is forced to pay whatever the govt. see fits) If that's moral, then collectivist medicine and health care is as equally moral.

There are no facts or extrapolation of fact preventing the US from a system like Germany's or Japan's for just two good examples. I don't like the ACA either but for different reasons. It is a mandate not as much for health care insurance as it is a mandate to pay windfall profits to providers and insurers.




MrRodgers -> RE: recent obamacare news (12/20/2015 6:56:57 PM)

quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: MrRodgers
quote:

ORIGINAL: DesideriScuri
quote:

ORIGINAL: MrRodgers
As I have written repeatedly, the ACA is simply a mandate for everybody to purchase health care insurance, thus including the young and healthy that would not otherwise purchase it. This is a proviso that becomes then a catering to the for-profit health care market and results in a windfall to the biggest firms that are able to spread the risk among the most policy holders. (all insurance is merely a transfer of risk)
Many millions simply cannot afford to purchase this insurance, healthy or not. So govt. steps in, not to guarantee insurance anymore than to guarantee a profit as a direct result of subsidizing what would otherwise be...un-affordable premiums. The major effects of which are then no different then if there was no mandate and only those who can afford healthcare would be held to the mandate. The subsidy is merely a dominant requirement to justify the complete mandate and to provide those profits.
The act is misnamed no differently than all of the job growth and economic growth named tax cuts that resulted in the worse 8 year (2 term) job creation period on record from fiscal 2001 to 2009.
The overall debate of a mandated collective health insurance regime otherwise known as govt. run single payer system, is rendered and propagandized as something alien to the alleged preference of that illusory free market benefit when govt. will not even insure...there is a free market complete with full competition. This even in the knowledge that for the country as a whole (and economy) such a regime is more cost effective but from a resulting lower return in profits.
This debate is deliberately held separate to the obvious and rather expensive illusory benefits of our collective social contributions to say, defense, banking and agric. which we are told is necessary for the protection of the economy, the country and the unpredictability of agriculture without the fallaciousness of it being more cost effective which of course because...it is not and quite deliberately so.
The ACA thus is not health care reform at all. It is the 'Health Care Market Mandate and Subsidized Windfall Profit Act.' What could possibly be better than government not only forcing you to buy [my] service but even subsidizing anyone's inability to pay my high profit-prices ?
Call it right or left for whatever politically partisan motivations you may have. (same mandate offered by the repubs in 92/93) I call it very, very profitable which is the only reason we are here. Gotta love free market capitalism. [sic]


I truly believe the only way single-payer is going to happen here, and costs go down, is if government actually ends up owning the providers, too (like the NHS in the UK). Current hospitals won't accept the reduced reimbursements needed to bring our costs in line with other gov't-run health care systems. They'll opt out of accepting government insurance instead and only accept cash or private insurance. Talk about a clusterfuck, if that were to happen.
I truly do think government is going to have to take the whole damn thing over, including being the employer of the workforce., for this to work here. And, I still don't think there is Constitutional authority for government to do that. There would need to be a Constitutional Amendment for that. And, as crazy as it might sound, I'd support the Amendment.

Well [it] will never happen here because of the financial/political power of the profiteers. But you are wrong, govt. doen't have to own the providers. Look at Germany's multi-layered, multi-payer system. There are 3 forms of competing providers, private for-profit, non-profit and govt. providers.
Then there are about 130 competing insurance cos. competing for your business even though it is mostly the govt. paying them. They compete on what they will provide, how fast and how skillful. Depending upon who you read, between 10-12% opt out and have private insurance.
So it's possible to have a market-based for profit health insurance regime where through payroll deduction and some pay on the edges in a govt. mandated system that is much more cost-effective than the US system without govt. ownership of the means of provision. (production)
Govt. insures and provides for defense, banking and agric. without owning those market producers.


Agriculture is fucked up. Price supports lead to some farmers being paid to NOT farm land (anecdote: I used to call on a farmer in a former job. He had hundreds of acres, but also took care of his neighbor's small acreage (30-40 acres, if memory serves) as it was right next to his own. His neighbor would let him plant and then they shared the revenue from the crop. Some years, his neighbor would not let his land be farmed because he was getting paid by the Feds to not plant that year.) Because of all sorts of price floors and guarantees, the Federal government spends an incredible amount of money where it shouldn't be. Yes, food prices would rise, but then, we'd actually have a more free market for food.

Banking? The Federal Reserve runs the banking industry. The FDIC might insure funds in banks (up to a cap), but the government isn't insuring or providing for banking.

Defense is an authority granted the Federal Government by the Constitution, so it's quite a bit different. I know we can't prove or refute this, but how much would stuff cost if the Federal Government took over the making of the equipment for defense?


The FDIC is similar to Fannie and Freddie, an implicit govt. guarantee. Bankers pay a govt. mandated insurance premium to the FDIC and [it] insures bank deposits. Often in history, those premiums were insufficient to cover bank failures. The FDIC then seeks funding from the treasury. When that required enabling legislation, the RTC (resolution trust corp.) was formed. The RTC was formed to essentially lose $400 billion of taxpayer money to bailout the S & L's.

Why can't the people pay a premium to the govt. and get health insurance in the same manner ? 'Medicare for all' with price controls. Health care for all and it would be done deal.




KenDckey -> RE: recent obamacare news (12/20/2015 7:15:18 PM)

Medicare doesn't cover everything either. There is no code for an federal ambulance called by a Federal Representatie to come from one state to the other to decide that theyc an't do anything and call in a helicopter to transport. The Fed ambulance then bills the patient because Medicare won't pay because they didn't have a medical need. That costs hundreds of dollars. The only recourse is appeal which Medicare doesn't answer and you get sent to collectios. Course we all know that the fed will get it's money back because it screwed up unless you go to federal court and sue. Then the gov can claim immunity and you lose. and pay




Greta75 -> RE: recent obamacare news (12/20/2015 7:26:26 PM)

FR

It's one biggest puzzling thing for healthcare in the US. Why is it the most expensive in the entire universe!

National insurance like Obama care are also outrageously priced!





Phydeaux -> RE: recent obamacare news (12/20/2015 10:19:20 PM)

You have the equation exactly backwards.

US healthcare is the most expensive in the world because we can.

In other words - as a % we pay very low rates for food, and for housing. Our amounts spent on recreation are among the highest in the world as well - because we can.

We have more disposable income, so people choose to spend it on healthcare in order to live better and longer.




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