RE: Doctors refusing to treat the obese, smokers, etc. (Full Version)

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SirKenin -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 7:04:03 AM)

quote:

ORIGINAL: ChaoticLove
I guess it comes down to what people deem as a basic human right. 


This issue was challenged in Canadian Court on the basis of Human Rights.  The case was thrown out of Court...




Theslavetrainer -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 7:11:20 AM)

LOL, so America is Canada's Mexico. You gotta admit, thats too funny.




Daddy4UdderSlut -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 7:22:38 AM)

quote:

ORIGINAL: popeye1250

E-String, I didn't say the govt should "run" a healthcare program I just said we (The Taxpayers) could "Afford" to have one if we got rid of all the illegal aliens in our country and did away with all those different "foreign aid" programs.
The money would be there.
Of course I wouldn't want the govt running it! lol

I don't think we actually spend much on foreign aid.  There is no percentage listed, but you can see a chart of US Federal Budget contributions for the last four fiscal years at:
http://www.federalbudget.com/
... and "International Assistance Programs" is just a small blip.  The big guys are Depts of Defense, Health & Human Services, Treasury (Debt servicing), and Social Security.  What's actually not even listed in the budget there is the Iraq war effort, which is not part of the normal DOD budget.  The Iraq war would be the next biggest item - operations alone there are costing about 6 billion per month.




popeye1250 -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 8:54:06 AM)

Daddy, I've seen figures of $60-$80B in foreign aid if one also takes into consideration the U.S. State Dept giveaway programs.
Whatever the figure it's surely tens of billions.
As for Iraq "rebuilding Iraq" wasn't part of the deal when Bush proposed going in there.
I'll surely be on the phone to my congressman and senator about that in the months ahead!
(Lindsey Graham is a "dead duck" in this state!)




kisshou -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 8:58:20 AM)

I had a Dr refuse to treat me because I would not take the medicine he prescribed. I found another Doctor.




Kedikat -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 12:08:42 PM)

quote:

ORIGINAL: Estring

quote:

ORIGINAL: popeye1250

If we could just get doctors to stop treating illegal aliens and Billing the Taxpayers for it through Medicare and other programs we'd probably be able to afford socialized medicine for all U.S. Citizens like Julia said.
I'm in favor of some type of National Healthcare System for all U.S. Citizens too Julia.
If we did away with all those foreign aid programs it would be very doable financially!


I usually agree with you popeye, but why would you want to put such an important thing as healthcare in the hands of the government? They will mismanage and destroy it just as they do everything else they run.
And from wht I have heard, the Canadien health care system is nothing to write home about. For many major procedures, many Canadiens come to the US to have them done anyway. That doesn't say a lot about the worth of their system.
I do agree with the part about illegal aliens though.


As usual what you've heard is what you wish.
Our per capita costs are much lower than the US.
Our infant mortality rate is lower.
Our general level of health is better.
Our system pays for needed procedures even when done in the US. ( a smaller less dense population can't have as many full feature systems often sitting idle so it makes sense to do it that way )
Our drug costs are lower.
Interesting that you bitch about taxes, but paying excessive premiums for health insurance is fine?
Our system is not denied if you have a prior illness. Does not depend on you staying at a job, with the employer using the fear of losing benifits.
Does not change your cost or right to service based on your lifestyle.




captiveplatypus -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 12:17:56 PM)

Forgive me if this has been said before, but it does state when you go to emergency rooms that it is against the law for them to turn away patients for any reason.  If it is not life threatening, however, and they're going to a private practitioner, yeah I suppose they could turn them away.




captiveplatypus -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 12:21:03 PM)

quote:

ORIGINAL: Kedikat

quote:

ORIGINAL: Estring

quote:

ORIGINAL: popeye1250

If we could just get doctors to stop treating illegal aliens and Billing the Taxpayers for it through Medicare and other programs we'd probably be able to afford socialized medicine for all U.S. Citizens like Julia said.
I'm in favor of some type of National Healthcare System for all U.S. Citizens too Julia.
If we did away with all those foreign aid programs it would be very doable financially!


I usually agree with you popeye, but why would you want to put such an important thing as healthcare in the hands of the government? They will mismanage and destroy it just as they do everything else they run.
And from wht I have heard, the Canadien health care system is nothing to write home about. For many major procedures, many Canadiens come to the US to have them done anyway. That doesn't say a lot about the worth of their system.
I do agree with the part about illegal aliens though.


As usual what you've heard is what you wish.
Our per capita costs are much lower than the US.
Our infant mortality rate is lower.
Our general level of health is better.
Our system pays for needed procedures even when done in the US. ( a smaller less dense population can't have as many full feature systems often sitting idle so it makes sense to do it that way )
Our drug costs are lower.
Interesting that you bitch about taxes, but paying excessive premiums for health insurance is fine?
Our system is not denied if you have a prior illness. Does not depend on you staying at a job, with the employer using the fear of losing benifits.
Does not change your cost or right to service based on your lifestyle.



Uhh, yeah, I can't get health insurance because I was born with scoliosis, have one lung and one kidney.  No one will accept me.  And medicaid won't cover me because I'm not disabled and have worked.  Now that I am trying to go to school full time I cannot get any health benefits.  I think that is total crap.  Don't defend the American Healthcare System, it doesn't cover those who actually need serious health care, just the healthy that it won't cost them anything to cover.  Love that money to death, just our death.




popeye1250 -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 1:28:51 PM)

Captive, that sucks BIG TIME!
Illegal aliens get $100,000 operations for all kinds of things picked by the U.S. Taxpayer (of course!) and you can't get Medicaid?
Call your congressman!




StrongButKind -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 8:31:43 PM)

quote:

ORIGINAL: captiveplatypus

Uhh, yeah, I can't get health insurance because I was born with scoliosis, have one lung and one kidney.  No one will accept me.  And medicaid won't cover me because I'm not disabled and have worked.  Now that I am trying to go to school full time I cannot get any health benefits.  I think that is total crap.  Don't defend the American Healthcare System, it doesn't cover those who actually need serious health care, just the healthy that it won't cost them anything to cover.  Love that money to death, just our death.


If any employer has denied you enrollment in their health insurance plan for these reasons since 1997, you should report them for violation of the Health Insurance Portability and Accountability Act of 1996. Moving forward, get a job with a company with a group health plan, and, at worst after an exclusionary period not to exceed 12 months, you are entitled to full health coverage.




nefertari -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 8:36:01 PM)

quote:


If any employer has denied you enrollment in their health insurance plan for these reasons since 1997, you should report them for violation of the Health Insurance Portability and Accountability Act of 1996. Moving forward, get a job with a company with a group health plan, and, at worst after an exclusionary period not to exceed 12 months, you are entitled to full health coverage.


It's 18 months in Ohio, but it may not be the same everywhere.




StrongButKind -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 8:42:18 PM)

quote:

ORIGINAL: nefertari

quote:


If any employer has denied you enrollment in their health insurance plan for these reasons since 1997, you should report them for violation of the Health Insurance Portability and Accountability Act of 1996. Moving forward, get a job with a company with a group health plan, and, at worst after an exclusionary period not to exceed 12 months, you are entitled to full health coverage.


It's 18 months in Ohio, but it may not be the same everywhere.



HIPAA is a federal law -- it does not vary from state to state. The 18-month period is only for late-enrollers in the health plan. If you enroll at the first opportunity, the period is capped at 12 months.




captiveplatypus -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 9:04:33 PM)

quote:

ORIGINAL: StrongButKind

quote:

ORIGINAL: captiveplatypus

Uhh, yeah, I can't get health insurance because I was born with scoliosis, have one lung and one kidney.  No one will accept me.  And medicaid won't cover me because I'm not disabled and have worked.  Now that I am trying to go to school full time I cannot get any health benefits.  I think that is total crap.  Don't defend the American Healthcare System, it doesn't cover those who actually need serious health care, just the healthy that it won't cost them anything to cover.  Love that money to death, just our death.


If any employer has denied you enrollment in their health insurance plan for these reasons since 1997, you should report them for violation of the Health Insurance Portability and Accountability Act of 1996. Moving forward, get a job with a company with a group health plan, and, at worst after an exclusionary period not to exceed 12 months, you are entitled to full health coverage.


yes I know, but currently I am trying to go back to college full time.




StrongButKind -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 9:24:33 PM)

quote:

ORIGINAL: captiveplatypus

quote:

ORIGINAL: StrongButKind

quote:

ORIGINAL: captiveplatypus

Uhh, yeah, I can't get health insurance because I was born with scoliosis, have one lung and one kidney.  No one will accept me.  And medicaid won't cover me because I'm not disabled and have worked.  Now that I am trying to go to school full time I cannot get any health benefits.  I think that is total crap.  Don't defend the American Healthcare System, it doesn't cover those who actually need serious health care, just the healthy that it won't cost them anything to cover.  Love that money to death, just our death.


If any employer has denied you enrollment in their health insurance plan for these reasons since 1997, you should report them for violation of the Health Insurance Portability and Accountability Act of 1996. Moving forward, get a job with a company with a group health plan, and, at worst after an exclusionary period not to exceed 12 months, you are entitled to full health coverage.


yes I know, but currently I am trying to go back to college full time.


If you have had coverage at work, HIPAA may guarantee you the right to enroll in a private plan. If not, you might consider working first to get such eligibility.

My regrets for the tough lot you've face with health coverage. I hope things go better for you in the future. I do encourage you to learn your rights under HIPAA to hopefully minimize the impact of these conditions to your coverage status. Be well, and best in all things.




captiveplatypus -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 9:27:24 PM)

I was going to do Cobra through my previous employment, but there was no way I could afford $400 a month for health insurance, not a chance in hell. :(




MistressLorelei -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 9:58:40 PM)

quote:

ORIGINAL: captiveplatypus

I was going to do Cobra through my previous employment, but there was no way I could afford $400 a month for health insurance, not a chance in hell. :(


Yes, it's crazy.  $400 - $500 a month if you have just one kid... and typically over $200 if you are single.  I believe 18 months is the norm for Cobra if you quit or are terminated, and 36 months in death of a spouse or divorce.

If you go without health insurance in the US for over 60 days, you  are no longer protected under the HIPAA.... so  someone who becomes chronically ill after the 60 days will  be hard-pressed to ever get health insurance again.




StrongButKind -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 10:10:00 PM)

quote:

ORIGINAL: MistressLorelei

If you go without health insurance in the US for over 60 days, you  are no longer protected under the HIPAA.... so don't get a disease or  become chronically ill if that's the case, because you will  be hard-pressed to ever get insurance again.



This is a common misconception. Going without health insurance for 63 days can result in pre-existing conditions (including only those conditions diagnosed, treated, or on which you received medical advice in the six months prior to coverage initiation) having a period not to exceed 12 months during which they are not covered; however, after that period, they must be covered according to the plan's normal coverage. As to the specific notion that it will make it hard to get insurance, an employer may not deny insurance enrollment based on health status. It is part of the discrimination rules of HIPAA, and has nothing whatsoever to do with how long you have gone without coverage.

Edited to add citation:
29 CFR 2590
See sections 701-3 (limits on preexisting condition exclusionary period) and 702 (prohibiting discrimination against participants and beneficiaries based on a health factor).




MistressLorelei -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 10:30:46 PM)

Many diagnosed with a serious illness may not be able to work a full-time job, thus gaining access to group health.

Perhaps my wording was cloudy...  Msn Know your COBRA rights explains it better:

"Let's say a 27-year-old woman loses her job, but decides not to elect COBRA. Sixty-four days pass and she's still uninsured and jobless. A doctor diagnoses cancer. Now she has a pre-existing condition and her 60-day time limit for electing COBRA has expired. It's also been more than 63 days since she's had continuous group health insurance. No individual insurer will issue her a policy that will cover her cancer treatment, if she can get individual health insurance at all. If she does find a job that offers her health insurance, she may have to sit out a waiting period of up to 12 months before that plan will cover any cancer treatment"

This was the way things were explained to me when I had to consider COBRA after a divorce.




captiveplatypus -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 10:36:20 PM)

quote:

ORIGINAL: MistressLorelei

quote:

ORIGINAL: captiveplatypus

I was going to do Cobra through my previous employment, but there was no way I could afford $400 a month for health insurance, not a chance in hell. :(


Yes, it's crazy.  $400 - $500 a month if you have just one kid... and typically over $200 if you are single.  I believe 18 months is the norm for Cobra if you quit or are terminated, and 36 months in death of a spouse or divorce.

If you go without health insurance in the US for over 60 days, you  are no longer protected under the HIPAA.... so  someone who becomes chronically ill after the 60 days will  be hard-pressed to ever get health insurance again.



pardon my language but that's F'd up.  So because I can't afford $400 (which is what I was being charged as a SINGLE) a month then I am screwed to die?  Yay.




StrongButKind -> RE: Doctors refusing to treat the obese, smokers, etc. (8/9/2006 10:44:08 PM)

quote:

ORIGINAL: MistressLorelei

Many diagnosed with a serious illness may not be able to work a full-time job, thus gaining access to group health.

Perhaps my wording was cloudy...  Msn Know your COBRA rights explains it better:

"Let's say a 27-year-old woman loses her job, but decides not to elect COBRA. Sixty-four days pass and she's still uninsured and jobless. A doctor diagnoses cancer. Now she has a pre-existing condition and her 60-day time limit for electing COBRA has expired. It's also been more than 63 days since she's had continuous group health insurance. No individual insurer will issue her a policy that will cover her cancer treatment, if she can get individual health insurance at all. If she does find a job that offers her health insurance, she may have to sit out a waiting period of up to 12 months before that plan will cover any cancer treatment"


This was the way things were explained to me when I had to consider COBRA after a divorce.


This is completely accurate. The only thing I would note is that a full-time job is not necessarily required for group coverage. Many part time jobs offer it, as well, and HIPAA applies to such plans offered to part time employees.

If one finds him or herself in such an unfortunate situation as your hypothetical, seek out a large non-profit academic hospital. Most have a free care program patients can apply to. Many large academic hospitals will treat any legal resident regardless of insurance status, even for non emergency care, even though they are not obligated to.




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