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ORIGINAL: HatesParisHilton

so, Iald, lemme ask you this:

on a comic book payment system, you would most liklely earn - at most, starting out - $12 per hour on any given project, paid UPON COMPLETION, not per hour (which allows PSEUDO artists and pseudo creatives to rort the system).

would such a pay-rate be enough for you, yes or no?

like the kids here in Oz that won't take that rate, they'd rather stay on the fucking DOLE.  and do part time barrista bullshit.

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ORIGINAL: Ialdabaoth

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ORIGINAL: Musicmystery

Have it your way.

The situation is hopeless, with absolutely no chance of ever solving it.

No chances of self-employment either, I'm certain. Completely lost cause.

Enjoy.

Heh.

It's always been a wry amusement to see how people react to depression.

Any time I try to make a valid point, it's "Oh, you're just depressed! That's just the depression talking!"

Any time I give up, it's "Get off your ass! You aren't sick, you're just lazy! Fine then, you DESERVE to fail!"


... I can deal with people talking out both sides of their mouth, I just really wish I knew which side was full of shit.

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ORIGINAL: Musicmystery

People may have to [shudder] start buying homes and cars they can afford, instead of what they wish for.

Everyone here who has lost one or both did so because they were overextended. Truth is, the loans should never have been made, and those people wouldn't have been upside down. People learning the difference between a want and a need wouldn't be such a bad thing either.

What I DON'T see is any of those neighbors standing in bread lines or selling apples on the corner. They did, however, have to scale down to meet reality--kicking and screaming, perhaps, but back to reality.

If all this means people learn to pay as they go and save for down times, I say it's a hard but overdo and important lesson.

Learning the true value of their marketable skills, vs. what someone will create for them so they can just show up or it, would also be the start to some real financial maturity (as well as true security and independence).

I've taken job hits before. And it sucks. But those were also times of productive self-reassessment and then on to much better opportunities. After a few of those, I learned to make the process continuing, instead of waiting to get kicked.

That's real security. It can only come from oneself. The victim thing just doesn't work for me. Never did.

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ORIGINAL: UncleNasty

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ORIGINAL: Musicmystery

People may have to [shudder] start buying homes and cars they can afford, instead of what they wish for.

Everyone here who has lost one or both did so because they were overextended. Truth is, the loans should never have been made, and those people wouldn't have been upside down. People learning the difference between a want and a need wouldn't be such a bad thing either.

What I DON'T see is any of those neighbors standing in bread lines or selling apples on the corner. They did, however, have to scale down to meet reality--kicking and screaming, perhaps, but back to reality.

If all this means people learn to pay as they go and save for down times, I say it's a hard but overdo and important lesson.

Learning the true value of their marketable skills, vs. what someone will create for them so they can just show up or it, would also be the start to some real financial maturity (as well as true security and independence).

I've taken job hits before. And it sucks. But those were also times of productive self-reassessment and then on to much better opportunities. After a few of those, I learned to make the process continuing, instead of waiting to get kicked.

That's real security. It can only come from oneself. The victim thing just doesn't work for me. Never did.

The foreclosure suit filed against me was the result of lost income from an accident. An inexperienced kid pulled out in front of me whilst riding my motorcycle. And the dominoes in my life began to fall. 

As for there being any accuracy in your statement, which I've highlighted, it is apparent you don't really know what you're speaking of and have simply chosen to believe what the mainstream media has offered up.

Uncle Nasty

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ORIGINAL: Musicmystery

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ORIGINAL: UncleNasty

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ORIGINAL: Musicmystery

People may have to [shudder] start buying homes and cars they can afford, instead of what they wish for.

Everyone here who has lost one or both did so because they were overextended. Truth is, the loans should never have been made, and those people wouldn't have been upside down. People learning the difference between a want and a need wouldn't be such a bad thing either.

What I DON'T see is any of those neighbors standing in bread lines or selling apples on the corner. They did, however, have to scale down to meet reality--kicking and screaming, perhaps, but back to reality.

If all this means people learn to pay as they go and save for down times, I say it's a hard but overdo and important lesson.

Learning the true value of their marketable skills, vs. what someone will create for them so they can just show up or it, would also be the start to some real financial maturity (as well as true security and independence).

I've taken job hits before. And it sucks. But those were also times of productive self-reassessment and then on to much better opportunities. After a few of those, I learned to make the process continuing, instead of waiting to get kicked.

That's real security. It can only come from oneself. The victim thing just doesn't work for me. Never did.

The foreclosure suit filed against me was the result of lost income from an accident. An inexperienced kid pulled out in front of me whilst riding my motorcycle. And the dominoes in my life began to fall. 

As for there being any accuracy in your statement, which I've highlighted, it is apparent you don't really know what you're speaking of and have simply chosen to believe what the mainstream media has offered up.

Uncle Nasty

By "here," UN, I mean literally here, my living breathing neighbors. Your situation is anecdotal, and not a function of the economy.

I very much DO think--from neighbors, not from "what the mainstream media has offered up," that, for example, struggling to make mortgage payments while three months beyond on the power bill and driving a $40,000 pickup on which one carries a seven year--yes, seven year--loan is, well, stupid.

She cried for a month when a kid hit the truck (ran a stop sign) and she found out she owed $5000 more than than truck was worth---not because she now couldn't get another truck, but because she couldn't get a new truck (and didn't have the $5000 for the upside down loan.

After a year, it finally occurred to her that maybe she couldn't afford to keep horses for pleasure.

Yep, she had a misfortune. And yes, she put herself in a bad situation first.

But here's the thing, UN--you aren't sitting around whining about it (at least not that I've seen). You're doing what needs to be done. Obviously, bad stuff happens. Making the worst of it doesn't help--and a lot of people have no clue what "bad times" truly are.

So yeah, I stick by the post. Anyone else with misfortunes ready to chime in too? Still doesn't make buying a house/car (or horse) one can't afford a smart idea. And no, that doesn't mean that's what everyone who lost one did.

Ah, nevermind. I'll leave you folks to your party.

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Apologies are offered.

Uncle Nasty

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ORIGINAL: pahunkboy

I think I would rather bit hit straight on by a nuke then be on the outskirts.    Sudden death or a long show painful one...  hmmm

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ORIGINAL: StrongNotCruel

Very hard question. This recession is perhaps viewed as the latest in a string of financial bubbles "bursting". First the dot-com, then housing, then the financial industry. Some folks feel that commercial real estate is preparing to burst, driving more very bad assets into an already weakened financial system. I'm assuming you live in the US from the particulars of your question. Most people that study this stuff feel that the economy will stabilize, with unemployment in the 10% range, much worse in certain areas of the country, and that growth will not lead to job creation. The New York Times has a couple of economists, Paul Krugman being one of them, that are worth reading if you want more information.

The US isn't leading the world out of this recession, and we may need to really dedicate ourselves to education and infrastructure to have an economy that can support this country.

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ORIGINAL: MzMia



Anyway we can get back some of the jobs we have outsourced?

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Paul Krugman...worth reading? Only if you find watching an obviously intelligent person get things so wrong entertaining.